SBI Balanced Advantage Reg-IDCW

Fund Category: Dynamic Asset Allocation or Balanced Advantage

Fund Category Dynamic Asset Allocation or Balanced Advantage

Very High Hybrid IDCW

4 Morning Star

5 Value Research

NAV( 14 Aug 2025)

₹ 15.21

-1.67%

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SBI Balanced Advantage Reg-IDCW

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Performance

13.42%3y Returns

-0.07% 1D Returns

Investment details

Min SIP amount

₹ 500
Min Lumpsum

₹ 5000
Lock In

0
Expense ratio

1.56%
Exit load

1% For units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 36,558 Cr
Plan

REGULAR
Launch date

12 Aug 2021
Fund type

OPEN
Fund benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index
ISIN

INF200KA1Y65

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
GOI Sec 6.33 05/05/2035	0.68%
Repo	2.29%
ICICI Prudential Life Insurance Company Ltd	0.95%
Bandhan Bank Ltd	0.36%
HDFC Bank Ltd	5.42%
ITC Ltd	2.21%
Oil And Natural Gas Corporation Ltd	0.66%
Infosys Ltd	0.17%
LIC Housing Finance Ltd NCD 7.58 23/03/2035	0.84%
GOI Sec 7.18 24/07/2037	0.71%
GOI Sec 7.18 14/08/2033	0.93%
GOI Sec 7.34 22/04/2064	0.56%
GOI Sec 7.32 13/11/2030	1.01%
Embassy Office Parks REIT REITs	0.9%
SBI Life Insurance Company Ltd	0.15%
JSW Steel Ltd	0.05%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.77%
Punjab National Bank SR III Bonds 7.34 14/02/2035	0.07%
Muthoot Finance Ltd SR 28-A OP I Bonds 8.40 28/08/2028	0.42%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	0.28%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.14%
State Bank of India SR 1 AT1 Bonds 7.98	0.57%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	0.21%
LIC Housing Finance Ltd Bonds 7.07 29/04/2030	0.27%
Indian Railway Finance Corporation Ltd SR 190 Bonds 6.65 20/05/2030	0.48%
HDFC Life Insurance Co Ltd SR 2 NCD 8.10 14/02/2035	0.41%
Cholamandalam Investment & Finance Company Ltd SR 637 NCD 8.60 05/03/2029	1.11%
Bharti Telecom Ltd SR XXI NCD 8.75 05/11/2029	0.57%
State Bank of India SR II Additional Tier 2 Bo 6.24	0.14%
State Bank of India SR III Additional Tier 2 Bo 5.83	0.14%
Bank Of Baroda CD 23/07/2026	0.64%
CESC Ltd	1.58%
Container Corporation Of India Ltd	0.23%
Vishal Mega Mart Ltd	0.63%
Bank Of Baroda CD 05/08/2025	0.14%
GAIL (India) Ltd	2.25%
Jindal Steel & Power Ltd	0.05%
Karnataka State SDL 7.20 27/02/2037	0.28%
Bihar State SDL 6.90 16/07/2035	0.68%
National Highways Infra Trust	1.06%
Delhivery Ltd	0.47%
Coal India Ltd	0.0%
Brookfield India Real Estate Trust REIT REITs	1.21%
Biocon Ltd	1.07%
Tube Investments Of India Ltd	0.03%
Net Receivables	0.76%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029	0.21%
Sona BLW Precision Forgings Ltd	0.48%
Cash Margin	10.08%
Canara Bank CD 03/10/2025	0.68%
Ashok Leyland Ltd	0.94%
Cummins India Ltd	0.49%
Dabur India Ltd	0.84%
Gateway Distriparks Ltd	0.41%
Cipla Ltd	0.91%
Grasim Industries Ltd	0.28%
Petronet LNG Ltd	0.75%
Bajaj Finance Ltd	0.0%
Asian Paints Ltd	2.23%
ICICI Bank Ltd	0.81%
Maruti Suzuki India Ltd	1.34%
Axis Bank Ltd	1.74%
Bajaj Finserv Ltd	0.58%
HCL Technologies Ltd	1.73%
HDFC Asset Management Company Ltd	0.01%
Life Insurance Corporation of India	0.59%
Carborundum Universal Ltd	0.4%
Larsen & Toubro Ltd	1.93%
Go Fashion (India) Ltd	0.21%
ICICI Lombard General Insurance Company Ltd	0.35%
Hindustan Petroleum Corporation Ltd	0.11%
Indusind Bank Ltd	0.1%
Reliance Industries Ltd	5.58%
Punjab National Bank	1.61%
Tata Motors Ltd	1.92%
Bank Of Baroda	1.73%
Interglobe Aviation Ltd	0.54%
Bajaj Housing Finance Ltd Debenture 7.89 14/07/2034	0.57%
Tata Communications Ltd Debenture 7.75 29/08/2026	0.14%
Godrej Properties Ltd SR I Debenture 8.30 19/03/2027	0.63%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.42%
REC Ltd SR 248A Debenture 6.52 31/01/2028	0.55%
Lupin Ltd	0.22%
Tata Consultancy Services Ltd	0.46%
Wipro Ltd	0.38%
Titan Company Ltd	0.19%
Bharat Petroleum Corporation Ltd	0.66%
Dr. Reddy's Laboratories Ltd	0.0%
