Nippon India Banking and PSU-G

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt G

4 Morning Star

3 Value Research

NAV( 13 Aug 2025)

₹ 20.91

0.1%

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Nippon India Banking and PSU-G

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Performance

7.35%3y Returns

-0.07% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 5000
Lock In

0
Expense ratio

0.77%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 5,684 Cr
Plan

REGULAR
Launch date

5 May 2015
Fund type

OPEN
Fund benchmark

CRISIL Banking and PSU Debt A-II Index
ISIN

INF204KA1T56

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
CDMDF Class A2	0.29%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	0.09%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	0.9%
National Bank For Financing Infrastructure And Development SR NABFID.67 Debenture 06/03/2026	1.22%
ICICI Bank Ltd SR DNV21LB Debenture 6.67 26/11/2028	0.44%
REC Ltd SR 213 Debenture 6.92 20/03/2032	0.53%
Power Finance Corporation Ltd SR 245A Bonds 7.24 15/01/2035	0.89%
Power Finance Corporation Ltd SR-147 Bonds 8.03 02/05/2026	0.89%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	2.07%
REC Ltd SR 245B Bonds 7.32 28/02/2035	1.79%
HDB Financial Services Ltd SR 24 Bonds 7.95 04/06/2035	0.89%
Small Industries Devp. Bank of India Ltd SR VIII Bonds 7.49 11/06/2029	1.35%
Power Finance Corporation Ltd SR 247B Bonds 7.40 15/01/2035	0.9%
National Housing Bank Bonds 7.35 02/01/2032	1.8%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028	1.34%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	2.24%
National Highways Authority of India Ltd SERIES VI Debenture 8.27 28/03/2029	0.0%
NHPC Ltd SERIES I Debenture 8.12 22/03/2029	0.0%
Indian Railway Finance Corporation Ltd SERIES 135 Debenture 8.23 29/03/2029	0.46%
National Housing Bank Bonds 6.80 02/04/2032	0.88%
National Housing Bank Bonds 7.20 03/10/2031	0.9%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	0.45%
REC Ltd SR-136 Bonds 8.11 07/10/2025	0.01%
Small Industries Devp. Bank of India Ltd SR V Bonds 7.51 12/06/2028	0.09%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.89%
Indian Railway Finance Corporation Ltd SR 185 Bonds 7.15 27/12/2034	0.44%
National Bank For Agriculture & Rural Development SR-2 NCD 8.20 09/03/2028	0.27%
Indian Railway Finance Corporation Ltd SR 161 NCD 6.92 31/08/2031	0.8%
Bajaj Housing Finance Ltd NCD 7.02 26/05/2028	1.32%
SBI Life Insurance Company Ltd NCD 8.35 21/02/2034	1.98%
Export-Import Bank Of India SR Z02 NCD 7.40 14/03/2029	0.9%
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029	2.34%
Kerala State SDL 8.48 08/08/2030	0.19%
Power Grid Corporation of India Ltd SR LXIV STRP B Debenture 7.49 25/10/2029	0.27%
Indian Railway Finance Corporation Ltd SERIES 143 Debenture 7.55 06/11/2029	1.27%
Indian Railway Finance Corporation Ltd SERIES 146 Debenture 7.08 28/02/2030	0.45%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	0.45%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029	2.17%
Small Industries Devp. Bank of India Ltd SR VI NCD 7.75 27/10/2025	0.44%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	1.8%
Tata Capital Ltd SR A NCD 8.22 13/09/2034	0.45%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.8%
National Housing Bank NCD 7.59 08/09/2027	3.14%
Power Grid Corporation of India Ltd SR LXXII NCD 7.56 31/03/2033	1.81%
REC Ltd SR 227-B Debenture 7.71 31/10/2033	0.09%
Small Industries Devp. Bank of India Ltd SR V Debenture 7.83 24/11/2028	1.64%
Indian Railway Finance Corporation Ltd SR 173 Debenture 7.68 24/11/2026	0.45%
Others Mrgn Money	0.03%
Others IRS	-0.02%
REC Ltd SR 216A Debenture 7.55 31/03/2028	0.9%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	1.1%
Power Finance Corporation Ltd SR BS221B Debenture 7.59 17/01/2028	0.45%
Nuclear Power Corpn. Of India Ltd NCD 7.70	1.8%
REC Ltd SR 220-A NCD 7.77 31/03/2028	2.26%
Indian Railway Finance Corporation Ltd SR 160 NCD 7.03 30/07/2036	0.44%
L&T Metro Rail (Hyderabad) Ltd NCD 7.55 28/04/2035	0.44%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	0.89%
Aditya Birla Finance Ltd SR I2 NCD 7.92 27/12/2027	0.89%
Kotak Mahindra Prime Ltd NCD 7.781 17/09/2029	0.72%
Mahindra & Mahindra Financial Services Ltd SR BBB NCD 06/10/2034	1.36%
HDFC Bank Ltd SR R005 NCD 7.78 27/03/2027	0.27%
HDFC Bank Ltd SR Y002 NCD 5.78 25/11/2025	0.44%
GOI Sec 6.79 07/10/2034	1.29%
GOI Sec 04/10/2028	0.02%
Uttar Pradesh State SDL 7.17 19/03/2033	0.45%
Maharashtra State SDL 7.12 05/02/2036	0.85%
Karnataka State SDL 7.11 12/02/2033	0.75%
Andhra Pradesh State SDL 6.70 22/04/2026	0.09%
Net Current Assets	3.22%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.35%
Power Finance Corporation Ltd SR BS216 Debenture 7.13 15/07/2026	0.88%
Power Grid Corporation of India Ltd Debenture 8.40 27/05/2029	0.19%
India Infradebt Ltd SR I TR VII Debenture 7.92 06/06/2030	0.9%
GOI Sec 6.33 05/05/2035	0.88%
GOI Sec 7.32 13/11/2030	0.06%
GOI Sec 6.68 07/07/2040	1.32%
GOI Sec 7.02 18/06/2031	2.65%
GOI Sec 7.04 03/06/2029	0.02%
GOI Sec 6.64 16/06/2035	0.18%
GOI Sec 7.10 08/04/2034	0.08%
GOI Sec 7.23 15/04/2039	0.18%
Karnataka State SDL 7.04 26/03/2032	0.07%
Karnataka State SDL 7.13 20/08/2034	0.27%
Bajaj Finance Ltd Debenture 7.2337 28/06/2027	0.44%
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028	0.81%
Export-Import Bank Of India SR Z01 Debenture 7.45 12/04/2028	1.35%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029	3.17%
Bajaj Finance Ltd Debenture 7.87 08/02/2034	0.45%
HDFC Bank Ltd SR 2 Debenture 7.65 20/03/2034	1.09%
National Bank For Agriculture & Rural Development SR 24H Debenture 7.62 10/05/2029	0.45%
GOI Sec 6.79 30/12/2031	1.18%
GOI Sec 7.26 22/08/2032	0.05%
GOI Sec 6.92 18/11/2039	1.53%
GOI Sec 7.18 14/08/2033	0.15%
GOI Sec 7.18 24/07/2037	0.28%
Repo	0.52%
Power Finance Corporation Ltd SRV CATIII&IV FRD 22/01/2031	1.45%
State Bank of India SR III Additional Tier 2 Bo 5.83	0.88%
State Bank of India SR II Additional Tier 2 Bo 6.24	1.58%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	0.45%
ICICI Bank Ltd SR DJU21LB Debenture 6.45 15/06/2028	1.31%
Power Finance Corporation Ltd SR BS227B Debenture 7.77 15/04/2028	1.8%
REC Ltd SR 234-B Debenture 7.58 31/05/2029	0.9%
National Housing Bank Debenture 7.59 14/07/2027	0.9%
Power Grid Corporation of India Ltd Debenture 7.36 18/10/2026	0.09%
Power Grid Corporation of India Ltd SR LXX Debenture 7.40 17/02/2033	1.32%
Power Finance Corporation Ltd SR 223 Debenture 7.64 22/02/2033	0.46%
National Highways Infra Trust SR I STRPP A Debenture 30/01/2034	0.36%
National Highways Infra Trust SR I STRPP B Debenture 30/01/2035	0.33%
REC Ltd SR-162 Debenture 8.55 09/08/2028	0.18%
Karnataka State SDL 7.44 28/02/2034	0.01%
Maharashtra State SDL 7.63 31/01/2036	0.26%
Maharashtra State SDL 7.49 07/02/2036	0.28%
Karnataka State SDL 7.70 08/11/2033	0.19%
REC Ltd SERIES GOI-V Debenture 8.54 15/11/2028	1.58%
National Bank For Agriculture & Rural Development SR PMAY-G PB-2 Debenture 8.22 13/12/2028	0.09%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	0.46%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	0.73%
Power Grid Corporation of India Ltd SR LXXIX Bonds/Deb 7.08 25/10/2034	0.45%

