It’s not always about how much you invest, but how regularly you do it. A sip of 2000 per month can seem small, but over time, it can grow into a strong financial support system. For young earners, students, or anyone starting out, SIPs are one of the easiest ways to begin investing without needing to understand the market in depth.
A Systematic Investment Plan (SIP) helps you invest a fixed amount monthly, building discipline while navigating market ups and downs. A sip of 2000 per month for 20 years can turn ₹4.8 lakh into over ₹15 lakh at 12% returns. Even a shorter period, like a 2000 sip for 10 years, can turn ₹2.4 lakh into around ₹4.5 lakh. This makes SIPs a useful tool, no matter your time horizon.
If you are starting with ₹2,000 per month, here are some mutual fund options-
- ICICI Prudential Bluechip Fund
- HDFC Balanced Advantage Fund
- SBI Bluechip Fund
- Mirae Asset Large Cap Fund
- Canara Robeco Emerging Equities Fund
- DSP ELSS Tax Saver Fund
The information is as on 15th may’2025
Source- Value Research
Here’s a quick look at how these funds compare-
Funds | AUM (in Rs) | 3 Year Annualised Returns (in %) | Expense Ratio (in %) |
ICICI Prudential Bluechip Fund | 55,459 Crs | 21.3 | 1.49 |
HDFC Balanced Advantage Fund | 86,471 Crs | 24.1 | 1.38 |
SBI Bluechip Fund | 46,085 Crs | 16.8 | 0.82 |
Mirae Asset Large Cap Fund | 37,778 Crs | 15.00 | 1.53 |
Even a small step like investing ₹2,000 a month can lead to big results over time. Whether your goal is to save tax, grow wealth, or plan for the future, mutual fund SIPs offer flexibility and long-term value.
To begin investing in the best SIPs for 2000 per month, visit the Tata Capital Moneyfy website or download the Moneyfy app!