UTI Retirement Reg

Fund Category: Retirement

Fund Category Retirement

High Other G

0 Morning Star

0 Value Research

NAV( 12 May 2026)

₹ 49.25
-0.75%

UTI Retirement Reg

Invest now

Performance

9.81%3y Returns

-0.58% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 500
  • Lock In

    1825
  • Expense ratio

    1.63%
  • Exit load

    1% Exit load of 1%, if redeemed within 1 year.
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 4,630 Cr
  • Plan

    REGULAR
  • Launch date

    26 Dec 1994
  • Fund type

    OPEN
  • Fund benchmark

    CRISIL Short Term Debt Hybrid 60+40 Index
  • ISIN

    INF789F1AA56

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Mahindra & Mahindra Ltd 0.78%
Mahindra Holidays & Resorts India Ltd 0.3%
Marksans Pharma Ltd 0.32%
Maruti Suzuki India Ltd 0.66%
Max Financial Services Ltd 0.31%
Motilal Oswal Financial Services Ltd 0.36%
Mphasis Ltd 0.06%
The Phoenix Mills Ltd 0.37%
Power Grid Corporation of India Ltd 1.24%
Reliance Industries Ltd 1.53%
REC Ltd 0.18%
Vedanta Ltd 0.37%
Shivalik Bimetal Controls Ltd 0.38%
Shriram Finance Ltd 0.77%
State Bank of India 0.83%
Sundaram Finance Ltd 0.37%
Tata Power Company Ltd 0.56%
Tips Music Ltd 0.36%
UPL Ltd 0.26%
Wipro Ltd 0.99%
Oil India Ltd 0.43%
Malco Energy Ltd 0.19%
Indus Towers Ltd 0.81%
Net Current Assets 3.63%
VRL Logistics Ltd 0.36%
Interglobe Aviation Ltd 0.45%
Crompton Greaves Consumer Electricals Ltd 0.46%
SP Apparels Ltd 0.22%
G R Infraprojects Ltd 0.39%
Aditya Birla Capital Ltd 0.37%
ICICI Prudential Life Insurance Company Ltd 0.26%
Axis Bank Ltd ST Dep. 0.11%
General Insurance Corporation of India Ltd 0.28%
Nippon Life India Asset Management Ltd 0.21%
Rossari Biotech Ltd 0.15%
Mindspace Business Parks REIT REITs 0.17%
Life Insurance Corporation of India 0.67%
Nexus Select Trust REITs 0.43%
NIIT Learning Systems Ltd 0.55%
Raymond Lifestyle Ltd 0.27%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.03%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 0.58%
Maharashtra State SDL 7.19 27/02/2040 0.01%
Chhattisgarh State SDL 7.32 05/03/2037 0.26%
Haryana State SDL 7.08 26/03/2039 0.02%
Andhra Pradesh State SDL 7.08 26/03/2037 0.51%
Maharashtra State SDL 7.46 21/02/2035 0.0%
Uttar Pradesh State SDL 20/03/2036 0.57%
West Bengal State SDL 7.79 18/03/2045 0.42%
Andhra Pradesh State SDL 7.88 25/03/2046 1.08%
West Bengal State SDL 6.99 29/09/2036 0.82%
Kerala State SDL 7.66 18/02/2039 1.07%
West Bengal State SDL 7.74 18/02/2044 1.07%
West Bengal State SDL 7.72 25/02/2041 0.29%
Madhya Pradesh State SDL 7.65 11/03/2040 0.53%
Uttar Pradesh State SDL 7.62 04/03/2041 0.37%
West Bengal State SDL 7.88 25/03/2044 0.54%
Andhra Pradesh State SDL 6.96 06/08/2034 0.52%
Rajasthan State SDL 7.32 24/09/2035 1.2%
Rajasthan State SDL 7.23 23/10/2035 0.52%
West Bengal State SDL 7.73 04/02/2043 1.12%
Madhya Pradesh State SDL 7.68 04/02/2043 1.02%
Haryana State SDL 7.73 18/02/2045 1.06%
Andhra Pradesh State SDL 6.82 04/06/2036 1.02%
Maharashtra State SDL 6.98 25/06/2037 0.31%
Maharashtra State SDL 7.12 16/07/2047 0.5%
Knowledge Realty Trust REITs 0.45%
Shivshakti Securitisation Trust Sec. Debt 0.53%
Tata Motors Ltd 0.26%
Small Industries Devp. Bank of India Ltd CD 28/01/2027 0.51%
National Bank For Agriculture & Rural Development CD 28/01/2027 1.02%
Canara Bank CD 28/01/2027 0.51%
Vedanta Aluminium Metal Ltd 0.19%
Vedanta Iron And Steel Ltd 0.19%
Vedanta Power Ltd 0.19%
Ajanta Pharma Ltd 0.49%
Aurobindo Pharma Ltd 0.6%
Bharat Petroleum Corporation Ltd 0.05%
Bharti Airtel Ltd 1.15%
Biocon Ltd 0.26%
Caplin Point Laboratories Ltd 0.45%
Coal India Ltd 0.55%
Colgate-Palmolive (India) Ltd 0.28%
DCM Shriram Ltd 0.47%
Emami Ltd 0.55%
