Aditya Birla SL Banking & PSU Debt Ret-IDCWM

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Monthly

3 Morning Star

0 Value Research

NAV( 21 Apr 2025)

₹ 113.43

1.91%

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Aditya Birla SL Banking & PSU Debt Ret-IDCWM

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Performance

7.06%3y Returns

0.14% 1D Returns

Investment details

Min SIP amount

₹ -
Min Lumpsum

₹ -
Lock In

0
Expense ratio

0.64%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 8,588 Cr
Plan

REGULAR
Launch date

10 Oct 2008
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LR8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Small Industries Devp. Bank of India Ltd SR V Bonds 7.51 12/06/2028	0.29%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.05%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	0.59%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.58%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.88%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	2.29%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.24%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.78%
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.59%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	2.05%
Bank Of Baroda SR XXVII Bonds 7.41 28/11/2039	0.76%
National Bank For Agriculture & Rural Development SR 23F Bonds 7.50 17/12/2025	0.29%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.29%
CDMDF Class A2	0.31%
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.1%
Nuclear Power Corpn. Of India Ltd SR-XXVIII TRCH-B Bonds 9.18 23/01/2026	0.12%
Power Grid Corporation of India Ltd Bonds 9.64 31/05/2026	0.06%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50	1.57%
Axis Bank Ltd CD 09/09/2025	0.11%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.09%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.16%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.11%
Axis Bank Ltd CD 09/10/2025	1.12%
HDFC Bank Ltd CD 31/10/2025	0.56%
ICICI Bank Ltd CD 14/11/2025	0.56%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.08%
Canara Bank CD 04/12/2025	1.11%
Canara Bank CD 12/12/2025	3.05%
Canara Bank CD 18/12/2025	0.78%
Canara Bank CD 22/12/2025	0.28%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.09%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.24%
Union Bank of India CD 18/12/2025	0.28%
National Bank For Agriculture & Rural Development CD 20/01/2026	0.83%
Canara Bank CD 03/02/2026	1.37%
HDFC Bank Ltd CD 25/02/2026	0.55%
Axis Bank Ltd CD 05/03/2026	0.27%
Canara Bank CD 06/03/2026	0.27%
Embassy Office Parks REIT SR XI NCD 7.96 27/09/2027	0.47%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.29%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	2.95%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.29%
HDB Financial Services Ltd SR 188 NCD 7.84 14/07/2026	0.29%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.41%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.41%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.29%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.3%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026	0.58%
Power Finance Corporation Ltd SR BS233B NCD 7.64 25/08/2026	0.18%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.58%
REC Ltd SR 228-A NCD 7.80 30/05/2026	1.05%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.29%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.12%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.29%
Reverse Repo	0.47%
Karnataka State SDL 7.98 14/10/2025	0.02%
GOI Sec 7.59 20/03/2029	0.03%
Kerala State SDL 7.99 28/10/2025	0.06%
Madhya Pradesh State SDL 8.39 27/01/2026	0.01%
Gujarat State SDL 8.46 10/02/2026	0.01%
Kerala State SDL 8.42 27/01/2026	0.06%
Maharashtra State SDL 8.36 27/01/2026	0.02%
Maharashtra State SDL 7.20 09/08/2027	0.04%
Net Current Assets	0.0%
GOI Sec 7.17 08/01/2028	0.12%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
GOI Sec 7.57 17/06/2033	0.01%
GOI Sec 6.45 07/10/2029	0.06%
GOI Sec 7.04 17/06/2027	0.1%
Maharashtra State SDL 6.98 26/02/2028	0.16%
State Bank of India SR II Additional Tier 2 Bo 6.24	0.83%
Gujarat State SDL 6.63 16/09/2029	0.01%
Maharashtra State SDL 6.47 21/10/2028	0.07%
State Bank of India SR III Additional Tier 2 Bo 5.83	1.79%
Karnataka State SDL 6.75 04/11/2035	0.06%
GOI Sec 17/06/2029	0.05%
GOI Sec 22/08/2029	0.13%
GOI Sec 22/02/2029	0.28%
GOI Sec 22/08/2028	0.29%
GOI Sec 22/02/2031	0.04%
GOI Sec 22/08/2031	0.04%
GOI GOI Sec 16/06/2027	0.0%
GOI GOI Sec 6.80 15/06/2029	0.01%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI GOI Sec 16/06/2028	0.15%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 16/12/2029	0.04%
GOI GOI Sec 7.54 23/05/2036	0.04%
GOI Sec 7.26 22/08/2032	0.14%
GOI Sec 16/06/2030	0.21%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
GOI Sec 19/03/2026	0.22%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
GOI Sec 19/03/2028	0.1%
GOI Sec 12/03/2028	0.14%
GOI Sec 12/03/2029	0.23%
GOI Sec 12/09/2028	0.1%
GOI Sec 7.26 06/02/2033	0.05%
GOI Sec 7.17 17/04/2030	1.51%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
GOI Sec 01/06/2029	0.01%
GOI Sec 7.30 19/06/2053	0.38%
GOI Sec 7.25 12/06/2063	0.05%
