Aditya Birla SL Banking & PSU Debt Ret-G

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt G

4 Morning Star

0 Value Research

NAV( 13 Jun 2025)

₹ 551.23

0.62%

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Aditya Birla SL Banking & PSU Debt Ret-G

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Performance

7.56%3y Returns

-0.12% 1D Returns

Investment details

Min SIP amount

₹ -
Min Lumpsum

₹ 10000
Lock In

0
Expense ratio

0.64%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 8,991 Cr
Plan

REGULAR
Launch date

18 Apr 2002
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LT4

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.29%
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.57%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.73%
National Bank For Agriculture & Rural Development SR-B4 Bonds 7.99 02/02/2033	0.06%
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027	0.17%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.63%
ICICI Home Finance Company Ltd SR HDBMAY261 Bonds 7.36 02/05/2030	0.39%
National Housing Bank Bonds 6.80 02/04/2032	2.52%
REC Ltd SR 247 A Bonds 6.87 31/05/2030	0.28%
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	0.28%
Power Grid Corporation of India Ltd SR LXXXI Bonds 6.94 15/04/2035	4.62%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.23%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.86%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	1.64%
Indian Railway Finance Corporation Ltd SR 187 Bonds 7.28 14/02/2040	0.29%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.57%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	0.57%
Net Receivables	2.47%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.17%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.08%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.23%
Power Finance Corporation Ltd SR BS217B STRPP I Debenture 7.15 08/09/2025	0.06%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	1.58%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.35%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	2.74%
Power Grid Corporation of India Ltd Bonds 9.64 31/05/2026	0.06%
Nuclear Power Corpn. Of India Ltd SR-XXVIII TRCH-B Bonds 9.18 23/01/2026	0.11%
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.09%
National Bank For Financing Infrastructure And Development SR NABFID2026-2 TR II Bonds 7.04 07/04/2035	0.56%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030	1.69%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.57%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	1.88%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.28%
REC Ltd SR 245B Bonds 7.32 28/02/2035	0.29%
Tata Capital Financial Services Ltd SR A Bonds 7.97 19/07/2028	1.42%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027	0.28%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.28%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.29%
Maharashtra State SDL 7.20 09/08/2027	0.03%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
Kerala State SDL 7.99 28/10/2025	0.06%
Karnataka State SDL 7.98 14/10/2025	0.02%
Karnataka State SDL 7.09 16/10/2035	0.23%
Rajasthan State SDL 7.09 16/10/2035	0.11%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Maharashtra State SDL 6.77 30/04/2037	0.17%
Karnataka State SDL 7.36 13/03/2034	0.06%
Uttar Pradesh State SDL 27/03/2038	0.0%
Karnataka State SDL 6.75 04/11/2035	0.06%
Maharashtra State SDL 6.47 21/10/2028	0.07%
Gujarat State SDL 6.63 16/09/2029	0.01%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.36%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.57%
Mangalore Refinery & Petrochemicals Ltd SR 3 Debenture 6.18 29/12/2025	0.71%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.17%
LIC Housing Finance Ltd Debenture 7.85 18/08/2032	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%
Bajaj Finance Ltd Debenture 7.93	1.44%
LIC Housing Finance Ltd Debenture 7.68 29/05/2034	0.29%
Poonawalla Fincorp Ltd SR B2 Debenture 7.60 28/05/2027	0.56%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026	0.56%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.29%
L&T Metro Rail (Hyderabad) Ltd NCD 7.55 28/04/2035	0.23%
Bajaj Housing Finance Ltd NCD 7.50 09/04/2035	0.17%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	2.87%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.28%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.28%
REC Ltd SR 228-A NCD 7.80 30/05/2026	1.01%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.28%
Maharashtra State SDL 8.36 27/01/2026	0.02%
Kerala State SDL 8.42 27/01/2026	0.06%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.07%
Cash Margin	0.01%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.18%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.34%
Kotak Mahindra Prime Ltd Debenture 7.60 19/05/2028	0.28%
Tata Capital Housing Finance Ltd SR D Debenture 7.712 14/01/2028	0.28%
REC Ltd Debenture 7.34	1.09%
GOI CGL 7.09 25/11/2074	0.06%
Embassy Office Parks REIT SR XI NCD 7.96 27/09/2027	0.45%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.39%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.37%
