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Our Personal Loan Partners
KreditBee
KreditBee is an instant personal loan platform for the self-employed and salaried professionals. You can apply for affordable personal loans starting from ₹1,000 up to ₹3 Lakhs as per your requirement.
LoanTap
- Personal Loan up to Rs 10 lakh.
- 100% digital application.
- No collateral required.
- Loan disbursed within 24-36 hours.
Tata Capital Limited
Apply for a Tata Capital Personal loan and get affordable and unsecured credit of up to Rs. 35 lakhs at attractive interest rates.
mPokket
- - Pocket Loans starting from Rs 500.
- - Approval in 10 mins.
- - No credit score required.
- - Loans for everyone from College students, salaried professionals to self employed.
Indialends
- - Lowest interest rate
- - Personalized offers with fast disbursals from multiple lenders
Interest Rates and Application Fees for Personal Loans
Type of Fee |
Details |
Rate of Interest |
Between 18% p.a. and 29.95% p.a. |
Processing Fees |
This fee is charged to process your loan request. Please discuss this when applying for the loan. |
Bounce Charges |
These refer to charges levied on non-payment of EMIs on their due dates. Please discuss this when applying for the loan. |
Penal Charges |
A delay in EMI payment can attract penal charges that will be levied on each delayed instalment individually. Please discuss this when applying for the loan. |
Stamp Duty (as per respective state) |
This amount will depend on the governing state law and will be deducted from the loan amount. |
Annual Maintenance Charges (AMC) |
This is an annual fee that is charged for servicing and managing the loan account. |
Eligibility Criteria & Documents Required
Tata Capital Moneyfy’s personal loan partners include Tata Capital Limited, KreditBee, and Fibe. Although specific eligibility criteria and document lists may differ among these partners, here are the general requirements to qualify for a personal loan and the documents required for a Tata Capital Moneyfy personal loan:
1. The individual must be a resident of India.
2. The Individual must be between the ages of 21 and 55.
3. The Individual must earn a minimum salary of Rs 18,000 if they work in a metro city and Rs 15,000 if they work in a non-metro city.
4. The Individual must have one year of work experience.
Here is a list of documents required:
1. Photo Identity Proof- A copy of your Aadhaar Card/ Voter ID/ Passport/ Driving License
2. Address Proof- A copy of your Aadhaar Card/ Voter ID/ Passport/ Driving License
3. Salary slips for the last two months
4. Income Proof- A copy of your salary credit or primary bank statement for the last three months
5. A certificate of employment stating one year of continuous employment
6. A copy of your PAN Card
To make an informed decision, be sure to analyse Tata Capital Limited, KreditBee, and Fibe’s individual eligibility criteria and list of documents required.
How To Apply for A Personal Loan
Tata Capital Moneyfy offers a fully digital loan application process. Applicants can apply for loans ranging from Rs 5,000 to Rs 5 Lakh without leaving the comfort of their homes.
All applicants have to do is navigate to our official website and follow the steps mentioned on the screen. Once their loan application is approved, the loan amount will be disbursed directly into their account.
Benefits for Moneyfy Customers
End-to-end online loan applications
No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.
Quick Disbursals
We don’t ask for any collateral or security for Personal Loans.
Money credited directly into bank account
Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
High Loan eligibility
Loans ranging from Rs 5000 to Rs 35 Lakhs across partners
Frequently Asked Questions (FAQs)
VIEW ALLWhat Are the Typical Uses for a Personal Loan?
With a Tata Capital Moneyfy personal loan, you can easily finance your urgent financial needs like weddings, home renovations, medical bills, and even big-ticket purchases like home appliances. Enjoy the convenience of instant disbursals, making it simple to manage all your expenses effortlessly.
What are the eligibility criteria for a personal loan?
Here are the eligibility criteria for a personal loan from Tata Capital Moneyfy:
1. The individual must be a resident of India.
2. The Individual must be between the ages of 21 and 55.
3. The Individual must earn a minimum salary of Rs 18,000 if they work in a metro city and Rs 15,000 if they work in a non-metro city.
4. The Individual must have one year of work experience.
What is the CIBIL score is required to get personal loan?
A CIBIL score of 750 or above is ideal for applying for a personal loan. This score can help you negotiate favourable loan terms and get quick personal loan approval.
How is the interest calculated on personal loan?
The interest rate on your personal loan depends on several factors, including the principal amount, loan tenure, your CIBIL score, and repayment history. To get a clearer picture of your potential EMIs at different interest rates, try using the Tata Capital Moneyfy EMI calculator.
How to select the best personal loan in India?
Tata Capital Moneyfy provides you with some of the best personal loan options in India. Check your eligibility based on your CIBIL score and use online tools like EMI calculators to estimate monthly payments. This will help you find the personal loan that suits your needs best.
How can I Repay my personal loan?
Repaying your personal loan is simple and convenient, with Equal Monthly Instalments (EMIs). This method involves paying a fixed amount each month, making it easy to manage your finances. To streamline the process even further, you can set up an E-mandate. With an E-mandate, your EMIs are automatically deducted from your account every month, ensuring timely payments and preventing any risk of default.
What is the maximum loan that I can get?
The maximum loan amount that you can get with Tata Capital Moneyfy is Rs 35 Lakhs.
How to check status of personal loan?
You can check the status of your personal loan by contacting Tata Capital Moneyfy by phone (18602661996) or by email (moneyfycare@tatacapital.com).
Is any security or collateral required when applying for a Personal Loan?
No, you don’t need any security or collateral when applying for a personal loan.
How can I change my EMI schedule?
To change your EMI schedule, contact Tata Capital Moneyfy at 18602661996 or email us at moneyfycare@tatacapital.com.
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