Union Balanced Advantage Reg-IDCW Reinvestment

Fund Category: Dynamic Asset Allocation or Balanced Advantage

Fund Category Dynamic Asset Allocation or Balanced Advantage

Very High Hybrid IDCW

2 Morning Star

3 Value Research

NAV( 14 Jul 2025)

₹ 20.27

1.76%

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Union Balanced Advantage Reg-IDCW Reinvestment

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Performance

11.96%3y Returns

-0.4% 1D Returns

Investment details

Min SIP amount

₹ 500
Min Lumpsum

₹ 1000
Lock In

0
Expense ratio

2.15%
Exit load

1% Exit load of 1%, if redeemed within 15 days.

L After 365 days

Fund details

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Fund size

₹ 1,395 Cr
Plan

REGULAR
Launch date

7 Dec 2017
Fund type

OPEN
Fund benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index
ISIN

INF582M01DJ8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
GOI Sec 6.92 18/11/2039	2.2%
Repo	4.89%
NIFTY 50 Index ID 31/07/2025	1.96%
Power Finance Corporation Ltd SR 247A Bonds 7.44 15/01/2030	1.1%
Indian Railway Finance Corporation Ltd SR 174 Bonds 7.67 15/12/2033	1.5%
Indian Railway Finance Corporation Ltd SR 176 Bonds 7.48 16/02/2034	1.85%
Power Grid Corporation of India Ltd SR LXXVI Bonds 7.35 12/03/2034	1.11%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	1.09%
Power Grid Corporation of India Ltd SR LXXX Bonds 7.12 24/12/2034	1.82%
Indian Railway Finance Corporation Ltd SR 186 Bonds 7.25 17/01/2035	0.73%
Net Payables	-0.17%
Adani Enterprises Ltd	0.29%
Ajanta Pharma Ltd	0.5%
Ambuja Cements Ltd	0.27%
Axis Bank Ltd	1.14%
Bajaj Finance Ltd	1.39%
Bharat Electronics Ltd	0.94%
Tata Consultancy Services Ltd	1.55%
Tata Power Company Ltd	1.12%
Tata Steel Ltd	0.39%
Tata Consumer Products Ltd	0.38%
Tech Mahindra Ltd	0.12%
Titan Company Ltd	1.29%
Trent Ltd	0.4%
Ultratech Cement Ltd	0.7%
United Spirits Ltd	0.06%
Voltas Ltd	0.21%
JSW Energy Ltd	0.42%
Persistent Systems Ltd	0.28%
Interglobe Aviation Ltd	1.52%
Crompton Greaves Consumer Electricals Ltd	0.24%
LTIMindtree Ltd	0.25%
Quess Corp Ltd	0.19%
Dixon Technologies (India) Ltd	0.71%
Nippon Life India Asset Management Ltd	0.32%
Cash Margin	12.86%
Techno Electric & Engineering Company Ltd	0.31%
Krishna Institute Of Medical Sciences Ltd	0.87%
Max Healthcare Institute Ltd	0.82%
Computer Age Management Services Ltd	0.17%
Eternal Ltd	1.59%
Ethos Ltd	0.44%
Jio Financial Services Ltd	1.05%
Awfis Space Solutions Ltd	0.46%
Jindal Steel & Power Ltd Futures 31/07/2025	-0.17%
United Spirits Ltd Futures 31/07/2025	-0.06%
Tata Consultancy Services Ltd Futures 31/07/2025	-0.26%
Tata Consumer Products Ltd Futures 31/07/2025	-0.38%
Eternal Ltd Futures 31/07/2025	-0.85%
Interglobe Aviation Ltd Futures 31/07/2025	-0.68%
Tech Mahindra Ltd Futures 31/07/2025	-0.12%
Indian Oil Corporation Ltd Futures 31/07/2025	-0.26%
Ambuja Cements Ltd Futures 31/07/2025	-0.27%
Mahindra & Mahindra Financial Services Ltd Futures 31/07/2025	-0.26%
Poonawalla Fincorp Ltd Futures 31/07/2025	-0.34%
Bharti Airtel Ltd	3.37%
Blue Star Ltd	0.31%
Cipla Ltd	0.35%
Coromandel International Ltd	0.81%
CG Power & Industrial Solutions Ltd	0.46%
Cummins India Ltd	0.57%
Aadhar Housing Finance Ltd	0.62%
Eicher Motors Ltd	0.42%
The Federal Bank Ltd	0.61%
Gabriel India Ltd	0.67%
Godrej Properties Ltd	0.51%
Gokaldas Exports Ltd	0.57%
Grasim Industries Ltd	0.44%
HCL Technologies Ltd	0.54%
HDFC Bank Ltd	5.31%
Hindalco Industries Ltd	0.41%
Hindustan Aeronautics Ltd	0.3%
Hindustan Unilever Ltd	1.55%
ICICI Bank Ltd	3.54%
The Indian Hotels Company Ltd	0.08%
Indian Oil Corporation Ltd	0.26%
Infosys Ltd	2.2%
ITC Ltd	1.19%
Jindal Steel & Power Ltd	0.58%
JK Cement Ltd	0.78%
Birlasoft Ltd	0.32%
Kotak Mahindra Bank Ltd	1.21%
Larsen & Toubro Ltd	1.98%
Lupin Ltd	0.8%
Poonawalla Fincorp Ltd	0.34%
Mahindra & Mahindra Financial Services Ltd	0.26%
Mahindra & Mahindra Ltd	1.54%
Maruti Suzuki India Ltd	0.66%
Max Financial Services Ltd	1.32%
Mphasis Ltd	0.53%
Adani Ports and Special Economic Zone Ltd	0.83%
Coforge Ltd	0.38%
NTPC Ltd	0.55%
Oil And Natural Gas Corporation Ltd	0.84%
Pidilite Industries Ltd	0.56%
Power Grid Corporation of India Ltd	0.29%
Reliance Industries Ltd	4.22%
REC Ltd	0.72%
Shriram Finance Ltd	0.79%
Solar Industries India Ltd	0.88%
State Bank of India	1.45%
Sun Pharmaceutical Industries Ltd	0.79%
TVS Motor Company Ltd	1.24%
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028	1.1%
REC Ltd SR 227-B Debenture 7.71 31/10/2033	0.75%
National Bank For Agriculture & Rural Development SR 24H Debenture 7.62 10/05/2029	1.84%
Power Finance Corporation Ltd SR 239 Debenture 7.44 15/07/2034	0.73%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	1.84%
Reserve Bank of India T-Bills 364-D 04/12/2025	0.07%
Reserve Bank of India T-Bills 91-D 03/07/2025	3.58%
Reserve Bank of India T-Bills 91-D 01/08/2025	1.43%
Power Finance Corporation Ltd SR 250B Debenture 6.64 15/07/2030	0.36%
HDFC Bank Ltd Futures 31/07/2025	-0.17%
Mahindra & Mahindra Ltd Futures 31/07/2025	-0.56%
Adani Enterprises Ltd Futures 31/07/2025	-0.29%
REC Ltd Futures 31/07/2025	-0.73%
Reliance Industries Ltd Futures 28/08/2025	-0.69%
Hindustan Unilever Ltd Futures 31/07/2025	-0.52%
Adani Ports and Special Economic Zone Ltd Futures 31/07/2025	-0.84%
Titan Company Ltd Futures 31/07/2025	-1.29%
Tata Power Company Ltd Futures 31/07/2025	-1.13%
Infosys Ltd Futures 31/07/2025	-0.35%
The Indian Hotels Company Ltd Futures 31/07/2025	-0.08%
Oil And Natural Gas Corporation Ltd Futures 31/07/2025	-0.47%
Ethos Ltd Rights	0.01%
Bharti Airtel Ltd Futures 31/07/2025	-1.07%
Computer Age Management Services Ltd Futures 31/07/2025	-0.17%
Eicher Motors Ltd Futures 31/07/2025	-0.42%
Grasim Industries Ltd Futures 31/07/2025	-0.45%
NTPC Green Energy Ltd	0.64%
Inventurus Knowledge Solutions Ltd	0.15%
Digitide Solutions Ltd	0.13%

