Explore Credit Card Features & Benefits for Monefy Customers
Our Credit Card Products
We have the best credit cards for all your needs. Check our exclusive credit card offerings below.
![AU Bank Zenith](/content/dam/tata-capital-moneyfy/credit-card/6.png)
AU Bank Zenith
- Joining vouchers, Airport lounge access, Concierge services and other lifesyle benefits
- Annual Fees ₹ 2,999+ taxes
![AU Bank Vetta](/content/dam/tata-capital-moneyfy/credit-card/7.png)
AU Bank Vetta
- Vouchers worth INR 2000 on minimum INR 30,000 retail spends done within 60 days of card setup
- Accelerated Credit Card Rewards Program
- Annual Fees ₹ 2,999+ taxes
![AU Bank Altura Plus](/content/dam/tata-capital-moneyfy/credit-card/8.png)
AU Bank Altura Plus
- Vouchers worth INR 500 on minimum INR 10,000 retail spends done within 60 days of card setup.
- Choose your vouchers from a bouquet of top brands.
- Cashback Features
- Annual Fees ₹ 499+ taxes
![AU Bank Altura](/content/dam/tata-capital-moneyfy/credit-card/9.png)
AU Bank Altura
- Welcome offer- 5% Cashback on minimum INR 2,500 retail spends done within first 60 days of card setup
- Cashback Features
- Annual Fees ₹ 199+ taxes
![IDFC First Millennia](/content/dam/tata-capital-moneyfy/credit-card/15.png)
IDFC First Millennia
- Cashback on online spends, dining, and fuel
- Welcome benefits
- Annual Fees ₹ 1,000
![IDFC First Classic](/content/dam/tata-capital-moneyfy/credit-card/16.png)
IDFC First Classic
- Rewards on all categories of spending
- Fuel surcharge waiver
- Annual Fees ₹ 500
![IDFC First Wealth](/content/dam/tata-capital-moneyfy/credit-card/17.png)
IDFC First Wealth
- Premium lifestyle benefits, concierge services
- Complimentary lounge access
- Annual Fees ₹ 2,500
![IDFC First Visa](/content/dam/tata-capital-moneyfy/credit-card/18.png)
IDFC First Visa
- Discounts and offers on travel, dining, and more
- Complimentary airport lounge access
- Annual Fees ₹ 1,500
![IDFC First Select](/content/dam/tata-capital-moneyfy/credit-card/19.png)
IDFC First Select
- Milestone rewards, discounts on movie tickets
- EMI conversion facility
- Annual Fees ₹ 750
![IndusInd Bank Platinum Aura](/content/dam/tata-capital-moneyfy/credit-card/20.png)
IndusInd Bank Platinum Aura
- Rewards on all categories of spending
- Complimentary golf games
- Annual Fees ₹ 1,999
![IndusInd Bank Pinnacle](/content/dam/tata-capital-moneyfy/credit-card/21.png)
IndusInd Bank Pinnacle
- Luxury lifestyle benefits
- Airport lounge access
- Annual Fees ₹ 10,000
![IndusInd Bank Iconia](/content/dam/tata-capital-moneyfy/credit-card/22.png)
IndusInd Bank Iconia
- Accelerated reward points
- Movie and dining privileges
- Annual Fees ₹ 1,500
![IndusInd Bank Chelsea FC](/content/dam/tata-capital-moneyfy/credit-card/23.png)
IndusInd Bank Chelsea FC
- Exclusive benefits for Chelsea FC fans
- Discounts on merchandise
- Annual Fees ₹ 500
![IndusInd Bank Nexxt](/content/dam/tata-capital-moneyfy/credit-card/24.png)
IndusInd Bank Nexxt
- Interactive card with multiple payment options
- Cashback on select transactions
- Annual Fees ₹ 1,000
![SBI SimplySAVE](/content/dam/tata-capital-moneyfy/credit-card/25.png)
SBI SimplySAVE
- Rewards on all categories of spending
- Fuel surcharge waiver, EMI conversion
- Annual Fees ₹ 499
![SBI SimplyCLICK](/content/dam/tata-capital-moneyfy/credit-card/26.png)
SBI SimplyCLICK
- Rewards on online shopping
- Discounts on partner websites
- Annual Fees ₹ 499
![SBI Card ELITE](/content/dam/tata-capital-moneyfy/credit-card/27.png)
SBI Card ELITE
- Premium lifestyle benefits, milestone rewards
- Complimentary lounge access
- Annual Fees ₹ 4,999
![SBI Card PRIME](/content/dam/tata-capital-moneyfy/credit-card/28.png)
SBI Card PRIME
