Kreditbee

For Flexi Personal Loans, the amount may be disbursed into the specified bank account within 15 minutes provided all the documents and details are correct and in-order.
For Personal loans for salaried, the disbursal may take up to 3 working days provided all the documents and details are correct and in-order.

Following documents required to apply for the loan-

• PAN: We collect your PAN details to check your Credit Score and other financial parameters.
• Proof of Address and Identity: You may provide us with a copy of your Aadhaar or Masked e-Aadhaar or Passport or Voter ID.
• Each user must mandatorily submit their PAN card along with one of the documents mentioned above as Identity and Address Proof.
• Please note that submission of Aadhar is voluntary and you may submit any one of the other alternatives provided above

Your credit limit is decided based on the authenticity of your documents as well as your previous repayment history which can be tracked via your KYC documents.

       Flexi Personal Loan

• Interest Rate: 18% p.a.-29.95% p.a.
• Processing Fees- Rs. 85 up to Rs. 1,250 flat
  
  

       Personal Loan for Salaried

• Interest Rate-: 15% p.a.-29.95% p.a.
• Processing fees: Rs. 500 to up to 6% of the Loan amount
  

There are no tax benefits on this loan.

You can repay your loan by heading over to the Repayments section and making an online payment. We support payments via Net Banking, Debit Card, UPI, Paytm Wallet and Bank Transfer. Use Bank Transfer option to avoid convenience charges.

The repayment period can be anywhere between 2 months (minimum of 62 days) to 15 months from the Disbursal Date.

Customer may write to KreditBee customer support on help@kreditbee.in to get their loan statement.