HDFC Credit Risk Debt Reg-IDCWQ

Fund Category: Credit Risk

Fund Category Credit Risk

High Debt IDCW Quarterly

3 Morning Star

3 Value Research

NAV( 4 Jul 2025)

₹ 10.36

0.53%

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HDFC Credit Risk Debt Reg-IDCWQ

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Performance

7.66%3y Returns

0.07% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 100
Lock In

0
Expense ratio

1.6%
Exit load

1% Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.

L After 365 days

Fund details

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Fund size

₹ 7,112 Cr
Plan

REGULAR
Launch date

6 Mar 2014
Fund type

OPEN
Fund benchmark

NIFTY Credit Risk Bond Index B-II
ISIN

INF179KA1GD8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Godrej Industries Ltd SR II NCD 8.40 27/08/2027	0.36%
Gera Developments Pvt. Ltd SR F NCD 9.60 24/09/2025	0.35%
Gera Developments Pvt. Ltd SR G NCD 9.60 24/12/2025	0.35%
Gera Developments Pvt. Ltd SR H NCD 9.60 24/03/2026	0.35%
Resco Global Wind Services Pvt. Ltd NCD 10.75 20/03/2026	1.42%
Gera Developments Pvt. Ltd SR E NCD 9.60 24/06/2025	0.35%
Kogta Financial India Ltd NCD 9.74 23/12/2025	0.88%
Mahindra Rural Housing Finance Ltd SR FF2021 NCD 7.90 09/01/2032	0.6%
TVS Credit Services Ltd NCD 8.85 11/06/2027	2.43%
ONGC Petro Additions Ltd SR XIII NCD 8.39 28/06/2027	0.72%
Kalpataru Projects International Ltd NCD 8.35 11/06/2027	2.86%
Andhra Pradesh State SDL 7.64 17/01/2031	0.02%
Nirma Ltd SR VII TR B Debenture 8.40 07/04/2026	1.2%
National Bank For Agriculture & Rural Development SR 25F Bonds 7.37 28/05/2035	0.73%
GOI Sec 6.67 15/12/2035	1.12%
GOI Sec 4.45 30/10/2034	1.08%
GOI Sec 7.25 12/06/2063	0.59%
GOI Sec 7.30 19/06/2053	1.27%
GOI Sec 7.34 22/04/2064	1.2%
GOI Sec 7.10 08/04/2034	1.15%
GOI Sec 7.23 15/04/2039	0.91%
Capital Infra Trust InvITs	0.64%
Indus Infra Trust InvITs	2.0%
Powergrid Infrastructure Investment Trust InvITs	0.25%
NTPC Ltd Bonds 8.05 05/05/2026	0.36%
NTPC Ltd SR-61 STRPP B Bonds 8.10 27/05/2026	0.14%
NTPC Ltd SR-57 Bonds 8.19 15/12/2025	0.35%
Power Finance Corporation Ltd SR 244B Bonds 7.40 15/01/2030	0.29%
GOI Sec 7.18 24/07/2037	0.75%
GOI GOI FRB 22/09/2033	0.15%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A SR I Debenture 10.81 31/01/2028	2.84%
LIC Housing Finance Ltd Debenture 7.05 21/12/2030	0.7%
Ramco Industries Ltd NCD 7.60 07/02/2028	1.41%
Godrej Industries Ltd NCD 8.29 26/02/2027	1.43%
Tata Projects Ltd SR I NCD 7.99 06/10/2025	1.06%
IIFL Finance Ltd SR D29 OP B NCD 9.90 20/03/2026	1.05%
IKF Finance Ltd NCD 9.90 20/01/2027	0.7%
REC Ltd SR 231A NCD 7.64 30/04/2027	1.07%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	0.73%
Kalpataru Projects International Ltd NCD 8.32 05/02/2027	2.14%
GOI Sec 7.09 05/08/2054	1.53%
Repo	0.6%
CDMDF Class A2	0.33%
Vajra Trust Sec. Debt	0.85%
Vajra Trust Sec. Debt 9.95 20/06/2029	0.73%
Indigo Paints Ltd SERIES A1 (B) PTC Sec. Debt	0.4%
Net Current Assets	2.93%
Vajra Trust Sec. Debt 20/08/2029	0.21%
Infopark Properties Ltd SR I RR Debenture 19/06/2039	1.42%
Tata Projects Ltd SR N NCD 8.50 18/12/2026	3.58%
JM Financial Asset Reconstruction Company Ltd SR III NCD 9.60 20/06/2025	0.35%
JM Financial Asset Reconstruction Company Ltd SR IV NCD 9.60 19/12/2025	0.28%
IndiGrid Infrastructure Trust SR L NCD 7.32 27/06/2031	0.71%
IndiGrid Infrastructure Trust SR M NCD 6.72 14/09/2026	0.28%
TMF Holdings Ltd SR A NCD 7.2962	0.42%
Kogta Financial India Ltd NCD 9.65 10/03/2028	2.1%
Sandur Manganese & Iron Ores Ltd NCD 30/09/2031	4.16%
ONGC Petro Additions Ltd SR XI NCD 8.37 16/06/2026	0.36%
Mahindra Rural Housing Finance Ltd NCD 8.45 25/03/2027	1.43%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029	0.36%
Embassy Office Parks REIT REITs	1.02%
Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028	3.3%
Motilal Oswal Home Finance Ltd SR 2 Debenture 8.55 24/03/2028	0.36%
Kalpataru Projects International Ltd NCD 8.07 29/06/2026	2.54%
Tata Motors Ltd SR E28-B TRANCHE II NCD 8.50 29/01/2027	2.86%
REC Ltd SR 199 NCD 7.96 15/06/2030	0.15%
Tata Motors Ltd SR E28-B TRANCHE I NCD 8.50 30/12/2026	2.71%
SK Finance Ltd NCD 9.25 15/07/2027	2.79%
Muthoot Capital Services Ltd NCD 10.40 02/12/2026	1.32%
IKF Finance Ltd NCD 17/10/2027	0.46%
JM Financial Home Loans Ltd SR III TR S NCD 16/02/2028	1.07%
JM Financial Home Loans Ltd SR IV 9 TR NCD 16/06/2028	1.07%
Gera Developments Pvt. Ltd SR A NCD 9.60 12/03/2026	0.35%
Gera Developments Pvt. Ltd SR B NCD 9.60 11/06/2026	0.35%
Vastu Finserve India Private Ltd NCD 9.90 03/11/2025	2.11%
Power Finance Corporation Ltd SERIES 184 B NCD 9.10 23/03/2029	1.8%
REC Ltd SERIES 175 NCD 8.97 28/03/2029	0.15%
JSW Energy Ltd NCD 8.75 03/03/2028	2.12%
ONGC Petro Additions Ltd SR XII Debenture 8.29 25/01/2027	0.36%
DLF Home Developers Ltd Debenture 30/04/2027	2.12%
GOI Sec 6.64 16/06/2035	0.14%
GOI Sec 6.33 05/05/2035	0.57%
GOI Sec 6.92 18/11/2039	0.37%
Power Finance Corporation Ltd SR BS225B STRPP 1 Debenture 7.82 13/03/2030	0.29%
Power Finance Corporation Ltd SR BS225B STRPP 2 Debenture 7.82 13/03/2031	0.3%
Power Finance Corporation Ltd SR BS225 Debenture 7.82 12/03/2032	0.3%
Power Finance Corporation Ltd SR BS225B STRPP 4 Debenture 7.82 11/03/2033	0.3%
Nirma Ltd SR VII TR C Debenture 8.50 07/04/2027	2.5%
LIC Housing Finance Ltd SR 2 Bonds/NCD 7.70 19/03/2031	0.55%
Aditya Birla Renewables Ltd Bonds/NCD 8.60 24/09/2027	2.15%
NUVOCO Vistas Corp Ltd Bonds/NCD 7.75 28/08/2025	1.06%
Tata Capital Housing Finance Ltd SR B Debenture 6.50 15/06/2026	0.7%
Indian Railway Finance Corporation Ltd SERIES 142 Debenture 7.50 09/09/2029	0.73%