- Milestone rewards, accelerated reward points
- Welcome e-gift voucher
- Annual Fees ₹ 2,999
![SBI IRCTC Platinum](/content/dam/tata-capital-moneyfy/credit-card/29.png)
SBI IRCTC Platinum
- Rewards on railway bookings, dining, and more
- Exclusive travel offers
- Annual Fees ₹ 5
![Yes Prosperity Edge](/content/dam/tata-capital-moneyfy/credit-card/30.png)
Yes Prosperity Edge
- Accelerated reward points, milestone benefits
- Fuel surcharge waiver
- Annual Fees ₹ 1,000
![Yes Prosperity Rewards](/content/dam/tata-capital-moneyfy/credit-card/31.png)
Yes Prosperity Rewards
- Rewards on all categories of spending
- Complimentary lounge access
- Annual Fees ₹ 499
![Yes First Exclusive](/content/dam/tata-capital-moneyfy/credit-card/32.png)
Yes First Exclusive
- Premium lifestyle benefits, concierge services
- Golf privileges
- Annual Fees ₹ 10,000
![Yes First Preferred](/content/dam/tata-capital-moneyfy/credit-card/33.png)
Yes First Preferred
- Travel benefits, milestone rewards
- Exclusive dining offers
- Annual Fees ₹ 2,500
![Yes Premia](/content/dam/tata-capital-moneyfy/credit-card/34.png)
Yes Premia
- Airport lounge access, milestone rewards
- Complimentary golf lessons
- Annual Fees ₹ 1,000
![TATA STAR Card SELECT](/content/dam/tata-capital-moneyfy/credit-card/35.png)
TATA STAR Card SELECT
- Welcome and Anniversary e-Gift Vouchers from STAR worth upto ₹3500
- Spends linked gift vouchers up to ₹6,000
- 3.5% value back on spends at STAR Outlets
![Tata Card SELECT](/content/dam/tata-capital-moneyfy/credit-card/36.png)
Tata Card SELECT
- Welcome and anniversary gift voucher worth ₹3,000 from popular brands
- Spends linked gift vouchers worth upto ₹6000
![Tata Croma Card SELECT](/content/dam/tata-capital-moneyfy/credit-card/37.png)
Tata Croma Card SELECT
- Welcome and anniversary gift voucher worth ₹3,000 from popular brands
- Spends linked gift vouchers worth upto ₹6000
![Tata STAR Titanium Card](/content/dam/tata-capital-moneyfy/credit-card/38.png)
Tata STAR Titanium Card
- Welcome e-Gift Voucher worth ₹1000 from STAR
- 3.5% value back at STAR Outlets
- 3 Reward Points on Departmental Stores, Grocery store
![Tata Card](/content/dam/tata-capital-moneyfy/credit-card/39.png)
Tata Card
- 500 Empower points on spends of ₹2,000 in first 60 days
- 1.5% Value back on spends @ Croma & cromaretail.com
![Tata Croma Card](/content/dam/tata-capital-moneyfy/credit-card/40.png)
Tata Croma Card
- 500 Empower points on spends of ₹2,000 in first 60 days
- 1.5% Value back on spends @ Croma & cromaretail.com
Recently Launched Credit Cards
With Tata Capital Moneyfy, you can apply to an exclusive range of credit cards for leading providers-
1. AU Bank Altura Plus
Enjoy vouchers worth INR 500 on a minimum retail spend of INR 10,000 within 60 days of card setup.
Annual fees of Rs. 499 + taxes
Choose your discount vouchers from various top brands
2. Bank of Baroda Prime
Annual fees of Rs. 499
Enjoy a fuel surcharge waiver
Receive exciting rewards on all categories of spending
3. Bank of Baroda Premier
Premium lifestyle benefits
Apply for a credit card at an annual fee of Rs. 1,999
Get complimentary lounge access
4. IDFC First Millennia
Get cashback benefits on online spending, fuel, and dining
Welcome benefits
Annual fees of Rs. 1,000
Eligibility Criteria for Credit Card
The eligibility criteria for the credit card differs from one provider to another. You can get in touch with the representatives at Tata Capital Moneyfy to determine your eligibility.
Moreover, the standard eligibility criteria to apply for a credit card are as follows-
The applicant should be an Indian
The applicant must have a good credit score and credit history
How to Apply For A Credit Card Online?
