Kotak Savings Reg-G

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Low to Moderate Debt G

4 Morning Star

3 Value Research

NAV( 29 Jun 2026)

₹ 45.47
0.96%

Kotak Savings Reg-G

Invest now

Performance

6.78%3y Returns

0.09% 1D Returns

Investment details

  • Min SIP amount

    ₹ 100
  • Min Lumpsum

    ₹ 100
  • Lock In

    0
  • Expense ratio

    0.82%
  • Exit load

    NIL
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 16,186 Cr
  • Plan

    REGULAR
  • Launch date

    2 Aug 2004
  • Fund type

    OPEN
  • Fund benchmark

    NIFTY Ultra Short Duration Debt Index A-I
  • ISIN

    INF174K01FD6

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027 0.31%
Muthoot Finance Ltd NCD 8.45 26/06/2029 1.84%
Tata Capital Housing Finance Ltd SR E NCD 7.30 11/02/2028 0.61%
HDFC Bank Ltd CD 14/12/2026 0.89%
Axis Bank Ltd CD 14/01/2027 4.12%
HDFC Bank Ltd CD 15/02/2027 0.59%
Canara Bank CD 28/01/2027 0.44%
Small Industries Devp. Bank of India Ltd CD 28/10/2026 0.9%
Tata Motors Finance Ltd SR A ZCB 28/08/2026 0.04%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50 0.49%
Bank Of Baroda CD 05/11/2026 0.75%
Axis Bank Ltd CD 27/11/2026 0.3%
Godrej Finance Ltd SR A Debenture 8.75 18/01/2027 0.03%
Piramal Finance Ltd Debenture 9.15 17/06/2027 1.08%
Punjab National Bank CD 15/12/2026 0.15%
Net Current Assets 1.13%
LIC Housing Finance Ltd Debenture 6.40 30/11/2026 0.0%
Small Industries Devp. Bank of India Ltd SR I Debenture 7.43 0.31%
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026 2.68%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027 0.47%
Muthoot Finance Ltd NCD 7.88 22/11/2028 0.46%
Godrej Industries Ltd SR 1 NCD 8.10 22/05/2028 0.15%
Repo 2.18%
Rajasthan State SDL 7.17 28/09/2026 0.01%
Tamilnadu State SDL 7.07 14/12/2026 0.47%
Small Industries Devp. Bank of India Ltd CD 28/01/2027 0.59%
Canara Bank CD 29/01/2027 0.59%
Union Bank of India CD 19/01/2027 0.74%
Indusind Bank Ltd CD 14/12/2026 1.78%
Bank Of Baroda CD 05/02/2027 3.52%
Bank Of Baroda CD 04/02/2027 1.03%
HDFC Bank Ltd CD 05/02/2027 0.59%
Reserve Bank of India T-Bills 182-D 04/06/2026 0.62%
Manappuram Finance Ltd CP 365-D 03/12/2026 0.59%
Muthoot Finance Ltd Debenture 8.78 20/05/2027 0.62%
Manappuram Finance Ltd CP 313-D 21/09/2026 0.6%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027 1.21%
Bahadur Chand Investments Pvt. Ltd CP 362-D 18/11/2026 0.59%
Tata Teleservices Ltd CP 364-D 17/11/2026 0.89%
Nuvama Wealth Finance Ltd SR Q8W501A Debenture 8.95 19/05/2028 0.92%
REC Ltd SR 234-A Debenture 7.70 31/08/2026 0.62%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028 1.23%
Tata Capital Housing Finance Ltd SR A Bonds/NCD 7.8445 18/09/2026 0.15%
CDMDF Class A2 0.29%
GOI Sec 04/10/2028 2.02%
Andhra Pradesh State SDL 7.85 13/07/2026 0.03%
Small Industries Devp. Bank of India Ltd CD 04/02/2027 1.47%
Punjab National Bank CD 04/02/2027 1.32%
Punjab National Bank CD 05/02/2027 1.47%
Union Bank of India CD 03/03/2027 0.58%
Godrej Properties Ltd SR 1 Debenture 8.40 25/01/2028 0.15%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026 0.31%
Reserve Bank of India T-Bills 364-D 10/09/2026 0.61%
360 ONE Wealth Ltd Debenture 8.75 10/09/2027 0.61%
Muthoot Finance Ltd CP 361-D 05/02/2027 0.44%
Muthoot Finance Ltd CP 360-D 04/02/2027 0.29%
Jubilant Bevco Ltd Debenture 31/05/2028 0.67%
Maharashtra State SDL 8.08 15/06/2026 0.02%
Gujarat State SDL 6.04 20/10/2026 0.62%
Union Bank of India CD 02/03/2027 0.73%
National Bank For Agriculture & Rural Development CD 17/02/2027 0.88%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027 1.23%
Muthoot Finance Ltd CP 360-D 04/03/2027 0.58%
Cholamandalam Securities Ltd CP 365-D 12/03/2027 0.4%
Vedanta Ltd SR I Debenture 9.31 03/12/2027 0.31%
Reserve Bank of India T-Bills 364-D 04/06/2026 0.62%
Power Finance Corporation Ltd SR 258A Debenture 6.92 16/02/2028 0.61%
Poonawalla Fincorp Ltd SR A1 NCD 7.65 21/04/2027 1.23%
Embassy Office Parks REIT SR V TR B NCD 7.05 18/10/2026 0.62%
360 ONE Wealth Ltd NCD 8.80 22/06/2028 0.92%
Union Bank of India CD 0.15%
HDFC Bank Ltd CD 22/01/2027 2.06%
Canara Bank CD 02/02/2027 0.44%
Bank Of Baroda CD 25/01/2027 0.15%
Small Industries Devp. Bank of India Ltd CD 18/02/2027 1.46%
HDFC Bank Ltd CD 24/02/2027 1.46%
National Bank For Agriculture & Rural Development CD 02/03/2027 0.88%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.01%
Mahindra & Mahindra Financial Services Ltd SR AC2026 RR Debenture 18/05/2029 0.62%
Muthoot Finance Ltd Debenture 26/07/2029 0.62%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027 3.54%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026 1.85%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.77%
Aditya Birla Capital Ltd CP 365-D 26/02/2027 0.73%
Tata Capital Ltd SR B RR NCD 21/02/2029 0.31%
Godrej Seeds & Genetics Ltd SR 3 STRPP NCD 7.68 28/07/2028 0.3%
Godrej Seeds & Genetics Ltd SR 4 STRPP NCD 7.68 27/10/2028 0.3%
Godrej Seeds & Genetics Ltd SR 2 STRPP NCD 7.68 28/04/2028 0.3%
Godrej Seeds & Genetics Ltd SR 1 STRPP NCD 7.68 28/01/2028 0.27%
Gujarat State SDL 09/11/2026 0.28%
Liquid Gold Series 14 SERIES 14 SERIES A SO 20/07/2027 0.41%
HDFC Bank Ltd CD 21/09/2026 0.03%
HDFC Bank Ltd CD 12/03/2027 1.16%
Yes Bank Ltd CD 05/03/2027 1.46%
Bank Of Baroda CD 08/03/2027 0.29%
Radhakrishna Securitisation Trust Sec. Debt 1.26%
Adani Power Ltd SR II Debenture 8.20 25/01/2029 1.16%
Birla Group Holdings Pvt. Ltd CP 365-D 12/03/2027 0.58%
Muthoot Finance Ltd CP 365-D 02/03/2027 0.29%
Jamnagar Utilities and Power Pvt. Ltd SR PPD 6 NCD 6.40 29/09/2026 0.92%
Tamilnadu State SDL 6.54 25/02/2029 2.73%
Maharashtra State SDL 6.90 04/02/2030 1.83%
GOI Sec 17/12/2026 0.15%
Indusind Bank Ltd CD 05/02/2027 0.58%
Liquid Gold Series 9 SERIES 9 SERIES A SO 0.38%
National Bank For Agriculture & Rural Development CD 14/01/2027 1.47%
Canara Bank CD 02/03/2027 0.58%
Punjab & Sind Bank CD 26/02/2027 1.17%
The Federal Bank Ltd CD 28/01/2027 0.73%
Embassy Office Parks REIT CP 342-D 18/03/2027 0.43%
Muthoot Finance Ltd CP 360-D 22/01/2027 0.59%
Torrent Pharmaceuticals Ltd SR 1 Debenture 7.45 19/01/2028 1.22%
Tata Housing Devp. Co. Ltd CP 364-D 15/01/2027 0.88%
IIFL Finance Ltd CP 364-D 21/01/2027 0.87%
Torrent Pharmaceuticals Ltd CP 337-D 22/12/2026 0.86%
Credila Financial Services Ltd CP 364-D 01/03/2027 0.29%
Godrej Industries Ltd SR 1 Debenture 8.42 27/12/2027 0.09%
IIFL Finance Ltd CP 364-D 10/02/2027 1.45%
Reserve Bank of India T-Bills 182-D 06/08/2026 1.53%
Reserve Bank of India T-Bills 364-D 11/02/2027 1.19%
Reserve Bank of India T-Bills 182-D 13/08/2026 0.61%
Sectors
Company Allocation %
Others 10.34%
Construction 2.98%
Sovereign 2.17%
Consumer Staples 2.08%
Energy 1.16%
Metals & Mining 1.54%
Financial 71.54%
Healthcare 4.70%
Capital Goods 0.92%
Communication 2.57%

