DSP Banking & PSU Debt Reg-IDCW

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW

4 Morning Star

2 Value Research

NAV( 8 Jul 2025)

₹ 10.56

-0.22%

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DSP Banking & PSU Debt Reg-IDCW

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Performance

7.53%3y Returns

0.07% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 100
Lock In

0
Expense ratio

0.58%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 4,104 Cr
Plan

REGULAR
Launch date

10 Sep 2013
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF740K01ZU6

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Indian Railway Finance Corporation Ltd SR 189 Bonds 6.78 30/04/2030	1.24%
NTPC Ltd SR 80 NCD 7.35 17/04/2026	1.24%
NTPC Ltd SR 82 NCD 7.26 20/03/2040	0.65%
Bank Of Baroda CD 12/09/2025	1.2%
Axis Bank Ltd CD 12/11/2025	2.37%
Punjab National Bank CD 19/12/2025	0.59%
GAIL (India) Ltd SR I Debenture 7.34 20/12/2027	2.57%
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028	1.92%
REC Ltd Debenture 7.34	1.89%
Power Grid Corporation of India Ltd SR LXXXI Bonds 6.94 15/04/2035	0.62%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	0.65%
Indian Railway Finance Corporation Ltd SR 183 Bonds 7.15 14/11/2039	1.27%
Power Grid Corporation of India Ltd SR LXXVI Bonds 7.35 12/03/2034	1.29%
REC Ltd SR 245B Bonds 7.32 28/02/2035	0.64%
GOI Sec 7.30 19/06/2053	4.26%
GOI Sec 7.34 22/04/2064	4.57%
CDMDF Class A2	0.2%
Canara Bank CD 02/09/2025	1.2%
HDFC Bank Ltd SR US003 Debenture 7.70 16/05/2028	1.25%
State Bank of India Bonds 7.36 27/06/2039	1.36%
REC Ltd SR 233 Bonds 7.53 31/05/2034	1.91%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	1.26%
National Bank For Financing Infrastructure And Development SR 4 Bonds 7.15 28/03/2035	0.62%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.79 19/04/2027	3.26%
GOI Sec 6.90 15/04/2065	2.47%
GOI GOI FRB 22/09/2033	3.85%
HDFC Bank Ltd CD 06/02/2026	2.33%
Power Grid Corporation of India Ltd Debenture 7.30 19/06/2027	2.78%
Power Finance Corporation Ltd SR 208 NCD 6.50 17/09/2025	1.27%
REC Ltd SR 220-A NCD 7.77 31/03/2028	1.91%
GOI Sec 7.09 05/08/2054	1.29%
Reverse Repo	2.6%
REC Ltd SR 213 Debenture 6.92 20/03/2032	0.62%
Power Finance Corporation Ltd SR BS214 Debenture 6.92 14/04/2032	1.9%
Power Finance Corporation Ltd SR BS221B Debenture 7.59 17/01/2028	1.29%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture	2.01%
Indian Railway Finance Corporation Ltd SR 180 Debenture 7.39 15/07/2034	1.28%
State Bank of India SR I Debenture 7.81 02/11/2038	2.68%
National Housing Bank NCD 7.22 23/07/2026	1.23%
Net Receivables	0.02%
Power Grid Corporation of India Ltd SR LXXIX Bonds/Deb 7.08 25/10/2034	2.59%
GOI CGL 6.98 16/12/2054	1.29%
Power Finance Corporation Ltd SR 240 Debenture 7.32 15/07/2039	1.34%
ICICI Bank Ltd CD 27/06/2025	0.61%
Axis Bank Ltd CD 16/07/2025	0.6%
Union Bank of India CD 18/12/2025	0.59%
Kotak Mahindra Bank Ltd CD 09/01/2026	0.59%
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027	0.64%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027	0.63%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029	2.54%
Bajaj Finance Ltd Debenture 7.87 08/02/2034	1.29%
GOI CGL 8.17 01/12/2044	0.73%
GOI CGL 8.30 31/12/2042	4.43%
Indian Railway Finance Corporation Ltd SR 171 Debenture 7.23 15/10/2026	0.62%
National Bank For Financing Infrastructure And Development SR NABFID.43 Debenture 16/06/2033	0.67%
Power Finance Corporation Ltd SR 241 Debenture 7.30 16/10/2034	0.66%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	0.66%
Bajaj Finance Ltd Bonds/NCD 7.55 03/04/2035	2.49%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029	1.27%
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029	0.66%
National Housing Bank Bonds/NCD 7.51 04/04/2031	1.28%
Bank Of Baroda CD 13/10/2025	0.6%
HDFC Bank Ltd CD 04/12/2025	1.18%
Canara Bank CD 05/12/2025	1.18%
Indian Bank CD 04/12/2025	0.59%
Indian Railway Finance Corporation Ltd SERIES 129 Debenture 8.45 04/12/2028	2.71%

Sectors

Company	Allocation %
Others	2.82%
Sovereign	22.89%
Energy	11.74%
Financial	62.55%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

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Contact Information

Address:

Email:
Website

https://www.dspim.com/
Phone:

Funds Offered

64
AUM

₹ 2,00,010 Cr
Website

https://www.dspim.com/

About

DSP Investment Managers Pvt. Ltd. (formerly known as DSP BlackRock Investment Managers Pvt. Ltd.) is a leading asset management company in India. They are committed to providing a broad set of investment solutions to their investors while striving to constantly achieve the best balance between risk and opportunity. Their disciplined and well researched approach to investing combined with robust risk-management controls and processes has held in good stead over the years.

Fund Manager

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Vikram Chopra

Funds Offered

7
AUM

₹ 21,120 Cr
Highest Return

19.02%

About

Vikram Chopra Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of DSP Banking & PSU Debt Reg-IDCW?

The current NAV of DSP Banking & PSU Debt Reg-IDCW is ₹ 10.5572

How much does DSP Banking & PSU Debt Reg-IDCW charge as expense ratio?

The expense ratio of DSP Banking & PSU Debt Reg-IDCW is 0.58%

How to Redeem DSP Banking & PSU Debt Reg-IDCW Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in DSP Banking & PSU Debt Reg-IDCW?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in DSP Banking & PSU Debt Reg-IDCW through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in DSP Banking & PSU Debt Reg-IDCW based on your investment objective and risk profile.

What is the return of DSP Banking & PSU Debt Reg-IDCW?

For DSP Banking & PSU Debt Reg-IDCW, 3-year return is 7.53% per annum and 5-year return is 5.86% per annum. Check the return performance in detail on the page.