Sectors

Company	Allocation %
Others	7.36%
Services	0.00%
Construction	2.03%
Sovereign	9.87%
Energy	7.73%
Insurance	1.98%
Financial	71.01%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Nippon India Mutual Fund >

Contact Information

Address:

Email:
Website

https://mf.nipponindiaim.com/
Phone:

Funds Offered

91
AUM

₹ 6,50,378 Cr
Website

https://mf.nipponindiaim.com/

About

Nippon India Mutual Fund (NIMF) is one of India's leading mutual funds, with Assets Under Management of above Rs 2 lakh crore and above 90 lakhs folios. NIMF which is one of the fastest growing mutual funds in India, offers investors a well-rounded portfolio of products to meet varying investor requirements and has presence in 300? cities across the country. NIMF constantly endeavours to launch innovative products and customer service initiatives to increase value to investors.

Fund Manager

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Vivek Sharma

Funds Offered

14
AUM

₹ 48,385 Cr
Highest Return

7.91%

About

Vivek Sharma Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Nippon India Banking and PSU-G?

The current NAV of Nippon India Banking and PSU-G is ₹ 20.9078

How much does Nippon India Banking and PSU-G charge as expense ratio?

The expense ratio of Nippon India Banking and PSU-G is 0.77%

How to Redeem Nippon India Banking and PSU-G Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Nippon India Banking and PSU-G?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Nippon India Banking and PSU-G through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Nippon India Banking and PSU-G based on your investment objective and risk profile.

What is the return of Nippon India Banking and PSU-G?

For Nippon India Banking and PSU-G, 3-year return is 7.35% per annum and 5-year return is 5.96% per annum. Check the return performance in detail on the page.