Sectors

Company	Allocation %
Services	5.21%
Others	5.65%
Construction	11.82%
Automobile	5.57%
Sovereign	10.83%
Consumer Staples	5.49%
Energy	9.16%
Materials	2.87%
Metals & Mining	4.16%
Financial	28.59%
Capital Goods	10.65%

Risk Associated

High

Investors be aware that principal under this fund will be at High risk
This product is suitable for investors who are seeking capital appreciation over long term

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Contact Information

Address:

Email:
Website

http://www.hdfcfund.com
Phone:

Funds Offered

82
AUM

₹ 8,44,075 Cr
Website

http://www.hdfcfund.com

About

HDFC Mutual Fund is India?s largest and most profitable mutual fund manager with above Rs 3.5 lakh crores of assets under management. Started in 1999, it was set up as a joint venture between Housing Development Finance Corporation Limited and Standard Life Investments Limited. They offer a comprehensive suite of savings and investment products across asset classes, which provide income and wealth creation opportunities to a large retail and institutional customer base.�

Fund Manager

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Shobhit Mehrotra

Funds Offered

9
AUM

₹ 44,641 Cr
Highest Return

23.43%

About

Shobhit Mehrotra Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of HDFC Credit Risk Debt Reg-IDCWQ?

The current NAV of HDFC Credit Risk Debt Reg-IDCWQ is ₹ 10.3647

How much does HDFC Credit Risk Debt Reg-IDCWQ charge as expense ratio?

The expense ratio of HDFC Credit Risk Debt Reg-IDCWQ is 1.6%

How to Redeem HDFC Credit Risk Debt Reg-IDCWQ Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in HDFC Credit Risk Debt Reg-IDCWQ?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in HDFC Credit Risk Debt Reg-IDCWQ through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in HDFC Credit Risk Debt Reg-IDCWQ based on your investment objective and risk profile.

What is the return of HDFC Credit Risk Debt Reg-IDCWQ?

For HDFC Credit Risk Debt Reg-IDCWQ, 3-year return is 7.66% per annum and 5-year return is 7.31% per annum. Check the return performance in detail on the page.