{"id":26271,"date":"2022-04-06T12:10:47","date_gmt":"2022-04-06T12:10:47","guid":{"rendered":"https:\/\/www.tatacapital.com\/blog\/?p=26271"},"modified":"2025-06-24T13:06:00","modified_gmt":"2025-06-24T13:06:00","slug":"how-to-achieve-your-first-crore-through-sip-investments","status":"publish","type":"post","link":"https:\/\/www.tatacapitalmoneyfy.com\/blog\/sip\/how-to-achieve-your-first-crore-through-sip-investments\/","title":{"rendered":"How to Achieve Your First Crore Through SIP Investments?"},"content":{"rendered":"\n

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As a salaried professional, living from paycheque to paycheque, the dream may seem as simple as building castles in the air. With a Systematic Investment Plan (SIP), however, your dream can become a reality in due time. Here’s how.<\/p>\n\n\n\n

How to make one crore through SIP investments?<\/strong><\/h2>\n\n\n\n

If you are waiting to save a lump sum before starting investment, don’t. The journey of achieving one crore can begin with a small SIP amount of Rs. 5,000. Let us see how.<\/p>\n\n\n\n

Start small, but start early<\/strong><\/h2>\n\n\n\n

To grow your corpus through SIP investments, you need to have time in your favour for the compounding effect to work.<\/p>\n\n\n\n

To give you some perspective, suppose you start investing at 22 in equity mutual funds<\/a> with an annualised return of 15%. Here’s how the amount will vary depending on the change in your investment horizon.<\/p>\n\n\n\n

  Investment Horizon<\/strong><\/td>  Required SIP amount<\/strong><\/td><\/tr>
  10 years<\/td>  Rs. 36,335<\/td><\/tr>
  20 years<\/td>  Rs. 6,679<\/td><\/tr>
  30 years<\/td>  Rs. 1, 444<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

So you see, the longer you invest, the less you need to shell out every month to reach your goal. Once you’ve settled on that, here are the next steps. <\/p>\n\n\n\n