HDB Financial Services Ltd SR 188 NCD 7.84 14/07/2026	0.28%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	1.71%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	0.29%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.12%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.56%
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	0.17%
GOI Sec 16/06/2030	0.21%
GOI Sec 7.26 22/08/2032	0.14%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 16/12/2029	0.04%
GOI GOI Sec 7.54 23/05/2036	0.04%
GOI GOI Sec 16/06/2028	0.14%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI GOI Sec 16/06/2027	0.0%
GOI GOI Sec 6.80 15/06/2029	0.01%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
Madhya Pradesh State SDL 07/08/2035	0.17%
Gujarat State SDL 7.11 26/12/2033	0.17%
Maharashtra State SDL 6.98 26/02/2028	0.16%
LIC Housing Finance Ltd Debenture 7.74 22/10/2027	0.85%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.38%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.28%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.28%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.84%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033	0.86%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.86%
Housing & Urban Development Corporation Ltd SR B Debenture 6.90 06/05/2030	1.12%
GOI Sec 7.34 22/04/2064	0.59%
GOI Sec 7.10 08/04/2034	1.83%
GOI Sec 7.23 15/04/2039	0.46%
GOI Sec 7.17 08/01/2028	0.12%
GOI Sec 01/06/2029	0.01%
GOI Sec 7.17 17/04/2030	1.47%
GOI Sec 7.59 20/03/2029	0.02%
GOI Sec 6.92 18/11/2039	0.12%
GOI Sec 22/10/2029	0.09%
GOI Sec 6.79 07/10/2034	0.18%
GOI Sec 6.33 05/05/2035	0.34%
GOI Sec 22/08/2031	0.04%
GOI Sec 22/08/2028	0.29%
GOI Sec 22/02/2031	0.04%
GOI Sec 17/06/2029	0.05%
GOI Sec 22/08/2029	0.13%
GOI Sec 22/02/2029	0.28%
GOI Sec 7.46 06/11/2073	0.12%
GOI Sec 7.26 06/02/2033	0.05%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.18%
National Housing Bank Debenture 7.40 16/07/2026	0.56%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	2.11%
HDFC Bank Ltd SR US004 Debenture 7.65 25/05/2033	0.86%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.16%
HDFC Bank Ltd SR AA008 Debenture 7.77 28/06/2027	0.4%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	0.29%
GOI Sec 12/03/2029	0.22%
GOI Sec 12/09/2028	0.1%
GOI Sec 12/03/2028	0.14%
GOI Sec 19/03/2028	0.1%
GOI Sec 06/05/2030	0.24%
GOI Sec 7.09 05/08/2054	0.02%
GOI Sec 7.37 23/10/2028	0.03%
GOI Sec 7.04 17/06/2027	0.1%
GOI Sec 7.57 17/06/2033	0.01%
GOI Sec 7.18 14/08/2033	0.01%
GOI Sec 7.18 24/07/2037	1.3%
GOI Sec 7.25 12/06/2063	0.05%
GOI Sec 7.30 19/06/2053	0.37%
Reverse Repo	0.63%
Axis Bank Ltd CD 09/09/2025	0.11%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.09%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.14%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.1%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.46%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	1.87%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	0.99%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.06%
State Bank of India SR I Debenture 7.42 29/08/2039	2.4%
LIC Housing Finance Ltd Debenture 7.61 29/08/2034	1.55%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.43%
Aditya Birla Finance Ltd Debenture 8.33 19/05/2027	0.17%
Madhya Pradesh State SDL 8.39 27/01/2026	0.01%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.28%
HDB Financial Services Ltd SR 225 Debenture 7.65 05/05/2028	0.28%
Larsen & Toubro Ltd Debenture 7.20 22/01/2035	0.57%
Uttar Pradesh State SDL 7.16 26/12/2039	0.17%
Gujarat State SDL 8.46 10/02/2026	0.01%
Tamilnadu State SDL 7.11 21/11/2034	0.23%
State Bank of India SR III Additional Tier 2 Bo 5.83	1.72%
State Bank of India SR II Additional Tier 2 Bo 6.24	0.8%
CDMDF Class A2	0.3%
Others IRS	-0.01%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.23%
REC Ltd SR 223A Debenture 7.44 30/04/2026	1.12%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.28%
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026	0.56%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.29%
REC Ltd SR I Debenture 8.01 24/03/2028	0.23%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.14%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.17%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.88%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.31%

Sectors

Company	Allocation %
Others	5.88%
Services	0.01%
Construction	1.62%
Sovereign	9.61%
Energy	6.00%
Financial	76.91%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

107
AUM

₹ 3,96,585 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,71,507 Cr
Highest Return

8.11%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Banking & PSU Debt Ret-G?

The current NAV of Aditya Birla SL Banking & PSU Debt Ret-G is ₹ 551.2281

How much does Aditya Birla SL Banking & PSU Debt Ret-G charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Ret-G is 0.64%

How to Redeem Aditya Birla SL Banking & PSU Debt Ret-G Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Ret-G?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Banking & PSU Debt Ret-G through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Ret-G based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Ret-G?

For Aditya Birla SL Banking & PSU Debt Ret-G, 3-year return is 7.56% per annum and 5-year return is 6.44% per annum. Check the return performance in detail on the page.