Sectors

Company	Allocation %
Others	17.58%
Automobile	3.55%
Construction	2.49%
Consumer Staples	2.22%
Materials	1.47%
Financial	38.69%
Capital Goods	3.71%
Consumer Discretionary	0.76%
Chemicals	2.25%
Textiles	0.57%
Services	3.16%
Sovereign	2.20%
Energy	8.30%
Technology	5.44%
Metals & Mining	1.21%
Healthcare	4.13%
Communication	2.30%

Risk Associated

Very High

Investors be aware that principal under this fund will be at Very High risk.
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Union Mutual Fund >

Contact Information

Address:

Email:
Website

https://www.unionmf.com
Phone:

Funds Offered

29
AUM

₹ 21,151 Cr
Website

https://www.unionmf.com

About

Union Mutual Fund is sponsored by Union Bank of India and Dai-ichi Life Holdings, Inc. Union Bank of India is one of the leading public sector banks in India. The Bank has a network of about 4287 domestic branches. Union Bank of India is the first large public sector bank in the country to have implemented 100% networking of branches. Dai-ichi Life is a financial services holding company engaged in carrying out both insurance and asset management businesses through various subsidiaries and affiliated companies. Over the past 10 years, Dai-ichi Life has expanded its business globally.

Fund Manager

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Parijat Agrawal

Funds Offered

10
AUM

₹ 6,502 Cr
Highest Return

15.88%

About

Parijat Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Union Balanced Advantage Reg-IDCW Reinvestment?

The current NAV of Union Balanced Advantage Reg-IDCW Reinvestment is ₹ 20.27

How much does Union Balanced Advantage Reg-IDCW Reinvestment charge as expense ratio?

The expense ratio of Union Balanced Advantage Reg-IDCW Reinvestment is 2.15%

How to Redeem Union Balanced Advantage Reg-IDCW Reinvestment Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Union Balanced Advantage Reg-IDCW Reinvestment?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in Union Balanced Advantage Reg-IDCW Reinvestment through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Union Balanced Advantage Reg-IDCW Reinvestment based on your investment objective and risk profile.

What is the return of Union Balanced Advantage Reg-IDCW Reinvestment?

For Union Balanced Advantage Reg-IDCW Reinvestment, 3-year return is 11.96% per annum and 5-year return is 12.09% per annum. Check the return performance in detail on the page.