Aditya Birla SL Banking & PSU Debt Ret-IDCWQ

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Quarterly

2 Morning Star

0 Value Research

NAV( 16 Feb 2026)

₹ 103.79

0.73%

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Aditya Birla SL Banking & PSU Debt Ret-IDCWQ

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Performance

7.26%3y Returns

0.07% 1D Returns

Investment details

Min SIP amount

₹ -
Min Lumpsum

₹ 10000
Lock In

0
Expense ratio

0.64%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 8,979 Cr
Plan

REGULAR
Launch date

18 Jul 2007
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF209K01LS6

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
National Bank For Agriculture & Rural Development SR-B4 Bonds 7.99 02/02/2033	0.06%
Fullerton India Home Finance Ltd SR 27 NCD 8.07 10/09/2027	0.28%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	1.34%
Net Receivables	3.11%
LIC Housing Finance Ltd Bonds/NCD 7.77 11/08/2028	0.17%
Knowledge Realty Trust Debenture 7.20 26/09/2028	0.32%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.28%
HDFC Bank Ltd SR AA009 8 Debenture 27/07/2032	2.06%
HDFC Bank Ltd SR US004 Debenture 7.65 25/05/2033	1.4%
HDFC Bank Ltd SR AA008 Debenture 7.77 28/06/2027	0.39%
National Highways Authority of India Ltd SR IV Debenture 7.49 01/08/2029	0.01%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	0.01%
Bajaj Finance Ltd Debenture 7.93	1.41%
Indian Railway Finance Corporation Ltd SR 187 Bonds 7.28 14/02/2040	0.27%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.78%
Mahindra & Mahindra Financial Services Ltd Bonds 7.90 30/08/2027	0.17%
Power Grid Corporation of India Ltd Bonds 8.85 19/10/2026	0.09%
National Bank For Financing Infrastructure And Development SR 4 Bonds 7.15 28/03/2035	0.27%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.84%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	4.09%
Power Finance Corporation Ltd SR 247A Bonds 7.44 15/01/2030	0.28%
Tata Capital Housing Finance Ltd SR A Bonds 8.05 18/06/2029	0.57%
Bank Of Baroda SR VI Bonds 7.23 16/01/2035	0.55%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	1.68%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	0.17%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	1.12%
GOI Sec 06/05/2030	0.24%
GOI Sec 6.48 06/10/2035	0.77%
GOI Sec 22/02/2031	0.04%
GOI Sec 22/08/2031	0.04%
GOI Sec 22/08/2028	0.3%
GOI Sec 17/06/2029	0.05%
GOI Sec 22/08/2029	0.13%
GOI Sec 7.09 25/11/2074	0.01%
GOI Sec 7.18 14/08/2033	0.34%
GOI Sec 7.18 24/07/2037	0.28%
GOI Sec 7.25 12/06/2063	0.04%
GOI Sec 7.59 20/03/2029	0.02%
GOI Sec 15/10/2037	0.1%
GOI Sec 15/10/2039	0.06%
GOI Sec 12/09/2028	0.1%
GOI Sec 12/03/2029	0.0%
GOI Sec 19/03/2028	0.1%
GOI Sec 12/03/2028	0.15%
GOI Sec 7.17 08/01/2028	0.0%
Maharashtra State SDL 6.98 26/02/2028	0.16%
Madhya Pradesh State SDL 7.46 12/11/2043	0.44%
India Universal Trust AL1 SERIES A3 PTC Sec. Debt	0.08%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.05%
India Universal Trust AL1 SERIES A2 PTC Sec. Debt 20/07/2027	0.09%
Cash Margin	0.0%
GOI CGL 15/10/2034	0.15%
Housing & Urban Development Corporation Ltd SR B Debenture 6.90 06/05/2030	0.82%
REC Ltd SR 248A Debenture 6.52 31/01/2028	1.38%
Poonawalla Fincorp Ltd SR B2 Debenture 7.60 28/05/2027	0.56%
HDB Financial Services Ltd SR 228 TR Debenture 7.4091 05/06/2028	0.28%
REC Ltd Debenture 7.34	1.06%
Others IRS	0.0%
Power Finance Corporation Ltd SR-170 B Debenture 7.65 22/11/2027	0.22%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	0.23%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	0.45%
Bharti Telecom Ltd SR XXVI Debenture 7.45 15/12/2028	0.44%
Poonawalla Fincorp Ltd SR G1 TR 1 Debenture 7.55 25/03/2027	0.56%
Tata Capital Financial Services Ltd SR A Bonds 7.97 19/07/2028	0.56%
National Housing Bank Bonds 6.80 02/04/2032	2.44%
Indian Railway Finance Corporation Ltd SR 191A Bonds 6.47 30/05/2028	1.1%
Indian Railway Finance Corporation Ltd SR 191B Bonds 6.58 30/05/2030	2.17%
ICICI Home Finance Company Ltd SR HDBMAY261 Bonds 7.36 02/05/2030	0.39%
Indian Railway Finance Corporation Ltd SR 190 Bonds 6.65 20/05/2030	0.54%
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	0.55%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030	1.65%
National Bank For Financing Infrastructure And Development SR NABFID2026-2 TR II Bonds 7.04 07/04/2035	0.54%
Tata Capital Financial Services Ltd SR A Bonds 7.99 08/02/2034	0.23%
GOI Sec 22/10/2029	0.09%
GOI Sec 6.79 07/10/2034	0.39%
GOI Sec 15/04/2037	0.11%
GOI Sec 15/04/2036	0.12%
GOI Sec 15/04/2039	0.06%
GOI Sec 15/10/2036	0.11%
GOI Sec 15/04/2038	0.1%
GOI Sec 6.33 05/05/2035	0.11%
GOI Sec 15/10/2033	0.3%
GOI Sec 6.90 15/04/2065	0.47%
GOI Sec 16/06/2030	0.21%
GOI Sec 7.26 22/08/2032	0.14%
GOI GOI Sec 16/12/2029	0.05%
GOI GOI Sec 16/06/2028	0.15%
GOI GOI Sec 16/12/2028	0.05%
GOI GOI Sec 16/06/2027	0.0%
GOI GOI Sec 6.80 15/06/2029	0.01%
