SBI Liquid-IDCWF

Fund Category: Liquid

Fund Category Liquid

Moderate Debt IDCW Fortnightly

0 Morning Star

2 Value Research

NAV( 17 Dec 2025)

₹ 1374.64

0.45%

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SBI Liquid-IDCWF

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Performance

6.89%3y Returns

0.02% 1D Returns

Investment details

Min SIP amount

₹ 500
Min Lumpsum

₹ 5000
Lock In

0
Expense ratio

0.3%
Exit load

0.0070% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 69,048 Cr
Plan

REGULAR
Launch date

22 Mar 2007
Fund type

OPEN
Fund benchmark

NIFTY Liquid Index A-I
ISIN

INF200K01LZ0

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
National Bank For Agriculture & Rural Development CD 20/01/2026	0.14%
National Bank For Agriculture & Rural Development CD 23/01/2026	0.36%
Equitas Small Finance Bank Ltd CD 23/01/2026	0.36%
Union Bank of India CD 18/12/2025	0.22%
Punjab National Bank CD 08/01/2026	0.54%
Bank Of Baroda CD 09/01/2026	0.22%
Axis Bank Ltd CD 18/02/2026	0.36%
HDFC Bank Ltd CD 18/02/2026	1.07%
Punjab National Bank CD 26/02/2026	1.43%
Bank Of Baroda CD 06/01/2026	0.14%
Punjab National Bank CD 05/12/2025	0.07%
Rajasthan State SDL 6.20 02/02/2026	0.07%
Tamilnadu State SDL 8.27 13/01/2026	0.15%
HDFC Bank Ltd CD 22/12/2025	0.72%
Bank Of Baroda CD 10/12/2025	1.45%
Punjab National Bank CD 11/12/2025	0.07%
IDBI Bank Ltd CD 05/12/2025	0.36%
Kotak Mahindra Bank Ltd CD 04/12/2025	0.07%
Canara Bank CD 12/12/2025	0.61%
Canara Bank CD 18/12/2025	0.22%
Canara Bank CD 19/12/2025	0.18%
GOI Sec 7.59 11/01/2026	1.9%
Orissa State SDL 8.38 27/01/2026	0.15%
Union Bank of India CD 03/02/2026	0.14%
Small Industries Devp. Bank of India Ltd CD 06/02/2026	0.18%
HDFC Bank Ltd CD 06/02/2026	0.5%
Bank Of Baroda CD 12/12/2025	1.45%
IDBI Bank Ltd CD 10/12/2025	0.72%
Bank Of Baroda CD 16/12/2025	0.07%
Punjab & Sind Bank CD 03/02/2026	0.21%
National Bank For Agriculture & Rural Development CD 05/02/2026	0.14%
Canara Bank CD 04/02/2026	0.32%
Small Industries Devp. Bank of India Ltd CD 04/02/2026	1.04%
HDFC Bank Ltd CD 04/02/2026	0.29%
Rajasthan State SDL 8.30 13/01/2026	0.58%
Indian Overseas Bank CD 17/12/2025	1.44%
Bank of India CD 24/12/2025	0.29%
Canara Bank CD 26/02/2026	1.43%
Punjab National Bank CD 17/02/2026	1.43%
Punjab & Sind Bank CD 24/02/2026	1.43%
Bank of India CD 16/02/2026	0.72%
Punjab National Bank CD 03/02/2026	1.07%
HDFC Bank Ltd CD 12/02/2026	2.58%
Indian Bank CD 02/02/2026	0.72%
Indian Bank CD 13/02/2026	1.43%
IDBI Bank Ltd CD 06/02/2026	1.43%
Bank of India CD 13/02/2026	1.43%
Canara Bank CD 13/02/2026	2.15%
Bank of India CD 09/02/2026	0.72%
REC Ltd SR 203B NCD 5.85 20/12/2025	0.32%
Mahindra Rural Housing Finance Ltd SR MRHFL-DD Debenture 30/01/2026	0.1%
Sundaram Home Finance Ltd SR 332 Debenture 7.97 03/02/2026	0.25%
Reserve Bank of India T-Bills 364-D 29/01/2026	0.14%
Reserve Bank of India T-Bills 364-D 12/02/2026	0.36%
Kotak Securities Ltd CP 91-D 10/12/2025	0.29%
Aditya Birla Capital Ltd CP 91-D 03/12/2025	0.72%
Reserve Bank of India T-Bills 91-D 04/12/2025	1.4%
Titan Company Ltd CP 91-D 09/12/2025	0.07%
Bharti Telecom Ltd SR XIII Debenture 8.70 05/12/2025	1.16%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	0.97%
CDMDF Class A2	0.26%
Reliance Retail Ventures Ltd CP 91-D 19/12/2025	0.36%
Kotak Securities Ltd CP 91-D 18/12/2025	0.43%
HDFC Securities Ltd CP 91-D 24/12/2025	0.29%
Kotak Securities Ltd CP 91-D 16/12/2025	0.87%
Bharti Airtel Ltd CP 88-D 19/12/2025	1.95%
L&T Metro Rail (Hyderabad) Ltd CP 91-D 23/12/2025	1.1%
Reliance Retail Ventures Ltd CP 91-D 18/12/2025	1.08%
Bajaj Financial Securities Ltd CP 91-D 16/12/2025	0.87%
Axis Securities Ltd CP 91-D 19/12/2025	0.43%
Reliance Jio Infocomm Ltd CP 62-D 15/12/2025	1.59%
