SIP

Best SIP Plans at 5000 Per Month

By admin
28 May 2025
2 mins read

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Saving money every month is a habit most people try to build, but where should that money go? If you've got ₹5,000 to spare each month, a SIP can be a simple way to start your investment journey. Whether you're planning for your child's future, a major expense, or simply want to grow your savings, a SIP of 5000 per month for 20 years, or even 5 years, can help you reach your financial goals without stretching your budget.

What is a SIP plan?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds each month. For instance, a SIP 5000 per month for 10 years means investing ₹6 lakh, which can grow to ₹11 lakh at 12 percent returns. A 5000 SIP for 5 years may turn ₹3 lakh into ₹4 lakh. A 5000 SIP for 20 years can grow to over ₹45 lakh, making it useful for goals like retirement or your child’s education.

List of best SIP plans for 5000 Per Month

Here are some of the best SIPs for 5000 per month.

- HDFC Balanced Advantage Fund Direct

- Parag Parikh Flexi Cap Fund Direct

- Nippon India Small Cap Fund Direct

Details of best SIP plans for 5000 Per Month

The information is as on 15^th may’2025

Source- Value Research

Funds	AUM (in Rs)	3 Year Annualised Returns (in %)	Expense Ratio (in %)
HDFC Balanced Advantage Fund Direct	86,471 Crs	24.1	1.38
Parag Parikh Flexi Cap Fund Direct	66,384 Crs	20.75	1.37
Nippon India Small Cap Fund Direct	51,566 Crs	33.1	1.47

Final thoughts

A 5000 SIP for 10 years or longer is a smart move if you want to build wealth steadily. Whether your goal is to buy a car, fund your child’s education, or prepare for retirement, SIPs are a reliable route. To begin investing, visit the Tata Capital Moneyfy website or download the Moneyfy app!