GOI GOI Sec 7.10 18/04/2029	0.0%
GOI Sec 6.28 14/07/2032	0.33%
GOI Sec 6.68 07/07/2040	0.92%
GOI Sec 7.46 06/11/2073	0.34%
GOI Sec 7.37 23/10/2028	0.01%
GOI Sec 7.04 17/06/2027	0.1%
CDMDF Class A2	0.31%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt	0.03%
National Bank For Agriculture & Rural Development CD 14/01/2027	0.52%
Small Industries Devp. Bank of India Ltd CD 14/01/2027	0.26%
HDFC Bank Ltd SR 2 Debenture 7.86 02/12/2032	0.34%
HDFC Bank Ltd SR 3 Debenture 7.84 16/12/2032	0.06%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	1.62%
REC Ltd SR 219 Debenture 7.60 28/02/2026	0.28%
REC Ltd SR 236-B Debenture 7.56 31/08/2027	2.13%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	0.22%
Tata Capital Ltd SR B Debenture 8.01 21/07/2034	0.06%
State Bank of India SR I Debenture 7.42 29/08/2039	1.77%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	1.38%
Kotak Mahindra Investments Ltd Debenture 7.2324 26/05/2028	0.55%
REC Ltd SR 230-A Bonds 7.71 26/02/2027	0.95%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	0.28%
HDB Financial Services Ltd SR 24 Bonds 7.95 04/06/2035	0.28%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	1.69%
Indian Railway Finance Corporation Ltd SR 131 NCD 8.55 21/02/2029	0.12%
REC Ltd SR 220-A NCD 7.77 31/03/2028	0.28%
Reverse Repo	0.61%
Indian Bank CD 22/01/2027	1.56%
Bank Of Baroda CD 27/01/2027	1.04%
Punjab National Bank CD 28/01/2027	2.34%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.56%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.28%
HDFC Bank Ltd CD 12/03/2026	0.17%
National Bank For Agriculture & Rural Development CD 27/01/2027	1.04%
Union Bank of India CD 19/01/2027	0.26%
Canara Bank CD 26/05/2026	0.54%
Pipeline Infrastructure (India) Pvt. Ltd SR 2 Debenture 7.96 11/03/2028	0.18%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027	1.71%
Bharti Telecom Ltd SR XXVIII Debenture 7.40 01/02/2029	0.72%
Small Industries Devp. Bank of India Ltd SR VII Debenture 7.75 10/06/2027	0.56%
Power Finance Corporation Ltd SR BS217B STRPP III NCD 7.15 08/09/2027	0.28%
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	1.69%
REC Ltd SR 228-A NCD 7.80 30/05/2026	1.0%
Tamilnadu State SDL 7.11 21/11/2034	0.22%
Uttar Pradesh State SDL 7.16 26/12/2039	0.16%
Madhya Pradesh State SDL 7.43 24/09/2043	0.04%
Assam State SDL 7.63 03/09/2035	0.28%
Bihar State SDL 7.45 10/09/2034	1.11%
Madhya Pradesh State SDL 7.46 14/09/2032	0.02%
Maharashtra State SDL 7.20 03/12/2034	0.09%
Maharashtra State SDL 6.77 30/04/2037	0.16%
Uttar Pradesh State SDL 7.51 03/12/2040	0.28%
Karnataka State SDL 7.09 16/10/2035	0.22%
Uttar Pradesh State SDL 7.51 27/03/2040	0.02%
Uttar Pradesh State SDL 27/03/2038	0.0%
Shivshakti Securitisation Trust Sec. Debt	1.61%
Siddhivinayak Securitisation Trust Sec. Debt	0.4%
LIC Housing Finance Ltd Debenture 7.85 18/08/2032	0.06%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	1.39%
Tata Capital Ltd SR A Debenture 7.62 08/04/2030	0.33%
Bajaj Housing Finance Ltd Debenture 7.89 08/09/2032	0.06%
Power Finance Corporation Ltd SR BS225A Debenture 7.77 15/07/2026	3.35%
Power Finance Corporation Ltd SR BS227A Debenture 7.70 15/09/2026	0.28%
Axis Finance Ltd SR 12 Debenture 8.35 25/05/2026	0.28%
Power Finance Corporation Ltd Debenture 7.55 15/07/2026	0.28%
LIC Housing Finance Ltd Debenture 7.71 09/05/2033	0.51%
REC Ltd SR 223A Debenture 7.44 30/04/2026	0.28%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.28%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.28%
National Bank For Agriculture & Rural Development SR SBM -G SA-3 NCD 8.50 27/02/2029	0.12%
GOI Sec 7.34 22/04/2064	0.28%
GOI Sec 7.23 15/04/2039	0.17%
GOI Sec 7.10 08/04/2034	2.39%
GOI Sec 01/06/2029	0.01%
Gujarat State SDL 8.46 10/02/2026	0.01%
Uttar Pradesh State SDL 7.66 24/08/2032	0.01%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027	0.06%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.21%
HDFC Bank Ltd CD 22/01/2027	2.61%
Canara Bank CD 02/02/2027	1.04%
Canara Bank CD 22/01/2027	0.78%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027	1.14%
Indian Renewable Energy Development Agency Ltd SR XV-H Debenture 7.59 26/07/2034	1.12%
Bajaj Finance Ltd Debenture 7.82 31/01/2034	1.85%
REC Ltd SR 232 A Debenture 7.59 31/05/2027	0.56%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.01%
REC Ltd SR I Debenture 8.01 24/03/2028	0.23%
Tamilnadu State SDL 8.53 28/11/2028	0.05%
Uttar Pradesh State SDL 7.49 27/03/2036	0.02%
Uttarakhand State SDL 7.76 29/03/2033	0.02%
Bihar State SDL 7.22 06/08/2040	0.05%
Gujarat State SDL 6.63 16/09/2029	0.01%
Maharashtra State SDL 6.47 21/10/2028	0.01%
Karnataka State SDL 6.75 04/11/2035	0.05%
Maharashtra State SDL 7.60 15/04/2030	0.01%
REC Ltd SR 250A Debenture 6.60 30/06/2027	0.66%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2027	0.06%
Power Grid Corporation of India Ltd Debenture 8.13 25/04/2028	0.06%

