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Gold Prices Reached ₹1 Lakh in FY 2025: Should You Invest in Gold This Year?

Gold Prices Reached ₹1 Lakh in FY 2025: Should You Invest in Gold This Year?

In India, gold has always held a special place. It is not just a traditional ornament but also a trusted form of investment. Recently, though, the price of gold has gone up sharply. In just four months, gold prices have jumped by INR 19,000. On Akshaya Tritiya (30 April 2025), the price of 10 grams of gold touched INR 1 lakh. With prices rising steadily, the big question now is — is gold a good investment right now, and should you buy gold now? Read on to know more.

Why are Gold Prices Increasing?

Here are a few key reasons behind the recent price rally.

1. Global uncertainty


The global economy is under stress. There are fears of a recession, slow growth, and rising trade tensions. During such uncertain times, investors often look for safer options like gold, which holds value when markets become unpredictable.

2. High demand

Since the pandemic in 2020, demand for gold has remained strong. People continue to buy gold for jewellery, investment, and even for industrial use. In 2024, total demand reached 4,974 tonnes, worth 382 billion dollars.

3. Central banks are buying gold

Many central banks are increasing their gold reserves. They are also bringing gold back into their own countries. Earlier, nations like India and the US stored gold in the Bank of England. Now, they are shifting it to their own vaults for better control.

Should I invest in Gold?

Even after this price surge, gold is still useful for a balanced portfolio. However, experts suggest that gold should not be your main investment. A good rule is to keep gold at around 3 to 4 percent of your total investments. Gold helps protect your money during market ups and downs without hurting overall returns.

How to Invest in Gold through SIP?

Gold mutual funds invest in gold ETFs, physical gold, and shares of companies involved in gold mining. You can easily invest in gold SIP through the Tata Capital Moneyfy app-

- Download the Tata Capital Moneyfy app

- Complete your registration and KYC

- Search for Gold ETF FoFs (Fund of Funds) to view the top options

- Start an SIP.
To get started, visit the Tata Capital Moneyfy website or download the Moneyfy app today.

FAQs

Should I invest in online gold?

Online gold is a simple and affordable way to invest. It helps you avoid storage issues and making charges tied to physical gold.

Is this the correct time to invest in gold?

Gold can bring balance to your portfolio. Experts suggest limiting it to 3-4% of your total investments for better risk management.

Is gold worth investing in 2025?

With rising global uncertainty and demand, gold continues to hold value and offers stability, especially during market volatility.

 

Is SIP in gold worth it?

Gold SIPs let you invest small amounts regularly, making it easier to build wealth and benefit from long-term return on gold investment.

Which gold SIP can I invest in?

You can invest in Gold ETFs or FoFs from trusted mutual fund platforms based on your goals and risk level.