Aditya Birla SL Banking & PSU Debt Reg-IDCW

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW

3 Morning Star

4 Value Research

NAV( 12 Sep 2025)

₹ 152.17

0.3%

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Aditya Birla SL Banking & PSU Debt Reg-IDCW

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Performance

7.25%3y Returns

0.03% 1D Returns

Investment details

Min SIP amount

₹ 1000
Min Lumpsum

₹ 1000
Lock In

0
Expense ratio

0.73%
Exit load

NIL

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 9,139 Cr
Plan

REGULAR
Launch date

24 Apr 2008
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LX6

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.09%
Nuclear Power Corpn. Of India Ltd SR-XXVIII TRCH-B Bonds 9.18 23/01/2026	0.11%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030	1.64%
National Bank For Agriculture & Rural Development SR-B4 Bonds 7.99 02/02/2033	0.06%
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027	0.17%
National Bank For Financing Infrastructure And Development SR NABFID2026-2 TR II Bonds 7.04 07/04/2035	0.54%
National Bank For Financing Infrastructure And Development SR 4 Bonds 7.15 28/03/2035	0.27%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	1.56%
REC Ltd SR 245B Bonds 7.32 28/02/2035	0.28%
Indian Railway Finance Corporation Ltd SR 187 Bonds 7.28 14/02/2040	0.28%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.83%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.55%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	0.28%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	0.55%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.22%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.6%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.55%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.68%
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.56%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.22%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	0.94%
Indian Railway Finance Corporation Ltd SR 191A Bonds 6.47 30/05/2028	1.09%
Indian Railway Finance Corporation Ltd SR 191B Bonds 6.58 30/05/2030	2.15%
REC Ltd SR 247 A Bonds 6.87 31/05/2030	0.27%
ICICI Home Finance Company Ltd SR HDBMAY261 Bonds 7.36 02/05/2030	0.38%
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	0.27%
National Housing Bank Bonds 6.80 02/04/2032	2.43%
Power Grid Corporation of India Ltd SR LXXXI Bonds 6.94 15/04/2035	4.01%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.28%
Tata Capital Financial Services Ltd SR A Bonds 7.97 19/07/2028	1.39%
HDFC Bank Ltd SR AA008 Debenture 7.77 28/06/2027	0.39%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	0.28%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	2.05%
HDFC Bank Ltd SR US004 Debenture 7.65 25/05/2033	1.4%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.13%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.28%
National Housing Bank Debenture 7.40 16/07/2026	0.55%
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026	0.55%
REC Ltd SR 223A Debenture 7.44 30/04/2026	0.27%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.28%
Bajaj Housing Finance Ltd NCD 7.50 09/04/2035	0.16%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.28%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	1.64%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	0.27%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.28%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.28%
Embassy Office Parks REIT SR XI NCD 7.96 27/09/2027	0.45%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.28%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.28%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.33%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	2.79%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.28%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.27%
Axis Bank Ltd CD 16/12/2025	0.81%
Union Bank of India CD 25/06/2026	0.52%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.84%
REC Ltd SR I Debenture 8.01 24/03/2028	0.23%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.33%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.22%
HDB Financial Services Ltd SR 225 Debenture 7.65 05/05/2028	0.28%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.83%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.28%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.28%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.31%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.28%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	2.69%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.34%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	0.73%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
Power Finance Corporation Ltd SR BS217B STRPP I Debenture 7.15 08/09/2025	0.05%
LIC Housing Finance Ltd Debenture 7.74 22/10/2027	0.55%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.17%
