SIP

Best SIP Plans at 100 Per Month

By admin
28 May 2025
2 mins read

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Investing may sound expensive, but it doesn't always need a big budget. Systematic Investment Plans, or SIPs, offer an easy entry into mutual funds, starting from as low as a SIP of 100 per month. This is a great option for anyone looking to invest without taking on much risk. So, if you are curious about starting your investment journey, here’s a look at some of the best 100 Rs SIP plans that you can invest in.

What is a SIP Plan?

A Systematic Investment Plan (SIP) is a method of investing in mutual funds in regular instalments. Instead of putting in a lump sum, you invest a fixed amount every month. It builds financial discipline and gives your money a chance to grow through the power of compounding.

List of Best SIP Plans for 100 per Month

Below is the minimum 100 Rs SIP in the mutual funds list.

- ICICI Prudential Regular Gold Savings Fund (FOF)

- HDFC Gold ETF Fund of Fund

- Nippon India Short-term Fund

- Axis Corporate Bond Fund

- DSP Bond Fund

- Edelweiss Mid Cap Fund Direct - Growth

- Mirae Asset Aggressive Hybrid Fund

Details of Best SIP Plans for 100 Per Month

The table below gives a detailed breakdown of each of the mutual funds mentioned above.

Funds	AUM (in Rs)	3 Year Annualised Returns (in %)	Expense Ratio (in %)
ICICI Prudential Regular Gold Savings Fund (FOF)	1,909 Crs	22.2	0.09
HDFC Gold ETF Fund of Fund	3,558 Crs	22.36	0.18
Nippon India Short-term Fund	6,692 Crs	8.1	0.37
Axis Corporate Bond Fund	6,203 Crs	8.2	0.32
DSP Bond Fund	309 Crs	8.15	0.4
Edelweiss Mid Cap Fund Direct - Growth	8,633 Crs	26.65	0.39
Mirae Asset Aggressive Hybrid Fund	8,681 Crs	15.43	0.51

Final Thoughts

A 100 rupees SIP plan might seem small, but it is a smart way to build a habit of saving and investing. Over time, even small amounts can grow into meaningful savings. The key is to be patient and consistent.

If you're ready to begin your SIP journey, then choose Tata Capital Moneyfy. Here, you can easily explore funds, track your performance, and manage your investments all in one place. To begin investing, visit our Tata Capital Moneyfy website or download the Moneyfy app!

FAQs

Which 100 RS SIP is best?

Funds like Nippon India Small Cap and ICICI Prudential Bluechip are among the best choices for SIP with 100 rupees based on past returns and fund stability.