Aditya Birla SL Banking & PSU Debt Reg-IDCWM

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Monthly

3 Morning Star

4 Value Research

NAV( 11 Jul 2025)

₹ 113.7

0.32%

Invest now Compare Funds

Aditya Birla SL Banking & PSU Debt Reg-IDCWM

Invest now

Performance

7.51%3y Returns

0.02% 1D Returns

Investment details

Min SIP amount

₹ 1000
Min Lumpsum

₹ 1000
Lock In

0
Expense ratio

0.74%
Exit load

NIL

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 9,095 Cr
Plan

REGULAR
Launch date

22 Sep 2008
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LU2

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.57%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.7%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	0.28%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	2.82%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.28%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.27%
REC Ltd SR 228-A NCD 7.80 30/05/2026	1.0%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.12%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	0.17%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.56%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026	0.55%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.28%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027	0.83%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.28%
L&T Metro Rail (Hyderabad) Ltd NCD 7.55 28/04/2035	0.22%
Bajaj Housing Finance Ltd NCD 7.50 09/04/2035	0.17%
Embassy Office Parks REIT SR XI NCD 7.96 27/09/2027	0.45%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.28%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.35%
Maharashtra State SDL 7.20 09/08/2027	0.03%
Maharashtra State SDL 6.77 30/04/2037	0.16%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
Maharashtra State SDL 8.36 27/01/2026	0.02%
Kerala State SDL 8.42 27/01/2026	0.06%
Madhya Pradesh State SDL 07/08/2035	0.17%
GOI CGL 7.09 25/11/2074	0.05%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.06%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.23%
REC Ltd SR 245B Bonds 7.32 28/02/2035	0.28%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	1.57%
Indian Railway Finance Corporation Ltd SR 187 Bonds 7.28 14/02/2040	0.28%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.84%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	0.95%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.56%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	0.56%
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.09%
Nuclear Power Corpn. Of India Ltd SR-XXVIII TRCH-B Bonds 9.18 23/01/2026	0.11%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.24%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	0.56%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.28%
Tata Capital Financial Services Ltd SR A Bonds 7.97 19/07/2028	1.4%
Indian Railway Finance Corporation Ltd SR 191A Bonds 6.47 30/05/2028	1.09%
Indian Railway Finance Corporation Ltd SR 191B Bonds 6.58 30/05/2030	0.82%
National Bank For Agriculture & Rural Development SR-B4 Bonds 7.99 02/02/2033	0.06%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.62%
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027	0.17%
ICICI Home Finance Company Ltd SR HDBMAY261 Bonds 7.36 02/05/2030	0.39%
REC Ltd SR 247 A Bonds 6.87 31/05/2030	0.28%
National Housing Bank Bonds 6.80 02/04/2032	2.46%
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	0.27%
National Bank For Financing Infrastructure And Development SR NABFID2026-2 TR II Bonds 7.04 07/04/2035	0.55%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030	1.66%
Power Grid Corporation of India Ltd SR LXXXI Bonds 6.94 15/04/2035	4.52%
CDMDF Class A2	0.29%
Union Bank of India CD 05/12/2025	1.07%
Cash Margin	0.01%
Axis Bank Ltd CD 09/09/2025	0.11%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.09%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.12%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.56%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	0.96%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	1.85%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.45%
LIC Housing Finance Ltd Debenture 7.68 29/05/2034	0.28%
Bajaj Finance Ltd Debenture 7.93	1.41%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.29%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.85%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.12%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.14%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.18%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI Sec 06/05/2030	0.24%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.1%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.56%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.34%
Mangalore Refinery & Petrochemicals Ltd SR 3 Debenture 6.18 29/12/2025	0.7%
REC Ltd SR 250A Debenture 6.60 30/06/2027	0.66%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.17%
GOI Sec 7.59 20/03/2029	0.02%
GOI Sec 7.34 22/04/2064	0.34%
GOI Sec 7.10 08/04/2034	1.74%
GOI GOI Sec 6.80 15/06/2029	0.01%
GOI Sec 7.23 15/04/2039	0.44%
GOI GOI Sec 16/06/2027	0.0%
GOI Sec 22/02/2031	0.04%
GOI Sec 22/08/2031	0.04%
GOI Sec 22/08/2029	0.13%
GOI Sec 22/02/2029	0.28%
GOI Sec 22/08/2028	0.29%
GOI Sec 17/06/2029	0.04%
GOI Sec 7.46 06/11/2073	0.11%
GOI Sec 7.04 17/06/2027	0.1%
GOI Sec 7.57 17/06/2033	0.01%
GOI Sec 7.37 23/10/2028	0.03%
GOI Sec 7.18 14/08/2033	0.18%
GOI Sec 7.18 24/07/2037	1.2%
GOI Sec 7.25 12/06/2063	0.04%
GOI Sec 7.30 19/06/2053	0.24%
GOI Sec 7.17 08/01/2028	0.12%
GOI Sec 6.92 18/11/2039	0.33%