Risk Associated

Low to Moderate
  • Investors be aware that principal under this fund will be at Low to Moderate risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

  • Funds Offered

    12
  • AUM

    ₹ 1,53,392 Cr
  • Highest Return

    7.98%
About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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11.28

1M Returns

0.9%

1Y Returns

6.08%

3Y Returns

-%

Min. Investment

Rs.500.0

Fund Size

Rs.323.92 Cr

Fund Manager

Rahul Goswami
Low to Moderate Debt G
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NAV

11.28

Min Investment

₹500.0

Fund Size

₹323.92 cr

Fund Manager

Rahul Goswami
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Motilal Oswal Ultra Short Term Reg-G

1 Morning Star

1 Value Research

0.72 %

1 Morning Star

1 Value Research

NAV

17.34

1M Returns

0.72%

1Y Returns

5.18%

3Y Returns

5.71%

Min. Investment

Rs.500.0

Fund Size

Rs.379.62 Cr

Fund Manager

Rakesh Shetty
Low to Moderate Debt G
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NAV

17.34

Min Investment

₹500.0

Fund Size

₹379.62 cr

Fund Manager

Rakesh Shetty
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Nippon India Ultra Short Duration-G

4 Morning Star

2 Value Research

0.9 %

4 Morning Star

2 Value Research

NAV

4278.91

1M Returns

0.9%

1Y Returns

6.16%

3Y Returns

6.82%

Min. Investment

Rs.100.0

Fund Size

Rs.10937.99 Cr

Fund Manager

Vivek Sharma
Moderate Debt G
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NAV

4278.91

Min Investment

₹100.0

Fund Size

₹10937.99 cr

Fund Manager

Vivek Sharma
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