Indian Oil Corporation Ltd CP 71-D 16/12/2025	2.17%
Bharti Telecom Ltd SR XVI Debenture 8.90 04/12/2025	1.21%
Reliance Retail Ventures Ltd CP 91-D 04/12/2025	0.72%
Indian Oil Corporation Ltd CP 91-D 03/12/2025	0.36%
ICICI Securities Ltd CP 91-D 03/12/2025	0.29%
LIC Housing Finance Ltd NCD 7.82 14/01/2026	0.51%
LIC Housing Finance Ltd NCD 7.7201 12/02/2026	0.22%
National Bank For Agriculture & Rural Development SR 23F Bonds 7.50 17/12/2025	1.77%
Reserve Bank of India T-Bills 182-D 15/01/2026	1.29%
Reserve Bank of India T-Bills 182-D 12/02/2026	1.17%
Bajaj Housing Finance Ltd CP 182-D 09/02/2026	0.72%
PNB Housing Finance Ltd CP 91-D 17/02/2026	1.0%
Godrej Finance Ltd CP 91-D 26/02/2026	0.29%
Small Industries Devp. Bank of India Ltd CP 91-D 24/02/2026	1.43%
Godrej Properties Ltd CP 91-D 20/02/2026	0.14%
Reserve Bank of India T-Bills 91-D 19/02/2026	1.39%
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026	0.42%
Bajaj Housing Finance Ltd Bonds/NCD 7.83 12/12/2025	0.07%
Bajaj Housing Finance Ltd NCD 16/02/2026	0.18%
L&T Finance Ltd CP 91-D 17/12/2025	0.51%
Reserve Bank of India T-Bills 91-D 06/02/2026	3.67%
ICICI Securities Ltd CP 91-D 12/02/2026	0.43%
Small Industries Devp. Bank of India Ltd CP 91-D 12/02/2026	2.58%
Godrej Consumer Products Ltd CP 91-D 06/02/2026	0.57%
Nexus Select Trust CP 91-D 05/02/2026	0.21%
Aditya Birla Capital Ltd CP 91-D 19/12/2025	0.36%
Aditya Birla Capital Ltd CP 91-D 22/12/2025	0.36%
Kotak Securities Ltd CP 91-D 23/12/2025	0.29%
Chalet Hotels Ltd CP 90-D 22/12/2025	0.14%
Repo	0.02%
Muthoot Finance Ltd CP 354-D 01/12/2025	0.07%
Muthoot Finance Ltd CP 363-D 09/12/2025	0.07%
IGH Holdings Pvt. Ltd CP 91-D 20/02/2026	0.07%
Reliance Retail Ventures Ltd CP 91-D 20/02/2026	1.57%
Poonawalla Fincorp Ltd CP 91-D 24/02/2026	0.71%
Cholamandalam Investment & Finance Company Ltd CP 91-D 25/02/2026	0.71%
CESC Ltd CP 91-D 18/02/2026	0.43%
Godrej Finance Ltd CP 90-D 18/02/2026	0.43%
Tata Projects Ltd CP 91-D 16/02/2026	0.29%
Tata Projects Ltd CP 91-D 23/02/2026	0.29%
Aditya Birla Housing Finance Ltd CP 91-D 27/02/2026	0.29%
Godrej Properties Ltd CP 91-D 23/02/2026	0.21%
Godrej Housing Finance Ltd CP 91-D 25/02/2026	0.21%
Godrej Properties Ltd CP 91-D 24/02/2026	0.14%
Net Payables	-2.61%
Reserve Bank of India T-Bills 182-D 04/12/2025	1.39%
ICICI Securities Ltd CP 163-D 17/12/2025	0.72%
Hindalco Industries Ltd CP 91-D 15/01/2026	0.36%
Grasim Industries Ltd CP 50-D 05/12/2025	0.36%
Tata Steel Ltd CP 77-D 22/12/2025	1.44%
Godrej Consumer Products Ltd CP 140-D 24/12/2025	0.87%
Reliance Jio Infocomm Ltd CP 55-D 08/12/2025	0.58%
ICICI Securities Ltd CP 91-D 12/12/2025	1.08%
IGH Holdings Pvt. Ltd CP 91-D 03/12/2025	0.36%
Bajaj Financial Securities Ltd CP 91-D 15/12/2025	0.72%
ICICI Securities Ltd CP 91-D 09/12/2025	0.36%
Kotak Securities Ltd CP 91-D 02/12/2025	0.72%
HDFC Securities Ltd CP 91-D 03/12/2025	0.72%
Kotak Securities Ltd CP 91-D 04/12/2025	0.87%
Bajaj Finance Ltd CP 91-D 04/12/2025	0.72%
Bharat Heavy Electricals Ltd CP 90-D 03/12/2025	0.72%
Aditya Birla Money Ltd CP 90-D 02/12/2025	0.22%
IGH Holdings Pvt. Ltd CP 91-D 10/12/2025	0.22%
Aditya Birla Money Ltd CP 91-D 11/12/2025	0.22%
NTPC Ltd SR-57 Bonds 8.19 15/12/2025	0.14%
Kotak Securities Ltd CP 113-D 20/02/2026	0.5%
Reserve Bank of India T-Bills 91-D 29/01/2026	0.93%
Reserve Bank of India T-Bills 91-D 23/01/2026	4.02%
Aditya Birla Capital Ltd CP 91-D 28/01/2026	0.72%
Small Industries Devp. Bank of India Ltd CP 91-D 27/01/2026	1.43%
Axis Securities Ltd CP 91-D 23/01/2026	0.43%
Poonawalla Fincorp Ltd CP 91-D 27/01/2026	0.72%
Cholamandalam Investment & Finance Company Ltd CP 91-D 28/01/2026	0.43%
Tata Projects Ltd CP 90-D 15/01/2026	0.29%
REC Ltd SR 204B Debenture 5.81 31/12/2025	0.59%

