Aditya Birla SL Banking & PSU Debt Reg-IDCW

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW

3 Morning Star

4 Value Research

NAV( 13 Aug 2025)

₹ 151.63

0.1%

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Aditya Birla SL Banking & PSU Debt Reg-IDCW

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Performance

7.34%3y Returns

-0.05% 1D Returns

Investment details

Min SIP amount

₹ 1000
Min Lumpsum

₹ 1000
Lock In

0
Expense ratio

0.73%
Exit load

NIL

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 9,143 Cr
Plan

REGULAR
Launch date

24 Apr 2008
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LX6

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Indian Railway Finance Corporation Ltd SR 191A Bonds 6.47 30/05/2028	1.09%
Indian Railway Finance Corporation Ltd SR 191B Bonds 6.58 30/05/2030	2.17%
CDMDF Class A2	0.29%
LIC Housing Finance Ltd Debenture 7.68 29/05/2034	0.28%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.45%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	1.84%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	0.96%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.06%
State Bank of India SR I Debenture 7.42 29/08/2039	2.32%
LIC Housing Finance Ltd Debenture 7.61 29/08/2034	1.51%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.39%
Aditya Birla Finance Ltd Debenture 8.33 19/05/2027	0.17%
REC Ltd SR 223A Debenture 7.44 30/04/2026	0.28%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.28%
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026	0.55%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.28%
National Housing Bank Debenture 7.40 16/07/2026	0.55%
National Bank For Agriculture & Rural Development SR-B4 Bonds 7.99 02/02/2033	0.06%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.55%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.23%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	0.95%
Nuclear Power Corpn. Of India Ltd SR-XXVIII TRCH-B Bonds 9.18 23/01/2026	0.11%
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.09%
REC Ltd SR 245B Bonds 7.32 28/02/2035	0.28%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	1.56%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.56%
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.56%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.69%
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027	0.17%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	0.56%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.09%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.11%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.1%
REC Ltd SR 250A Debenture 6.60 30/06/2027	0.66%
ICICI Home Finance Company Ltd SR HDBMAY261 Bonds 7.36 02/05/2030	0.38%
National Housing Bank Bonds 6.80 02/04/2032	2.46%
REC Ltd SR 247 A Bonds 6.87 31/05/2030	0.27%
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	0.27%
Power Grid Corporation of India Ltd SR LXXXI Bonds 6.94 15/04/2035	4.06%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	0.56%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.24%
National Bank For Financing Infrastructure And Development SR NABFID2026-2 TR II Bonds 7.04 07/04/2035	0.54%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030	1.65%
National Bank For Financing Infrastructure And Development SR 4 Bonds 7.15 28/03/2035	0.27%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.28%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.61%
Tata Capital Financial Services Ltd SR A Bonds 7.97 19/07/2028	1.4%
Indian Railway Finance Corporation Ltd SR 187 Bonds 7.28 14/02/2040	0.28%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.84%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.12%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027	0.82%
Bajaj Housing Finance Ltd NCD 7.02 26/05/2028	0.55%
Net Receivables	2.74%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.17%
Gujarat State SDL 8.46 10/02/2026	0.01%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	2.81%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.28%
REC Ltd SR 228-A NCD 7.80 30/05/2026	0.99%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	0.28%
Embassy Office Parks REIT SR XI NCD 7.96 27/09/2027	0.45%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.28%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.34%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.28%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.34%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.56%
Others IRS	-0.01%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	0.73%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.34%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	2.7%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.28%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.27%
L&T Metro Rail (Hyderabad) Ltd NCD 7.55 28/04/2035	0.22%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.28%
Bajaj Housing Finance Ltd NCD 7.50 09/04/2035	0.17%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	1.83%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.28%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.55%
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	0.17%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
GOI Sec 6.79 07/10/2034	0.01%
GOI GOI Sec 16/06/2027	0.0%
GOI Sec 7.26 06/02/2033	0.16%
GOI Sec 22/02/2031	0.04%
GOI Sec 22/08/2031	0.04%