Uttar Pradesh State SDL 7.16 26/12/2039	0.16%
Gujarat State SDL 7.11 26/12/2033	0.16%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
Maharashtra State SDL 8.36 27/01/2026	0.02%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.07%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.22%
REC Ltd Debenture 7.34	1.05%
Tata Capital Housing Finance Ltd SR D Debenture 7.712 14/01/2028	0.28%
Aditya Birla Finance Ltd Debenture 8.33 19/05/2027	0.17%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.38%
LIC Housing Finance Ltd Debenture 7.61 29/08/2034	1.5%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.06%
State Bank of India SR I Debenture 7.42 29/08/2039	2.31%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.16%
LIC Housing Finance Ltd Debenture 7.85 18/08/2032	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	0.95%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.44%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	1.83%
Bajaj Finance Ltd Debenture 7.93	1.4%
LIC Housing Finance Ltd Debenture 7.68 29/05/2034	0.28%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.28%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.83%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.11%
Kerala State SDL 8.42 27/01/2026	0.06%
Gujarat State SDL 8.46 10/02/2026	0.01%
Karnataka State SDL 7.09 16/10/2035	0.22%
Rajasthan State SDL 7.09 16/10/2035	0.11%
Tamilnadu State SDL 7.11 21/11/2034	0.22%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
Madhya Pradesh State SDL 07/08/2035	0.16%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.11%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.18%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.56%
REC Ltd SR 250A Debenture 6.60 30/06/2027	0.66%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
HDB Financial Services Ltd SR 228 TR Debenture 7.4091 05/06/2028	0.27%
L&T Finance Ltd SR B OP Debenture 01/07/2092	0.55%
Poonawalla Fincorp Ltd SR B2 Debenture 7.60 28/05/2027	0.55%
REC Ltd SR 248A Debenture 6.52 31/01/2028	1.36%
Housing & Urban Development Corporation Ltd SR B Debenture 6.90 06/05/2030	1.09%
Kotak Mahindra Prime Ltd Debenture 7.60 19/05/2028	0.28%
Bajaj Finance Ltd Debenture 7.3763 26/06/2028	0.55%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.17%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.33%
Madhya Pradesh State SDL 8.39 27/01/2026	0.01%
Kerala State SDL 7.99 28/10/2025	0.05%
Karnataka State SDL 7.98 14/10/2025	0.02%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
Karnataka State SDL 7.36 13/03/2034	0.06%
Uttar Pradesh State SDL 27/03/2038	0.0%
Bihar State SDL 7.22 06/08/2040	0.27%
Karnataka State SDL 6.75 04/11/2035	0.05%
Gujarat State SDL 6.63 16/09/2029	0.01%
Maharashtra State SDL 6.47 21/10/2028	0.06%
Maharashtra State SDL 6.98 26/02/2028	0.16%
Maharashtra State SDL 6.77 30/04/2037	0.16%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
GOI CGL 7.09 25/11/2074	0.16%
CDMDF Class A2	0.3%
Bajaj Housing Finance Ltd NCD 7.02 26/05/2028	0.55%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027	0.82%
REC Ltd SR 228-A NCD 7.80 30/05/2026	0.99%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.11%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	0.17%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.55%
GOI Sec 7.17 08/01/2028	0.12%
GOI Sec 6.90 15/04/2065	0.05%
GOI Sec 01/06/2029	0.01%
GOI Sec 7.17 17/04/2030	1.25%
GOI Sec 12/09/2028	0.1%
GOI Sec 7.26 06/02/2033	0.04%
GOI Sec 12/03/2028	0.14%
GOI Sec 12/03/2029	0.22%
GOI Sec 19/03/2028	0.1%
GOI Sec 6.79 07/10/2034	0.06%
GOI Sec 22/10/2029	0.09%
GOI Sec 16/06/2030	0.2%
GOI Sec 7.26 22/08/2032	0.13%
GOI GOI Sec 7.54 23/05/2036	0.03%
GOI GOI Sec 16/12/2029	0.04%
GOI GOI Sec 16/06/2028	0.14%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI GOI Sec 16/06/2027	0.0%
GOI GOI Sec 6.80 15/06/2029	0.01%
GOI Sec 22/08/2031	0.04%
GOI Sec 22/08/2028	0.29%
GOI Sec 22/02/2031	0.04%
GOI Sec 17/06/2029	0.04%
GOI Sec 22/08/2029	0.13%
GOI Sec 22/02/2029	0.28%
GOI Sec 7.59 20/03/2029	0.02%
GOI Sec 06/05/2030	0.23%
Canara Bank CD 03/09/2025	0.27%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.09%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.1%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.1%
Axis Bank Ltd CD 12/11/2025	0.11%
GOI Sec 7.34 22/04/2064	0.33%
GOI Sec 7.10 08/04/2034	2.09%
GOI Sec 7.23 15/04/2039	0.32%
GOI Sec 6.68 07/07/2040	1.22%
GOI Sec 7.57 17/06/2033	0.01%
GOI Sec 7.04 17/06/2027	0.1%
GOI Sec 15/10/2037	0.1%
GOI Sec 15/10/2039	0.06%
GOI Sec 15/04/2037	0.1%
GOI Sec 15/04/2036	0.11%
GOI Sec 15/04/2039	0.06%
GOI Sec 15/10/2036	0.11%
GOI Sec 15/04/2038	0.09%
GOI Sec 6.33 05/05/2035	0.31%
GOI Sec 7.37 23/10/2028	0.01%
GOI Sec 7.46 06/11/2073	0.33%
GOI Sec 7.18 14/08/2033	0.11%
GOI Sec 7.18 24/07/2037	1.07%
GOI Sec 7.30 19/06/2053	0.01%
GOI Sec 7.25 12/06/2063	0.04%
Reverse Repo	0.77%
Others IRS	0.0%
Net Receivables	2.21%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.05%
Cash Margin	0.0%