Applying for a credit card with Moneyfy is quick and easy. Here are the steps you need to follow-
1. Visit the Credit Cards page on the Tata Capital website
2. Choose from the range of credit cards and click on "Apply Now."
3. On the particular credit card provider's page, fill in the application form
4. If you receive a pre-approved offer, avail of your credit card offer
5. Complete the video KYC process and wait for approval
Fees and Charges
Each credit card variant carries different sets of fees and charges. To know more about credit card fees and charges, visit the card provider's website or contact Tata Capital Moneyfy.
Things to know before applying for a Credit Card
Applying for a credit card is a significant financial decision that requires careful consideration. Here are some essential points to keep in mind before you proceed-
1. Credit Score
Your credit score plays a crucial role in the approval process. A higher score increases your chances of getting approved and might fetch better interest rates. Check your credit score and, if necessary, take steps to improve it before applying.
2. Interest Rates
Understand the interest rates associated with the credit card. Look for cards with lower Annual Percentage Rates (APRs) to save on interest if you carry a balance.
3. Fees and Charges
Many credit cards carry various charges, including annual fees, late payment fees, foreign transaction fees, and cash advance fees. Be aware of such charges to determine the overall cost of the credit card. Consider a credit card offering zero annual fees or waiving the first-year fee.
4. Credit Limit
The credit limit is the maximum amount you can spend using the card. Choose a card with a credit limit that suits your financial needs without encouraging overspending.
5. Rewards and Benefits
Check out the rewards and benefits the card offers, such as cashback, reward points, travel perks, and discounts. Choose a credit card with a rewards program that aligns with your spending patterns.
6. Introductory Offers
Many credit cards come with introductory offers such as zero-interest periods or bonus reward points. Evaluate these offers to determine their value and how they fit your financial needs.
Types of Credit Cards in India
In India, you can choose from a diverse range of credit cards tailored to meet your specific financial and spending needs. Some popular credit cards include lifestyle credit cards that provide benefits like discounts on dining, entertainment, shopping, and wellness. Fuel credit cards are ideal for those who spend significantly on fuel and provide cashback, deals, and reward points on fuel transactions.
Here is a list of popular credit card types in India-
Travel credit card |
Cashback credit card |
Secured credit card |
Lifestyle credit card |
Prepaid credit card |
Entertainment credit card |
Shopping credit card |
Fuel credit card |
Rewards credit card |
Contactless credit card |
Credit Card Security Tips
Here are some tips to ensure the security of your credit card-
Check your statement regularly to stay on top of any unauthorised transactions.
Carry out online transactions only on secure websites.
Use choose strong and unique passwords for your credit card.
Avoid carrying out online transactions via your credit card on public Wi-Fi.
Opt for two-factor authentication while transacting online.
Offers on Credit Cards
Brand |
Offer details |
Coupon code |
Apollo 24/7 |
Get 12% off up to Rs. 300 on a transaction of Rs. 800 on medicine via Apollo 24/7. |
APLRBL12 |
Tata 1 Mg |
Get up to 25% off on prescribed medicine for new users |
RBLAPL35 |
Titan |
Enjoy flat 10% off on a minimum purchase of Rs. 2,999 |
TITANRBL |
Disclaimer
Credit Card offerings are brought to you by third-party entities at their solediscretion. Tata Securities Limited (TSL)/ Moneyfy is merely acting as a Referrer and is only displaying the features of the Credit Cards on its platform and such display must not be construed as an offer or advice to transact in such Products. The mentioned details regarding the Credit Cards are as communicated by such third-party entities and TSL/ Moneyfy does not make any claims, warranties, or representations, expressor implied regarding the Credit Cards or features thereof and shall assume no responsibility or liability in relation to the same or otherwise with respect to the Credit Cards whatsoever. Terms and conditions apply
Frequently Asked Questions (FAQs)
VIEW ALLA credit card is a financial tool that allows you to borrow funds up to a pre-approved limit for purchases, with the obligation to repay the amount later.
Most credit cards can be used for international transactions, but additional foreign transaction fees may apply.
A lifetime free credit card does not have any annual or joining fees, which makes it a cost-effective credit card option for the user.
No, you are not required to use your credit card every month, but occasional use for shopping, dining, or travelling can help maintain an active account and good credit score.
Yes, you may get a credit card without a job if you have an alternate source of income, such as investments. Please check the relevant product page for more information.
With most lenders offering online application processes, it is possible to get your credit card approved within a day. However, you might not receive the physical credit card immediately.
The number of credit cards you can own is not fixed and depends on your financial needs and spending habits. However, if you have more than one credit card, manage the expenses prudently and make the payments on time.
Card issuers determine your credit limit based on factors like your income, credit score, repayment capacity, and credit history.
The 'minimum due' is the minimum amount you must pay by the due date to avoid late fees and keep your credit history stable.