GOI Sec 22/02/2029	0.28%
GOI Sec 22/08/2028	0.29%
GOI Sec 17/06/2029	0.04%
GOI Sec 22/08/2029	0.13%
Madhya Pradesh State SDL 07/08/2035	0.17%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
Gujarat State SDL 7.11 26/12/2033	0.17%
Karnataka State SDL 6.75 04/11/2035	0.05%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
Maharashtra State SDL 6.47 21/10/2028	0.06%
Gujarat State SDL 6.63 16/09/2029	0.01%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.07%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.22%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.16%
LIC Housing Finance Ltd Debenture 7.85 18/08/2032	0.06%
Power Finance Corporation Ltd SR BS217B STRPP I Debenture 7.15 08/09/2025	0.05%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
GOI Sec 6.33 05/05/2035	0.25%
GOI Sec 12/09/2028	0.1%
GOI Sec 12/03/2029	0.22%
GOI Sec 12/03/2028	0.14%
GOI Sec 19/03/2028	0.1%
GOI Sec 7.04 17/06/2027	0.1%
GOI Sec 7.57 17/06/2033	0.01%
GOI Sec 7.25 12/06/2063	0.04%
GOI Sec 7.30 19/06/2053	0.24%
GOI Sec 06/05/2030	0.24%
GOI Sec 7.09 05/08/2054	0.13%
GOI Sec 01/06/2029	0.01%
GOI Sec 7.17 17/04/2030	1.26%
GOI Sec 7.17 08/01/2028	0.12%
GOI Sec 7.34 22/04/2064	0.34%
GOI Sec 7.10 08/04/2034	2.52%
GOI Sec 7.23 15/04/2039	0.44%
Maharashtra State SDL 6.77 30/04/2037	0.16%
Uttar Pradesh State SDL 7.16 26/12/2039	0.17%
Tamilnadu State SDL 7.11 21/11/2034	0.22%
Kerala State SDL 7.99 28/10/2025	0.06%
Karnataka State SDL 7.98 14/10/2025	0.02%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
Karnataka State SDL 7.09 16/10/2035	0.22%
Rajasthan State SDL 7.09 16/10/2035	0.11%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
Cash Margin	0.01%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.06%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.22%
HDB Financial Services Ltd SR 225 Debenture 7.65 05/05/2028	0.28%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.33%
Bajaj Finance Ltd Debenture 7.3763 26/06/2028	0.55%
Kotak Mahindra Prime Ltd Debenture 7.60 19/05/2028	0.28%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.12%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.18%
Housing & Urban Development Corporation Ltd SR B Debenture 6.90 06/05/2030	1.1%
GOI Sec 7.59 20/03/2029	0.02%
GOI Sec 7.46 06/11/2073	0.34%
GOI Sec 7.37 23/10/2028	0.01%
GOI Sec 16/06/2030	0.2%
GOI Sec 7.26 22/08/2032	0.14%
GOI GOI Sec 7.54 23/05/2036	0.04%
GOI GOI Sec 16/12/2029	0.04%
GOI GOI Sec 16/06/2028	0.14%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI GOI Sec 6.80 15/06/2029	0.01%
GOI Sec 6.92 18/11/2039	0.1%
GOI Sec 22/10/2029	0.09%
GOI Sec 7.18 14/08/2033	0.18%
GOI Sec 7.18 24/07/2037	1.19%
Reverse Repo	1.16%
Maharashtra State SDL 8.36 27/01/2026	0.02%
Kerala State SDL 8.42 27/01/2026	0.06%
Union Bank of India CD 25/06/2026	0.52%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.13%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.32%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.28%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.28%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.83%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.84%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.85%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.28%
Bajaj Finance Ltd Debenture 7.93	1.41%
REC Ltd SR 248A Debenture 6.52 31/01/2028	1.36%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.28%
REC Ltd SR I Debenture 8.01 24/03/2028	0.23%
Poonawalla Fincorp Ltd SR B2 Debenture 7.60 28/05/2027	0.55%
L&T Finance Ltd SR B OP Debenture 01/07/2092	0.55%
HDB Financial Services Ltd SR 228 TR Debenture 7.4091 05/06/2028	0.28%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Karnataka State SDL 7.36 13/03/2034	0.06%
Uttar Pradesh State SDL 27/03/2038	0.0%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
Madhya Pradesh State SDL 8.39 27/01/2026	0.01%
Maharashtra State SDL 6.98 26/02/2028	0.16%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.17%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	2.06%
HDFC Bank Ltd SR US004 Debenture 7.65 25/05/2033	1.4%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.13%
HDFC Bank Ltd SR AA008 Debenture 7.77 28/06/2027	0.39%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	0.28%
Tata Capital Housing Finance Ltd SR D Debenture 7.712 14/01/2028	0.28%
REC Ltd Debenture 7.34	1.06%
GOI CGL 7.09 25/11/2074	0.16%
LIC Housing Finance Ltd Debenture 7.74 22/10/2027	0.56%

Sectors

Company	Allocation %
Others	6.53%
Services	0.01%
Construction	1.04%
Sovereign	9.96%
Energy	4.66%
Financial	77.92%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

109
AUM

₹ 4,14,315 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,89,069 Cr
Highest Return

7.75%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

The current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCW is ₹ 151.6336

How much does Aditya Birla SL Banking & PSU Debt Reg-IDCW charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Reg-IDCW is 0.73%

How to Redeem Aditya Birla SL Banking & PSU Debt Reg-IDCW Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Banking & PSU Debt Reg-IDCW through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Reg-IDCW based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Reg-IDCW?

For Aditya Birla SL Banking & PSU Debt Reg-IDCW, 3-year return is 7.34% per annum and 5-year return is 6.03% per annum. Check the return performance in detail on the page.