Sectors

Company	Allocation %
Others	-0.52%
Services	3.87%
Construction	2.67%
Sovereign	1.90%
Energy	3.10%
Consumer Staples	1.44%
Metals & Mining	1.80%
Materials	0.36%
Financial	77.45%
Capital Goods	0.72%
Consumer Discretionary	0.07%
Communication	7.14%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

View All Mutual Funds

SBI Mutual Fund >

Contact Information

Address:

9th FLOOR,Crescenzo,C-39&39,G Block Bandra Kurla Complex,Bandra (east)

Email:

partnerforlife@sbimf.com
Website

http://www.sbimf.com
Phone:

2261793000

Funds Offered

78
AUM

₹ 12,76,587 Cr
Website

http://www.sbimf.com

About

With 30? years of rich experience in fund management, SBI Funds Management Pvt. Ltd. brings forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India - India's largest bank. It is a joint venture between SBI and AMUNDI (France), one of the world's leading fund management company.

Fund Manager

View All Mutual Funds

R Arun

Funds Offered

8
AUM

₹ 2,01,797 Cr
Highest Return

7.18%

About

R Arun Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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SIP
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SIP amount

/ Monthly

Monthly SIP Date

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Frequently Asked Questions

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What is the current NAV of SBI Liquid-IDCWF?

The current NAV of SBI Liquid-IDCWF is ₹ 1374.641

How much does SBI Liquid-IDCWF charge as expense ratio?

The expense ratio of SBI Liquid-IDCWF is 0.3%

How to Redeem SBI Liquid-IDCWF Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in SBI Liquid-IDCWF?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in SBI Liquid-IDCWF through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in SBI Liquid-IDCWF based on your investment objective and risk profile.

What is the return of SBI Liquid-IDCWF?

For SBI Liquid-IDCWF, 3-year return is 6.89% per annum and 5-year return is 5.7% per annum. Check the return performance in detail on the page.

What is the lock-in period in SBI Liquid-IDCWF?

The lock-in-period of SBI Liquid-IDCWF is 0 years.

How to Start your Investing journey on Tata Moneyfy?

At Tata Moneyfy, we follow 3 easy steps to make mutual fund investments simple, convenient, and quick:

Create account

Complete KYC

Set up your account and update your KYC details

Start investing

Once we verify your KYC details, you’re ready to start investing!

Get Started

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SBI Liquid-IDCWF

₹ 1374.64

0.45%

SBI Liquid-IDCWF

Performance

6.89%3y Returns

Investment details

₹ 500

₹ 5000

0

0.3%

0.0070% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

L After 365 days

Fund details

₹ 69,048 Cr

REGULAR

22 Mar 2007

OPEN

NIFTY Liquid Index A-I

INF200K01LZ0

Fund allocation

Risk Associated

Moderate

About AMC

SBI Mutual Fund >

Contact Information

Address:

78

₹ 12,76,587 Cr

About

Fund Manager

R Arun

8

₹ 2,01,797 Cr

7.18%

About

Start investing now

Select a Date

Frequently Asked Questions

What is the current NAV of SBI Liquid-IDCWF?

How much does SBI Liquid-IDCWF charge as expense ratio?

How to Redeem SBI Liquid-IDCWF Regular Growth?

What are the steps to invest in SBI Liquid-IDCWF?

Can I invest in SBI Liquid-IDCWF through both SIP and lump sum?

What is the return of SBI Liquid-IDCWF?

What is the lock-in period in SBI Liquid-IDCWF?

How to Start your Investing journey on Tata Moneyfy?

Create account

Complete KYC

Start investing

Scan the QR code to download the app

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