The Federal Bank Ltd 0.43%
GHCL Ltd 0.43%
Glenmark Pharmaceuticals Ltd 0.38%
Grasim Industries Ltd 0.51%
The Great Eastern Shipping Company Ltd 0.31%
HCL Technologies Ltd 0.77%
HDFC Bank Ltd 2.64%
Hero Motocorp Ltd 0.46%
ICICI Bank Ltd 2.43%
Indusind Bank Ltd 0.38%
Info Edge (India) Ltd 0.44%
Information Technologies (India) Ltd 0.0%
Infosys Ltd 1.73%
ITC Ltd 1.3%
JK Paper Ltd 0.4%
Larsen & Toubro Ltd 1.5%
Axis Finance Ltd SR 02 NCD 7.37 23/08/2028 0.53%
LIC Housing Finance Ltd NCD 0.54%
Indian Railway Finance Corporation Ltd SR 168 B NCD 7.65 18/04/2033 0.54%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 1.08%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029 0.54%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035 1.04%
Godrej Seeds & Genetics Ltd SR 1 NCD 7.99 26/12/2028 0.27%
Godrej Seeds & Genetics Ltd SR 2 NCD 7.99 26/03/2029 0.27%
Torrent Pharmaceuticals Ltd SR 2 NCD 7.60 19/01/2029 0.26%
Torrent Pharmaceuticals Ltd SR 4 NCD 7.80 17/01/2031 0.43%
Aditya Birla Housing Finance Ltd SR I1 NCD 7.8461 10/03/2028 0.54%
Poonawalla Fincorp Ltd SR E1 NCD 7.52 25/02/2028 0.54%
Others CBLO 0.07%
Power Finance Corporation Ltd SR BS233C Fixed Deposits 7.60 25/08/2033 1.61%
REC Ltd SR 211 Bonds/NCD 6.23 31/10/2031 0.54%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029 1.07%
Power Finance Corporation Ltd SR 245A Bonds 7.24 15/01/2035 1.05%
Export-Import Bank Of India SR AA 03 Bonds 7.12 27/06/2030 1.07%
REC Ltd SR 249B Bonds 6.70 31/12/2029 0.31%
Small Industries Devp. Bank of India Ltd SR IV Bonds 7.04 09/02/2029 0.53%
IRB InvIT Fund 0.34%
GOI Sec 7.32 13/11/2030 3.1%
GOI Sec 7.10 08/04/2034 0.94%
GOI Sec 6.92 18/11/2039 1.05%
GOI Sec 7.18 24/07/2037 6.83%
GOI Sec 6.68 07/07/2040 3.46%
GOI Sec 6.28 14/07/2032 1.57%
GOI Sec 7.24 18/08/2055 2.59%
GOI Sec 6.48 06/10/2035 1.04%
UTI Nifty 50 ETF 0.11%
UTI Nifty 5 yr Benchmark G-Sec ETF-G 0.11%
UTI Nifty 10 yr Benchmark G-Sec ETF-G 0.1%
Bajaj Finance Ltd Debenture 7.11 10/07/2028 0.53%
Piramal Finance Ltd Debenture 6.75 26/09/2031 0.34%
HDFC Bank Ltd SR AB002 Debenture 7.97 17/02/2033 2.72%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029 0.54%
Aditya Birla Finance Ltd SR L1 Debenture 7.9413 07/08/2028 1.08%
Bajaj Finance Ltd Debenture 7.38 28/06/2030 1.06%
Sectors
Company Allocation %
Others 16.54%
Automobile 2.16%
Construction 3.65%
Consumer Staples 3.07%
Materials 1.06%
Financial 32.36%
Capital Goods 0.57%
Consumer Discretionary 0.73%
Chemicals 1.31%
Textiles 0.22%
Services 2.46%
Sovereign 20.58%
Energy 4.12%
Technology 3.55%
Unclassified 0.32%
Insurance 1.21%
Metals & Mining 0.94%
Healthcare 3.19%
Communication 1.96%

Risk Associated

High
  • Investors be aware that principal under this fund will be at High risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

UTI AMC is the seventh largest asset management company in India in terms of AUM. With more than 1.1 crore folios, their client base accounts for 12.8% of the approximately 86 million folios that are managed by the Indian mutual fund industry. It has completed 50 years as India?s leading Financial service institution and was a sole vehicle of capital market investment for Indian citizens till the early 90?s. With 150 branches, 47,000 highly trained IFAs, 320 Chief Agents and Business Development Associates and over 1 crore investor accounts, UTI AMC is one of the leading financial institutions with a pan Indian presence. They are committed to continuing their legacy of delivering best in class services with a focus on social responsibility and nation-building.

  • Funds Offered

    6
  • AUM

    ₹ 19,014 Cr
  • Highest Return

    26.09%
About

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