Sectors

Company	Allocation %
Others	5.84%
Services	0.01%
Construction	0.81%
Sovereign	10.59%
Energy	4.60%
Financial	78.22%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

View All Mutual Funds

Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

109
AUM

₹ 4,25,040 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,86,154 Cr
Highest Return

7.64%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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SIP amount

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

The current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCW is ₹ 152.1674

How much does Aditya Birla SL Banking & PSU Debt Reg-IDCW charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Reg-IDCW is 0.73%

How to Redeem Aditya Birla SL Banking & PSU Debt Reg-IDCW Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Reg-IDCW based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

For Aditya Birla SL Banking & PSU Debt Reg-IDCW, 3-year return is 7.25% per annum and 5-year return is 6.1% per annum. Check the return performance in detail on the page.

What is the lock-in period in Aditya Birla SL Banking & PSU Debt Reg-IDCW?

The lock-in-period of Aditya Birla SL Banking & PSU Debt Reg-IDCW is 0 years.

How to Start your Investing journey on Tata Moneyfy?

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Aditya Birla SL Banking & PSU Debt Reg-IDCW

₹ 152.17

0.3%

Aditya Birla SL Banking & PSU Debt Reg-IDCW

Performance

7.25%3y Returns

Investment details

₹ 1000

₹ 1000

0

0.73%

NIL

L After 365 days

Fund details

₹ 9,139 Cr

REGULAR

24 Apr 2008

OPEN

Nifty Banking & PSU Debt Index A-II

INF209K01LX6

Fund allocation

Risk Associated

Moderate

About AMC

Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

109

₹ 4,25,040 Cr

About

Fund Manager

Kaustubh Gupta

17

₹ 1,86,154 Cr

7.64%

About

Start investing now

Select a Date

Frequently Asked Questions

What is the current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

How much does Aditya Birla SL Banking & PSU Debt Reg-IDCW charge as expense ratio?

How to Redeem Aditya Birla SL Banking & PSU Debt Reg-IDCW Regular Growth?

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW?

Can I invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW through both SIP and lump sum?

What is the return of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

What is the lock-in period in Aditya Birla SL Banking & PSU Debt Reg-IDCW?

How to Start your Investing journey on Tata Moneyfy?

Create account

Complete KYC

Start investing

Scan the QR code to download the app

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