GOI Sec 7.18 24/07/2037	2.17%
GOI Sec 7.18 14/08/2033	0.75%
GOI Sec 7.37 23/10/2028	0.03%
GOI Sec 7.46 06/11/2073	0.12%
GOI Sec 7.32 13/11/2030	0.06%
Karnataka State SDL 7.36 13/03/2034	0.06%
Uttar Pradesh State SDL 27/03/2038	0.0%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
GOI Sec 7.23 15/04/2039	0.53%
GOI Sec 7.10 08/04/2034	2.41%
GOI Sec 7.34 22/04/2064	0.29%
GOI Sec 7.02 18/06/2031	0.06%
GOI Sec 06/05/2030	0.24%
GOI Sec 7.09 05/08/2054	0.14%
Madhya Pradesh State SDL 07/08/2035	0.18%
GOI Sec 6.79 07/10/2034	1.03%
GOI Sec 22/10/2029	0.09%
Karnataka State SDL 7.09 16/10/2035	0.24%
Rajasthan State SDL 7.09 16/10/2035	0.12%
GOI Sec 6.92 18/11/2039	0.3%
Uttar Pradesh State SDL 7.10 21/11/2032	0.06%
Tamilnadu State SDL 7.11 21/11/2034	0.24%
Uttar Pradesh State SDL 7.16 26/12/2039	0.18%
Gujarat State SDL 7.11 26/12/2033	0.18%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%
Others IRS	0.0%
Net Payables	-2.49%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.18%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.23%
REC Ltd SR I Debenture 8.01 24/03/2028	0.24%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.18%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
Mangalore Refinery & Petrochemicals Ltd SR 3 Debenture 6.18 29/12/2025	0.74%
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026	0.7%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026	0.17%
Small Industries Devp. Bank of India Ltd SR V Debenture 7.23 09/03/2026	0.58%
Power Finance Corporation Ltd SR BS217B STRPP I Debenture 7.15 08/09/2025	0.06%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	1.94%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.95%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	2.86%
National Bank For Agriculture & Rural Development SR 23 G Debenture 7.57 19/03/2026	0.29%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.29%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.51%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.29%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.29%
REC Ltd SR 221 Debenture 7.51 31/07/2026	0.58%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.88%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033	0.89%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.89%
Small Industries Devp. Bank of India Ltd SR I Debenture 7.43	0.47%
Indian Railway Finance Corporation Ltd SR 171 Debenture 7.23 15/10/2026	0.29%
REC Ltd SR 223A Debenture 7.44 30/04/2026	2.04%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.29%
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026	0.58%
National Housing Bank Debenture 7.40 16/07/2026	0.58%
Indian Railway Finance Corporation Ltd SR 172A Debenture 7.41 15/10/2026	0.29%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	1.57%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.2%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	0.3%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.41%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027	0.88%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.59%
LIC Housing Finance Ltd Debenture 7.69 06/02/2034	0.77%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.19%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.17%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.19%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.94%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.94%
Bajaj Finance Ltd Debenture 7.93	1.48%
LIC Housing Finance Ltd Debenture 7.68 29/05/2034	0.3%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.48%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	1.93%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	1.01%
REC Ltd SR 237 Debenture 7.55 31/10/2026	0.58%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.3%
State Bank of India SR I Debenture 7.42 29/08/2039	2.47%
LIC Housing Finance Ltd Debenture 7.61 29/08/2034	1.59%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.47%
Aditya Birla Finance Ltd Debenture 8.33 19/05/2027	0.24%
Tata Capital Housing Finance Ltd SR D Debenture 7.712 14/01/2028	0.29%
REC Ltd Debenture 7.34	1.11%
GOI CGL 7.09 25/11/2074	0.12%

Sectors

Company	Allocation %
Others	0.78%
Services	0.01%
Construction	0.86%
Sovereign	12.92%
Energy	1.14%
Financial	84.33%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

107
AUM

₹ 3,65,876 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,51,721 Cr
Highest Return

7.59%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Banking & PSU Debt Ret-IDCWM?

The current NAV of Aditya Birla SL Banking & PSU Debt Ret-IDCWM is ₹ 113.4333

How much does Aditya Birla SL Banking & PSU Debt Ret-IDCWM charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Ret-IDCWM is 0.64%

How to Redeem Aditya Birla SL Banking & PSU Debt Ret-IDCWM Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWM?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWM through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Ret-IDCWM based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Ret-IDCWM?

For Aditya Birla SL Banking & PSU Debt Ret-IDCWM, 3-year return is 7.06% per annum and 5-year return is 6.65% per annum. Check the return performance in detail on the page.