Cholamandalam Investment & Finance Company Ltd Debenture 7.50 30/09/2026	1.7%
Hindustan Petroleum Corporation Ltd Futures 28/08/2025	-0.11%
Sun Pharmaceutical Industries Ltd Futures 28/08/2025	-0.33%
Hindalco Industries Ltd Futures 28/08/2025	-0.18%
Titan Company Ltd Futures 28/08/2025	-0.19%
State Bank of India Futures 28/08/2025	-0.32%
Bajaj Finserv Ltd Futures 28/08/2025	0.0%
Vedanta Ltd Futures 28/08/2025	0.0%
Indusind Bank Ltd Futures 28/08/2025	-0.1%
Larsen & Toubro Ltd Debenture 6.35 19/06/2028	0.2%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.05%
Indian Oil Corporation Ltd	1.13%
Power Grid Corporation of India Ltd	0.47%
Bharti Airtel Ltd	2.43%
JSW Steel Ltd Futures 28/08/2025	-0.05%
ICICI Lombard General Insurance Company Ltd Futures 28/08/2025	-0.35%
National Bank For Agriculture & Rural Development CP 155-D 10/12/2025	0.67%
Jindal Steel & Power Ltd Futures 28/08/2025	-0.05%
Lupin Ltd Futures 28/08/2025	-0.22%
NMDC Ltd Futures 28/08/2025	0.0%
SBI Life Insurance Company Ltd Futures 28/08/2025	-0.15%
Ashok Leyland Ltd Futures 28/08/2025	-0.21%
Kotak Mahindra Bank Ltd	0.99%
Mahindra & Mahindra Ltd	1.8%
State Bank of India	1.29%
Tech Mahindra Ltd	1.67%
Tata Steel Ltd	2.38%
DLF Ltd	0.94%
Hindalco Industries Ltd	0.18%
Muthoot Finance Ltd Bonds 8.85 20/12/2028	0.21%
REC Ltd SR 244 Bonds 7.99	0.57%
Power Finance Corporation Ltd SR 246A Bonds 7.42 15/04/2028	0.21%
Small Industries Devp. Bank of India Ltd SR VIII Bonds 7.49 11/06/2029	0.14%
Sun Pharmaceutical Industries Ltd	1.18%
United Spirits Ltd	0.82%
Torrent Power Ltd	1.47%
Hindustan Unilever Ltd	0.62%
REC Ltd Futures 28/08/2025	-0.03%
Aurobindo Pharma Ltd Futures 28/08/2025	-0.01%
Interglobe Aviation Ltd Futures 28/08/2025	-0.54%
Petronet LNG Ltd Futures 28/08/2025	-0.37%
Cummins India Ltd Futures 28/08/2025	-0.49%
Tata Capital Ltd SR D STRPP II Debenture 8.098 23/09/2027	0.56%
Bharti Telecom Ltd CP 360-D 17/10/2025	0.13%
Jamnagar Utilities and Power Pvt. Ltd SR PPD8 Debenture 7.43 24/10/2034	0.69%
Summit Digitel Infrastructure Pvt. Ltd Debenture 7.58 30/10/2031	0.42%
Bharti Telecom Ltd SR XX Debenture 8.75 05/11/2028	0.85%
Mindspace Business Parks REIT SR Debenture 7.93 20/03/2027	0.53%
Torrent Power Ltd SR 11 TR 11B Debenture 8.50 07/06/2032	0.14%
Torrent Power Ltd SR 11 TR 11E Debenture 8.50 07/06/2032	0.07%
Torrent Power Ltd SR 11 TR 11A Debenture 8.50 07/06/2031	0.29%
Tata Capital Financial Services Ltd SERIES H Debenture 8.50 06/11/2029	0.57%
ACC Ltd	0.16%
HDFC Asset Management Company Ltd Futures 28/08/2025	-0.01%
Kotak Securities Ltd CP 104-D 27/10/2025	0.54%
Mahindra & Mahindra Ltd Futures 30/09/2025	-0.07%
Asian Paints Ltd Futures 28/08/2025	-0.99%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027	0.28%
Mahindra Rural Housing Finance Ltd SR EE Debenture 8.41 28/02/2029	0.42%
Vedanta Ltd	0.0%
REC Ltd	0.03%
Aurobindo Pharma Ltd	0.01%
Indus Towers Ltd	0.89%
Coal India Ltd Futures 28/08/2025	0.0%
Power Grid Corporation of India Ltd Futures 28/08/2025	-0.47%
Tata Consultancy Services Ltd Futures 28/08/2025	-0.1%
Bharat Petroleum Corporation Ltd Futures 28/08/2025	-0.66%
DLF Ltd Futures 28/08/2025	-0.95%
TVS Credit Services Ltd Debenture 8.30 14/09/2025	0.07%
Muthoot Finance Ltd SR 24-A TR V Debenture 8.50 29/01/2026	0.62%
National Bank For Agriculture & Rural Development SR 23H Debenture 7.58 31/07/2026	0.35%
Reliance Industries Ltd Futures 28/08/2025	0.0%
ICICI Bank Ltd Futures 28/08/2025	-0.11%
Tata Power Company Ltd Futures 28/08/2025	-0.43%
Hindustan Unilever Ltd Futures 28/08/2025	-0.33%
NMDC Ltd	0.0%
Mahindra & Mahindra Financial Services Ltd	0.69%
Tata Power Company Ltd	0.43%
Crompton Greaves Consumer Electricals Ltd	0.03%
Alkem Laboratories Ltd	0.25%
ICICI Prudential Life Insurance Company Ltd SR 1 Debenture 8.03 19/12/2034	0.6%
Indian Oil Corporation Ltd Futures 28/08/2025	-0.12%
Tata Steel Ltd Futures 28/08/2025	-0.18%
GAIL (India) Ltd Futures 28/08/2025	-0.23%
Mahindra & Mahindra Ltd Futures 28/08/2025	-1.73%