GOI Sec 01/06/2029	0.01%
GOI Sec 7.17 17/04/2030	1.44%
Union Bank of India CD 25/06/2026	1.29%
HDFC Bank Ltd SR AA008 Debenture 7.77 28/06/2027	0.39%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	0.28%
HDFC Bank Ltd SR US004 Debenture 7.65 25/05/2033	1.41%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.14%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	2.07%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.28%
National Housing Bank Debenture 7.40 16/07/2026	0.55%
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026	0.56%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.28%
REC Ltd SR 223A Debenture 7.44 30/04/2026	1.11%
Poonawalla Fincorp Ltd SR B2 Debenture 7.60 28/05/2027	0.55%
REC Ltd SR I Debenture 8.01 24/03/2028	0.23%
LIC Housing Finance Ltd Debenture 7.74 22/10/2027	0.56%
REC Ltd Debenture 7.34	1.06%
REC Ltd SR 248A Debenture 6.52 31/01/2028	1.37%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.84%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033	0.84%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.83%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.28%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.28%
Net Receivables	1.87%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.17%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
Gujarat State SDL 8.46 10/02/2026	0.01%
Madhya Pradesh State SDL 8.39 27/01/2026	0.01%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.34%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.28%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	2.71%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.34%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	0.74%
Tata Capital Housing Finance Ltd SR D Debenture 7.712 14/01/2028	0.28%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.22%
Housing & Urban Development Corporation Ltd SR B Debenture 6.90 06/05/2030	1.1%
Kotak Mahindra Prime Ltd Debenture 7.60 19/05/2028	0.28%
Bajaj Finance Ltd Debenture 7.3763 26/06/2028	0.55%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.33%
HDB Financial Services Ltd SR 225 Debenture 7.65 05/05/2028	0.28%
Aditya Birla Finance Ltd Debenture 8.33 19/05/2027	0.17%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.4%
LIC Housing Finance Ltd Debenture 7.61 29/08/2034	1.51%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.06%
State Bank of India SR I Debenture 7.42 29/08/2039	2.34%
Kerala State SDL 7.99 28/10/2025	0.06%
Karnataka State SDL 7.98 14/10/2025	0.02%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Karnataka State SDL 7.36 13/03/2034	0.06%
Uttar Pradesh State SDL 27/03/2038	0.0%
Gujarat State SDL 6.63 16/09/2029	0.01%
Maharashtra State SDL 6.47 21/10/2028	0.07%
Karnataka State SDL 6.75 04/11/2035	0.05%
Gujarat State SDL 7.11 26/12/2033	0.17%
Uttar Pradesh State SDL 7.16 26/12/2039	0.17%
Maharashtra State SDL 6.98 26/02/2028	0.16%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
Tamilnadu State SDL 7.11 21/11/2034	0.23%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
Karnataka State SDL 7.09 16/10/2035	0.22%
Rajasthan State SDL 7.09 16/10/2035	0.11%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
Power Finance Corporation Ltd SR BS217B STRPP I Debenture 7.15 08/09/2025	0.06%
LIC Housing Finance Ltd Debenture 7.85 18/08/2032	0.06%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.17%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.28%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.28%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	1.67%
GOI Sec 7.26 06/02/2033	0.16%
GOI Sec 12/03/2029	0.22%
GOI Sec 12/09/2028	0.1%
GOI Sec 22/10/2029	0.09%
GOI Sec 6.79 07/10/2034	0.18%
GOI Sec 6.33 05/05/2035	0.28%
GOI Sec 19/03/2028	0.1%
GOI Sec 12/03/2028	0.14%
GOI Sec 7.09 05/08/2054	0.02%
GOI Sec 16/06/2030	0.21%
GOI Sec 7.26 22/08/2032	0.14%
GOI GOI Sec 16/06/2028	0.14%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 16/12/2029	0.04%
GOI GOI Sec 7.54 23/05/2036	0.04%
Others IRS	-0.01%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.08%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.22%

Sectors

Company	Allocation %
Others	4.57%
Services	0.01%
Construction	1.04%
Sovereign	9.38%
Energy	5.82%
Financial	79.24%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

View All Mutual Funds

Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

107
AUM

₹ 4,00,946 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

View All Mutual Funds

Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,76,782 Cr
Highest Return

8.04%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

Start investing now

SIP
One time

SIP amount

/ Monthly

Monthly SIP Date

Select a Date

Frequently Asked Questions

View All

What is the current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCWM?

The current NAV of Aditya Birla SL Banking & PSU Debt Reg-IDCWM is ₹ 113.7043

How much does Aditya Birla SL Banking & PSU Debt Reg-IDCWM charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Reg-IDCWM is 0.74%

How to Redeem Aditya Birla SL Banking & PSU Debt Reg-IDCWM Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Reg-IDCWM?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in Aditya Birla SL Banking & PSU Debt Reg-IDCWM through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Reg-IDCWM based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Reg-IDCWM?

For Aditya Birla SL Banking & PSU Debt Reg-IDCWM, 3-year return is 7.51% per annum and 5-year return is 6.03% per annum. Check the return performance in detail on the page.