Aditya Birla SL Savings Ret-G

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Moderate Debt G

5 Morning Star

0 Value Research

NAV( 13 Jun 2025)

₹ 529.57

0.77%

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Aditya Birla SL Savings Ret-G

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Performance

7.34%3y Returns

0.0% 1D Returns

Investment details

Min SIP amount

₹ -
Min Lumpsum

₹ 10000
Lock In

0
Expense ratio

0.24%
Exit load

2.50% For redemptions or switches (to schemes other than eligible equity schemes) within 2 years, exit load of 2.50% will apply.

L After 365 days

Fund details

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Fund size

₹ 18,981 Cr
Plan

REGULAR
Launch date

19 Nov 2001
Fund type

OPEN
Fund benchmark

NIFTY Ultra Short Duration Debt Index A-I
ISIN

INF209K01MC8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Net Receivables	6.14%
Gujarat State SDL 7.25 07/02/2026	2.0%
Union Bank of India CD 18/12/2025	0.76%
Axis Bank Ltd CD 08/01/2026	0.76%
Indusind Bank Ltd CD 28/01/2026	1.26%
Bharti Telecom Ltd SR X Debenture 8.80 21/11/2025	1.9%
Small Industries Devp. Bank of India Ltd SR VIII Debenture 7.54 12/01/2026	0.87%
Bharti Telecom Ltd SR XIV Debenture 8.60 12/12/2025	0.4%
Bharti Telecom Ltd SR XIII Debenture 8.70 05/12/2025	1.43%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026	0.53%
Small Industries Devp. Bank of India Ltd SR I Debenture 7.15 02/06/2025	0.03%
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026	1.67%
National Bank For Agriculture & Rural Development SR 23B Debenture 7.35 08/07/2025	0.05%
National Bank For Agriculture & Rural Development SR 23F Bonds 7.50 17/12/2025	1.08%
360 ONE Wealth Ltd NCD 9.40 04/03/2027	0.79%
Can Fin Homes Ltd NCD 6.80 25/06/2025	0.26%
Torrent Power Ltd SR NCD 7.45 8-D 11/03/2027	0.26%
Maharashtra State SDL 8.15 26/11/2025	0.05%
Maharashtra State SDL 7.96 14/10/2025	0.13%
Madhya Pradesh State SDL 8.36 15/07/2025	0.18%
Gujarat State SDL 8.20 24/06/2025	0.05%
Karnataka State SDL 8.14 13/11/2025	0.13%
Rajasthan State SDL 8.14 13/11/2025	1.25%
Tamilnadu State SDL 8.24 09/09/2025	0.03%
Maharashtra State SDL 8.16 23/09/2025	0.03%
Andhra Pradesh State SDL 6.55 27/05/2028	0.03%
Bharti Telecom Ltd SR XVI Debenture 8.90 04/12/2025	0.26%
Torrent Power Ltd SR 12 TR 12B Debenture 8.40 18/01/2027	0.13%
Hinduja Housing FInance Ltd Debenture 8.85 01/01/2027	0.67%
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026	0.13%
LIC Housing Finance Ltd Debenture 6.17 03/09/2026	0.09%
Reserve Bank of India T-Bills 182-D 29/08/2025	1.87%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027	0.26%
Nirma Ltd SR VII TR B Debenture 8.40 07/04/2026	2.57%
Can Fin Homes Ltd SR 2 Debenture 8.09 04/01/2027	0.67%
JSW Steel Ltd Debenture 8.39 13/05/2027	1.07%
Shriram Finance Ltd SR PPD XXI OP2 Debenture 9.20 22/05/2026	0.27%
Godrej Industries Ltd SR 1 Debenture 8.42 27/12/2027	0.08%
NUVOCO Vistas Corp Ltd CP 182-D 17/11/2025	0.38%
Hinduja Leyland Finance Ltd NCD 14/11/2027	1.25%
Torrent Power Ltd SR 13 TR 13A NCD 8.32 28/02/2026	0.05%
Bajaj Housing Finance Ltd NCD 16/02/2026	1.33%
REC Ltd SR 205B NCD 5.94 31/01/2026	0.26%
REC Ltd SR 203B NCD 5.85 20/12/2025	0.37%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027	0.53%
Aditya Birla Housing Finance Ltd SR K2 NCD 7.8989 08/06/2027	0.27%
Small Industries Devp. Bank of India Ltd SR VI NCD 7.75 27/10/2025	1.32%
Tata Projects Ltd SR I NCD 7.99 06/10/2025	0.13%
Tamilnadu State SDL 7.37 14/09/2026	0.27%
Madhya Pradesh State SDL 7.76 01/03/2027	0.27%
Axis Bank Ltd CD 08/10/2025	0.26%
Axis Bank Ltd CD 10/10/2025	0.13%
HDFC Bank Ltd CD 04/11/2025	0.26%
Bank Of Baroda CD 12/09/2025	0.13%
ICICI Bank Ltd CD 14/11/2025	0.26%
Indusind Bank Ltd CD 28/11/2025	0.51%
Cash Margin	0.14%
Pipeline Infrastructure (India) Pvt. Ltd SR 1 Debenture 7.96 11/03/2027	0.08%
Reliance Jio Infocomm Ltd CP 91-D 29/07/2025	1.17%
Mindspace Business Parks REIT CP 116-D 22/08/2025	1.3%
