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Systematic Investment Plan (SIP) Calculator

My investment

I expect returns up to

%
1% 30%

Tenure

1 Year 30 Years
12 Months 360 Months

Suggested Strategy

Total investment

₹ 15,00,000

Estimated Gains

₹ 5,62,159

If you invest ₹ 25,000 per month, in 5 years you will get

Future Value

₹ 20,62,159

Start Investing

My investment

I expect returns up to

%
1% 30%

Tenure

1 Year 30 Years
12 Months 360 Months

Suggested Strategy

Total investment

₹ 1,00,000

Estimated Gains

₹ 76,234

If you invest ₹ 1,00,000 today, in 5 years you will get

Future Value

₹ 1,76,234

Start Investing

Prospective investors can think that SIPs and mutual funds are the same. However, SIPs are merely a method of investing in mutual funds, the other method being a lump sum. A SIP calculator is a tool that helps you determine the returns you can avail when parking your funds in such investment tools.

Start an SIP at Rs. 500/month

Start taking small steps to secure your future! 

Start an SIP at Rs. 500/month

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What is a SIP Calculator?

A SIP calculator is a simple tool that allows individuals to get an idea of the returns on their mutual fund investments made through SIP. SIP investments in mutual funds have become one of the most popular investment options for millennials lately. These mutual fund sip calculators are designed to give potential investors an estimate on their mutual fund investments. However, the actual returns offered by a mutual fund scheme varies depending on various factors. The SIP calculator does not provide clarification for the exit load and expense ratio (if any). This calculator will calculate the wealth gain and expected returns for your monthly SIP investment. Indeed, you get a rough estimate on the maturity amount for any of your monthly SIP, based on a projected annual return rate.

How can a SIP return calculator help you?

SIPs are a more lucrative mode of investing funds compared to a lump sum amount according to several mutual fund experts. It helps you become financially disciplined and create a habit of savings that can benefit you in the future. A SIP calculator online is a beneficial tool, which shows the estimated returns you will earn after the investment tenure.

Few of the benefits of SIP calculators include

  • Assists you to determine the amount you want to invest in.

  • Tells you the total amount you have invested.

  • Gives an estimated value of the returns.

Optimistic (deflationary) scenario:

A SIP plan calculator works on the following formula –

M = P × ({[1 + i]n – 1} / i) × (1 + i).

In the above formula –

M is the amount you receive upon maturity.
P is the amount you invest at regular intervals.
n is the number of payments you have made.
is the periodic rate of interest.