Sectors

Company	Allocation %
Others	9.98%
Services	0.01%
Construction	0.52%
Sovereign	9.94%
Energy	0.21%
Financial	76.53%
Communication	2.87%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

109
AUM

₹ 4,44,035 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Kaustubh Gupta

Funds Offered

17
AUM

₹ 1,93,411 Cr
Highest Return

7.62%

About

Kaustubh Gupta Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

The current NAV of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ is ₹ 103.7856

How much does Aditya Birla SL Banking & PSU Debt Ret-IDCWQ charge as expense ratio?

The expense ratio of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ is 0.64%

How to Redeem Aditya Birla SL Banking & PSU Debt Ret-IDCWQ Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ based on your investment objective and risk profile.

What is the return of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

For Aditya Birla SL Banking & PSU Debt Ret-IDCWQ, 3-year return is 7.26% per annum and 5-year return is 6.07% per annum. Check the return performance in detail on the page.

What is the lock-in period in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

The lock-in-period of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ is 0 years.

How to Start your Investing journey on Tata Moneyfy?

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Aditya Birla SL Banking & PSU Debt Ret-IDCWQ

₹ 103.79

0.73%

Aditya Birla SL Banking & PSU Debt Ret-IDCWQ

Performance

7.26%3y Returns

Investment details

₹ -

₹ 10000

0

0.64%

NIL

L After 365 days

Fund details

₹ 8,979 Cr

REGULAR

18 Jul 2007

OPEN

Nifty Banking & PSU Debt Index A-II

INF209K01LS6

Fund allocation

Risk Associated

Moderate

About AMC

Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

109

₹ 4,44,035 Cr

About

Fund Manager

Kaustubh Gupta

17

₹ 1,93,411 Cr

7.62%

About

Start investing now

Select a Date

Frequently Asked Questions

What is the current NAV of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

How much does Aditya Birla SL Banking & PSU Debt Ret-IDCWQ charge as expense ratio?

How to Redeem Aditya Birla SL Banking & PSU Debt Ret-IDCWQ Regular Growth?

What are the steps to invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

Can I invest in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ through both SIP and lump sum?

What is the return of Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

What is the lock-in period in Aditya Birla SL Banking & PSU Debt Ret-IDCWQ?

How to Start your Investing journey on Tata Moneyfy?

Create account

Complete KYC

Start investing

Scan the QR code to download the app

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