It’s not always about how much you invest, but how regularly you do it. A sip of 2000 per month can seem small, but over time, it can grow into a strong financial support system. For young earners, students, or anyone starting out, SIPs are one of the easiest ways to begin investing without needing to understand the market in depth.
A Systematic Investment Plan (SIP) helps you invest a fixed amount monthly, building discipline while navigating market ups and downs. A sip of 2000 per month for 20 years can turn ₹4.8 lakh into over ₹15 lakh at 12% returns. Even a shorter period, like a 2000 sip for 10 years, can turn ₹2.4 lakh into around ₹4.5 lakh. This makes SIPs a useful tool, no matter your time horizon.
If you're starting your investment journey with just ₹2,000 per month, explore these mutual fund options that could form your best systematic investment plan mutual fund.
- ICICI Prudential Bluechip Fund
- HDFC Balanced Advantage Fund
- SBI Bluechip Fund
- Mirae Asset Large Cap Fund
- Canara Robeco Emerging Equities Fund
- DSP ELSS Tax Saver Fund
The information is as on 15th may’2025
Source- Value Research
Here’s a quick look at how these funds compare-
Funds | AUM (in Rs) | 3 Year Annualised Returns (in %) | Expense Ratio (in %) |
ICICI Prudential Bluechip Fund | 55,459 Crs | 21.3 | 1.49 |
HDFC Balanced Advantage Fund | 86,471 Crs | 24.1 | 1.38 |
SBI Bluechip Fund | 46,085 Crs | 16.8 | 0.82 |
Mirae Asset Large Cap Fund | 37,778 Crs | 15.00 | 1.53 |
Even a small step like investing ₹2,000 a month can lead to big results over time. Whether your goal is to save tax, grow wealth, or plan for the future, mutual fund SIPs offer flexibility and long-term value.
To begin investing in the best SIPs for 2000 per month, visit the Tata Capital Moneyfy website or download the Moneyfy app!
Staying invested for a longer period helps your money grow steadily and benefit from compounding.
Look for funds with consistent past performance, a low expense ratio, and a track record that matches your risk level and goals.
It builds investment discipline, removes the pressure of timing the market, and is affordable for most people starting out.
All mutual funds carry some market risk. Short-term ups and downs are normal, but long-term investors often benefit.
Some of the best options include Mirae Asset Large Cap and Canara Robeco Emerging Equities.
Large-cap or balanced funds are better for stable growth. Mid- or small-cap funds suit those who are comfortable with risk.
Investing ₹2,000 monthly for 6–7 years in a good mutual fund can potentially double depending on the returns.