Sectors

Company	Allocation %
Others	14.09%
Construction	6.45%
Automobile	4.50%
Consumer Staples	4.16%
Materials	1.68%
Financial	31.40%
Capital Goods	0.69%
Consumer Discretionary	0.03%
Services	1.95%
Sovereign	3.89%
Energy	13.20%
Technology	4.31%
Insurance	2.55%
Metals & Mining	2.60%
Healthcare	3.08%
Communication	5.43%

Risk Associated

Very High

Investors be aware that principal under this fund will be at Very High risk.
This product is suitable for investors who are seeking capital appreciation over long term

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Contact Information

Address:

9th FLOOR,Crescenzo,C-39&39,G Block Bandra Kurla Complex,Bandra (east)

Email:

partnerforlife@sbimf.com
Website

http://www.sbimf.com
Phone:

2261793000

Funds Offered

77
AUM

₹ 11,99,811 Cr
Website

http://www.sbimf.com

About

With 30? years of rich experience in fund management, SBI Funds Management Pvt. Ltd. brings forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India - India's largest bank. It is a joint venture between SBI and AMUNDI (France), one of the world's leading fund management company.

Fund Manager

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Dinesh Ahuja

Funds Offered

17
AUM

₹ 1,60,177 Cr
Highest Return

13.42%

About

Dinesh Ahuja Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of SBI Balanced Advantage Reg-IDCW?

The current NAV of SBI Balanced Advantage Reg-IDCW is ₹ 15.2136

How much does SBI Balanced Advantage Reg-IDCW charge as expense ratio?

The expense ratio of SBI Balanced Advantage Reg-IDCW is 1.56%

How to Redeem SBI Balanced Advantage Reg-IDCW Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in SBI Balanced Advantage Reg-IDCW?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in SBI Balanced Advantage Reg-IDCW through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in SBI Balanced Advantage Reg-IDCW based on your investment objective and risk profile.

What is the return of SBI Balanced Advantage Reg-IDCW?

For SBI Balanced Advantage Reg-IDCW, 3-year return is 13.42% per annum and 5-year return is -% per annum. Check the return performance in detail on the page.