ONGC Petro Additions Ltd CP 181-D 28/10/2025	1.03%
Hero Housing Finance Ltd SR 11 OP I Debenture 8.32 29/04/2027	0.4%
GIC Housing Finance Ltd CP 88-D 18/07/2025	0.52%
Nuvama Clearing Services Ltd CP 270-D 27/01/2026	0.25%
Bharti Telecom Ltd CP 339-D 19/09/2025	0.77%
SK Finance Ltd Debenture 9.25 10/10/2027	1.31%
Mankind Pharma Ltd SR 1 Debenture 7.99 16/04/2026	0.66%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026	1.63%
Avanse Financial Services Ltd SR 41 Debenture 9.40 29/10/2027	1.59%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027	0.24%
ICICI Home Finance Company Ltd Debenture 8.25 12/11/2027	1.42%
Reliance Life Sciences Pvt Ltd SR 2 Debenture 7.7954 08/05/2026	0.27%
Reliance Life Sciences Pvt Ltd SR 1 Debenture 7.7954 13/11/2025	0.13%
Godrej Industries Ltd NCD 8.29 26/02/2027	1.28%
REC Ltd SR 225 NCD 7.64 30/06/2026	0.08%
Godrej Properties Ltd SR A NCD 8.15 03/07/2026	0.53%
Small Industries Devp. Bank of India Ltd SR III NCD 7.55 22/09/2026	0.13%
LIC Housing Finance Ltd NCD 7.69 11/12/2026	0.27%
Tamilnadu State SDL 6.90 16/10/2025	0.79%
Rajasthan State SDL 25/09/2025	0.13%
GIC Housing Finance Ltd SR 8 OP Debenture 8.25 19/06/2026	0.8%
Tata Teleservices (Maharashtra) Ltd CP 364-D 18/11/2025	0.54%
Muthoot Finance Ltd SR 25-A OPT II Debenture 8.60	0.03%
Godrej Industries Ltd SR 2 Debenture 8.35 12/12/2025	0.69%
Barclays Investments & Loans Ltd CP 208-D 01/12/2025	0.25%
GOI Sec 04/10/2028	0.27%
GOI Sec 6.45 02/06/2027	0.16%
GOI Sec 5.15 2025	0.26%
Axis Bank Ltd CD 05/03/2026	1.51%
National Bank For Agriculture & Rural Development CD 13/03/2026	1.13%
Export-Import Bank Of India CD 04/03/2026	0.38%
Small Industries Devp. Bank of India Ltd CD 17/03/2026	2.26%
Reserve Bank of India T-Bills 364-D 04/12/2025	1.02%
GIC Housing Finance Ltd SR 8 OP Debenture 8.28 21/08/2026	0.53%
Aditya Birla Finance Ltd SR G2 Debenture 6.45 01/10/2026	0.13%
Deutsche Investments (I) Pvt. Ltd CP 165-D 09/06/2025	0.03%
JM Financial Products Ltd Debenture 8.80 23/12/2025	0.66%
Jm Financial Credit Solutions Ltd Debenture 8.80 19/12/2025	0.26%
Godrej Properties Ltd SR I Debenture 8.30 19/03/2027	0.99%
GOI Sec 5.22 15/06/2025	0.79%
GOI Sec 12.06 12/06/2025	0.13%
Reverse Repo	3.77%
Axis Bank Ltd CD 05/09/2025	0.13%
HDFC Bank Ltd CD 15/09/2025	0.65%
CTBC Bank Ltd CD 30/01/2026	0.5%
ONGC Petro Additions Ltd CP 165-D 23/06/2025	0.52%
JSW Energy Ltd Debenture 8.75 20/03/2028	1.06%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026	0.53%
Sundaram Home Finance Ltd SR 341 Debenture 7.98 04/09/2026	0.53%
Arka Fincap Ltd SR XV Debenture 9.40 19/02/2027	0.53%
Tata Housing Devp. Co. Ltd SR IIRR Debenture 8.2175 17/09/2027	1.01%
Shriram Finance Ltd SR XXV TR 14 Debenture 02/09/2027	3.23%
Maharashtra State SDL 8.23 09/09/2025	0.03%
Tamilnadu State SDL 8.27 13/01/2026	0.23%
Gujarat State SDL 8.23 09/09/2025	0.53%
Karnataka State SDL 8.59 06/11/2025	0.47%
Rajasthan State SDL 8.84 12/09/2028	0.26%
Haryana State SDL 8.57 04/07/2028	0.25%
Rajasthan State SDL 8.44 27/06/2028	0.06%
Rajasthan State SDL 8.13 27/03/2028	0.06%
Bank Of Baroda CD 03/10/2025	4.38%
Indusind Bank Ltd CD 24/02/2026	0.5%
Muthoot Finance Ltd Debenture 8.52 07/04/2028	1.04%
Tata Projects Ltd CP 333-D 12/12/2025	0.25%
Muthoot Finance Ltd Debenture 8.65 31/01/2028	1.25%
Tata Projects Ltd CP 329-D 18/12/2025	1.02%
Export-Import Bank Of India CP 364-D 27/01/2026	1.01%
Nuvama Wealth Finance Ltd SR NWFL200824/05 Debenture 9.75 16/04/2027	0.34%
CDMDF Class A2	0.24%
HDFC Bank Ltd CD 04/12/2025	0.26%
Small Industries Devp. Bank of India Ltd CD 05/12/2025	0.51%
Punjab National Bank CD 11/12/2025	0.89%
Canara Bank CD 04/12/2025	0.38%
Canara Bank CD 12/12/2025	1.78%
Union Bank of India CD 10/12/2025	0.51%
Canara Bank CD 18/12/2025	1.27%
Bank of India CD 26/12/2025	1.02%
Canara Bank CD 22/12/2025	0.51%
Export-Import Bank Of India CD 30/12/2025	0.51%
Canara Bank CD 26/12/2025	0.51%
Others IRS	-0.14%
Tata Realty and Infrastructure Ltd SR I RR Debenture 03/05/2026	0.53%

