Franklin India Retirement Reg-IDCW

Fund Category: Retirement

Fund Category Retirement

High Other IDCW

3 Morning Star

0 Value Research

NAV( 16 Feb 2026)

₹ 16.78
0.66%

Franklin India Retirement Reg-IDCW

Invest now

Performance

10.32%3y Returns

0.33% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 500
  • Lock In

    1825
  • Expense ratio

    2.27%
  • Exit load

    3% Exit load of 3% if redeemed before the age of 58 yrs.
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 509 Cr
  • Plan

    REGULAR
  • Launch date

    3 Mar 1997
  • Fund type

    OPEN
  • Fund benchmark

    CRISIL Short Term Debt Hybrid 60+40 Index
  • ISIN

    INF090I01536

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Hindustan Unilever Ltd 0.4%
The Phoenix Mills Ltd 0.56%
PI Industries Ltd 0.38%
Kirloskar Oil Engines Ltd 0.53%
Maruti Suzuki India Ltd 0.43%
Ultratech Cement Ltd 1.02%
Tata Capital Ltd 0.38%
Sun Pharmaceutical Industries Ltd 0.75%
GAIL (India) Ltd 0.57%
GOI Sec 6.90 15/04/2065 7.79%
ICICI Lombard General Insurance Company Ltd 0.43%
Amara Raja Energy & Mobility Ltd 0.35%
Apollo Hospitals Enterprise Ltd 0.82%
Mahindra & Mahindra Ltd 0.94%
Marico Ltd 0.46%
ZF Commercial Vehicle Control Systems India Ltd 0.29%
Britannia Industries Ltd 0.69%
HCL Technologies Ltd 1.37%
Cash/Net Current Assets 2.31%
Amber Enterprises India Ltd 0.52%
Lemon Tree Hotels Ltd 0.3%
Poonawalla Fincorp Ltd SR A2 NCD 7.70 21/04/2028 5.18%
HDFC Bank Ltd SR P011 NCD 8.35 13/05/2026 1.04%
ICICI Bank Ltd 2.18%
Hindustan Aeronautics Ltd 0.45%
State Bank of India 1.59%
Jubilant FoodWorks Ltd 0.41%
National Bank For Financing Infrastructure And Development SR NABFID2026-1 TR I Bonds 7.03 08/04/2030 5.14%
LIC Housing Finance Ltd Bonds 7.90 23/06/2027 5.18%
REC Ltd SR 239 Bonds 03/11/2034 2.73%
Bharti Airtel Ltd 1.86%
Infosys Ltd 1.82%
Reliance Industries Ltd 1.64%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028 9.14%
Kwality Walls India Ltd 0.03%
CESC Ltd 0.44%
HDFC Bank Ltd 4.01%
Larsen & Toubro Ltd 2.09%
NTPC Ltd 0.94%
United Spirits Ltd 0.4%
Tata Steel Ltd 0.64%
Angel One Ltd 0.1%
V-Mart Retail Ltd 0.34%
PNB Housing Finance Ltd 0.24%
TeamLease Services Ltd 0.33%
Axis Bank Ltd 1.78%
Ashok Leyland Ltd 0.39%
Cholamandalam Investment & Finance Company Ltd 0.38%
Bharat Electronics Ltd 0.62%
Bharti Telecom Ltd SR XX Debenture 8.75 05/11/2028 2.05%
Jubilant Beverages Ltd Debenture 31/05/2028 3.75%
Jubilant Bevco Ltd Debenture 31/05/2028 6.33%
Interglobe Aviation Ltd 0.45%
Eternal Ltd 1.07%
Eris Lifesciences Ltd 0.42%
PB Fintech Ltd 0.68%
HDFC Life Insurance Co Ltd 0.79%
Kotak Mahindra Investments Ltd Debenture 8.3774 21/06/2027 1.04%
Metropolis Healthcare Ltd 0.5%
Bajaj Housing Finance Ltd Debenture 7.90 28/04/2028 5.26%
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.68 10/08/2027 5.26%
Sectors
Company Allocation %
Others 2.31%
Construction 2.65%
Automobile 2.05%
Consumer Staples 12.06%
Materials 1.02%
Financial 50.63%
Capital Goods 1.95%
Consumer Discretionary 0.52%
Chemicals 0.38%
Services 3.58%
Sovereign 7.79%
Energy 3.59%
Technology 3.19%
Insurance 1.22%
Metals & Mining 0.64%
Healthcare 2.49%
Communication 3.91%

Risk Associated

High
  • Investors be aware that principal under this fund will be at High risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

Franklin Templeton's association with India dates back to over 2 decades as an investor. As part of the group's major thrust on investing in markets around the world, the India office was set up in 1996 as Templeton Asset Management India Pvt. Limited.�It flagged off the mutual fund business with the launch of Templeton India Growth Fund in September 1996, and since then the business has grown at a steady pace.

  • Funds Offered

    11
  • AUM

    ₹ 55,784 Cr
  • Highest Return

    18.59%
About

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