Kotak Credit Risk Reg-IDCW

Fund Category: Credit Risk

Fund Category Credit Risk

High Debt IDCW

2 Morning Star

1 Value Research

NAV( 30 Jun 2025)

₹ 12.82

0.34%

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Kotak Credit Risk Reg-IDCW

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Performance

7.14%3y Returns

0.02% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 100
Lock In

0
Expense ratio

1.71%
Exit load

1% Exit load for units in excess of 6% of the investment,1% will be charged for redemption within 365 days

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 704 Cr
Plan

REGULAR
Launch date

12 Apr 2010
Fund type

OPEN
Fund benchmark

CRISIL Credit Risk Debt B-II Index
ISIN

INF174K01EF4

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Aditya Birla Real Estate Ltd SR XXI Debenture 8.10 25/04/2026	0.29%
Aadhar Housing Finance Ltd Debenture 8.37 29/05/2028	2.88%
Aadhar Housing Finance Ltd Debenture 8.65 21/08/2027	2.89%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028	3.62%
THDC India Ltd SR-1 Bonds 7.59 03/10/2026	1.43%
GOI Sec 7.10 08/04/2034	1.08%
Indus Infra Trust InvITs	3.39%
CDMDF Class A2	0.56%
Uttar Pradesh Power Corporation Ltd SR II E Debenture 9.95 30/03/2029	0.29%
Uttar Pradesh Power Corporation Ltd SR II D Debenture 9.95 31/03/2028	0.29%
Uttar Pradesh Power Corporation Ltd SR II F Debenture 9.95 29/03/2030	0.29%
Uttar Pradesh Power Corporation Ltd SR II C Debenture 9.95 31/03/2027	0.29%
Uttar Pradesh Power Corporation Ltd SR II B Debenture 9.95 31/03/2026	0.29%
Uttar Pradesh Power Corporation Ltd SR I STRPP B Bonds 9.70 31/03/2026	0.5%
Uttar Pradesh Power Corporation Ltd SR I STRPP C Bonds 9.70 31/03/2027	0.51%
Uttar Pradesh Power Corporation Ltd SR I STRPP E Bonds 9.70 30/03/2029	0.51%
Uttar Pradesh Power Corporation Ltd SR I STRPP D Bonds 9.70 31/03/2028	0.51%
GOI Sec 7.18 14/08/2033	8.96%
Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A SR I Debenture 10.81 31/01/2028	7.16%
Tata Projects Ltd SR I NCD 7.99 06/10/2025	1.99%
Repo	0.31%
Brookfield India Real Estate Trust REIT REITs	2.39%
Yes Bank Ltd Additional Tier 1 Bo 9.00	0.0%
Vajra Trust Sec. Debt	3.45%
Godrej Industries Ltd SR 1 Debenture 8.42 27/12/2027	7.28%
Indostar Capital Finance Ltd SR XII Debenture 9.95 07/08/2025	5.69%
Embassy Office Parks REIT REITs	3.45%
Aditya Birla Real Estate Ltd NCD 8.55 30/08/2029	6.61%
AU Small Finance Bank Ltd SR I NCD 9.30 03/08/2032	4.34%
Sansar Trust SERIES A1 PTC Sec. Debt 25/06/2030	1.51%
Prestige Projects Private Ltd Debenture 11.75 05/03/2027	2.86%
Dhruva Trust SERIES A1 PTC Sec. Debt	0.59%
Nirma Ltd SR VII TR C Debenture 8.50 07/04/2027	0.72%
Aditya Birla Renewables Ltd Bonds/NCD 8.60 24/09/2027	5.8%
Tata Projects Ltd SR Q Bonds/NCD 8.25 28/04/2027	7.2%
Net Current Assets	2.91%
Vedanta Ltd SR 2 Debenture 9.50 20/08/2027	7.16%

Sectors

Company	Allocation %
Others	9.33%
Services	7.16%
Construction	22.71%
Sovereign	10.04%
Consumer Staples	14.90%
Energy	5.80%
Metals & Mining	7.16%
Financial	19.42%
Capital Goods	3.48%

Risk Associated

High

Investors be aware that principal under this fund will be at High risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Kotak Mahindra Mutual Fund >

Contact Information

Address:

Email:
Website

https://www.kotakmf.com/
Phone:

Funds Offered

85
AUM

₹ 5,32,334 Cr
Website

https://www.kotakmf.com/

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

Fund Manager

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Deepak Agrawal

Funds Offered

12
AUM

₹ 1,51,545 Cr
Highest Return

7.9%

About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Kotak Credit Risk Reg-IDCW?

The current NAV of Kotak Credit Risk Reg-IDCW is ₹ 12.8237

How much does Kotak Credit Risk Reg-IDCW charge as expense ratio?

The expense ratio of Kotak Credit Risk Reg-IDCW is 1.71%

How to Redeem Kotak Credit Risk Reg-IDCW Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Kotak Credit Risk Reg-IDCW?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Kotak Credit Risk Reg-IDCW through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Kotak Credit Risk Reg-IDCW based on your investment objective and risk profile.

What is the return of Kotak Credit Risk Reg-IDCW?

For Kotak Credit Risk Reg-IDCW, 3-year return is 7.14% per annum and 5-year return is 5.91% per annum. Check the return performance in detail on the page.