Sectors

Company	Allocation %
Others	14.77%
Construction	8.42%
Sovereign	1.61%
Energy	2.12%
Consumer Staples	4.62%
Metals & Mining	1.33%
Materials	0.38%
Financial	56.27%
Healthcare	2.69%
Capital Goods	1.06%
Communication	6.71%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Aditya Birla Sun Life Mutual Fund >

Contact Information

Address:

Email:
Website

http://mutualfund.adityabirlacapital.com
Phone:

Funds Offered

107
AUM

₹ 3,96,585 Cr
Website

http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

Fund Manager

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Sunaina da Cunha

Funds Offered

7
AUM

₹ 67,025 Cr
Highest Return

14.86%

About

Sunaina da Cunha Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Aditya Birla SL Savings Ret-G?

The current NAV of Aditya Birla SL Savings Ret-G is ₹ 529.571

How much does Aditya Birla SL Savings Ret-G charge as expense ratio?

The expense ratio of Aditya Birla SL Savings Ret-G is 0.24%

How to Redeem Aditya Birla SL Savings Ret-G Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Aditya Birla SL Savings Ret-G?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Aditya Birla SL Savings Ret-G through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Aditya Birla SL Savings Ret-G based on your investment objective and risk profile.

What is the return of Aditya Birla SL Savings Ret-G?

For Aditya Birla SL Savings Ret-G, 3-year return is 7.34% per annum and 5-year return is 6.22% per annum. Check the return performance in detail on the page.