UTI Retirement Reg

Fund Category: Retirement

Fund Category Retirement

High Other G

0 Morning Star

0 Value Research

NAV( 29 Apr 2025)

₹ 48.82
2.52%

UTI Retirement Reg

Invest now

Performance

12.71%3y Returns

0.07% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 500
  • Lock In

    1825
  • Expense ratio

    1.66%
  • Exit load

    1% Exit load of 1%, if redeemed within 1 year.
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 4,564 Cr
  • Plan

    REGULAR
  • Launch date

    26 Dec 1994
  • Fund type

    OPEN
  • Fund benchmark

    CRISIL Short Term Debt Hybrid 60+40 Index
  • ISIN

    INF123BSE149

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Power Finance Corporation Ltd SR 245A Bonds 7.24 15/01/2035 1.11%
Power Finance Corporation Ltd SR 247B Bonds 7.40 15/01/2035 1.12%
ACC Ltd 0.28%
Ajanta Pharma Ltd 0.42%
Apollo Tyres Ltd 0.32%
Aurobindo Pharma Ltd 0.38%
Bajaj Auto Ltd 0.53%
Bharat Petroleum Corporation Ltd 0.26%
Bharti Airtel Ltd 0.77%
Caplin Point Laboratories Ltd 0.42%
Colgate-Palmolive (India) Ltd 0.23%
Coromandel International Ltd 0.37%
Dr. Reddy's Laboratories Ltd 0.46%
Emami Ltd 0.51%
The Federal Bank Ltd 0.41%
GHCL Ltd 0.21%
Glenmark Pharmaceuticals Ltd 0.39%
The Great Eastern Shipping Company Ltd 0.5%
HCL Technologies Ltd 0.83%
HDFC Bank Ltd 3.75%
ICICI Bank Ltd 3.11%
Indian Bank 0.47%
Indo Count Industries Ltd 0.31%
Indusind Bank Ltd 0.56%
Information Technologies (India) Ltd 0.0%
Infosys Ltd 1.77%
ITC Ltd 1.74%
JK Paper Ltd 0.49%
Jindal Stainless Ltd 0.31%
Kotak Mahindra Bank Ltd 1.11%
Larsen & Toubro Ltd 0.78%
Mahindra & Mahindra Ltd 0.7%
Mahindra Holidays & Resorts India Ltd 0.34%
Marksans Pharma Ltd 0.26%
Maruti Suzuki India Ltd 0.77%
Max Financial Services Ltd 0.37%
Motilal Oswal Financial Services Ltd 0.34%
Mphasis Ltd 0.26%
NMDC Ltd 0.47%
Oil And Natural Gas Corporation Ltd 0.89%
The Phoenix Mills Ltd 0.48%
Power Grid Corporation of India Ltd 0.9%
Raymond Ltd 0.14%
Reliance Industries Ltd 0.92%
Vedanta Ltd 1.23%
Shivalik Bimetal Controls Ltd 0.23%
Shriram Finance Ltd 0.63%
Sundaram Finance Ltd 0.36%
Tata Motors Ltd 0.51%
Tips Music Ltd 0.28%
UPL Ltd 0.2%
Wipro Ltd 0.62%
Indus Towers Ltd 0.97%
Net Current Assets 1.77%
Interglobe Aviation Ltd 0.83%
Crompton Greaves Consumer Electricals Ltd 0.4%
SP Apparels Ltd 0.17%
Axis Bank Ltd CD 0.11%
G R Infraprojects Ltd 0.36%
Aditya Birla Capital Ltd 0.55%
Nippon Life India Asset Management Ltd 0.38%
HDFC Life Insurance Co Ltd 0.6%
Bharti Hexacom Ltd 0.41%
Dalmia Bharat Ltd 0.05%
Indiamart Intermesh Ltd 0.15%
Clearing Corporation of India CP 0.01%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035 1.1%
Indian Railway Finance Corporation Ltd SR 168 B NCD 7.65 18/04/2033 0.57%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 1.11%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029 0.55%
Union Bank of India SR XXV Additional Tier 2 Bo 7.42 0.55%
GOI Sec 7.41 19/12/2036 3.41%
GOI Sec 7.18 24/07/2037 9.29%
GOI Sec 7.32 13/11/2030 3.75%
UTI Nifty 5 yr Benchmark G-Sec ETF-G 0.11%
UTI Nifty 10 yr Benchmark G-Sec ETF-G 0.1%
Maharashtra State SDL 7.46 21/02/2035 0.0%
Kerala State SDL 7.39 13/03/2034 0.56%
GOI Sec 7.23 15/04/2039 6.43%
GOI Sec 7.10 08/04/2034 2.94%
GOI Sec 7.34 22/04/2064 1.73%
Andhra Pradesh State SDL 7.34 26/06/2035 1.01%
Tamilnadu State SDL 7.35 03/07/2034 0.74%
GOI Sec 6.79 07/10/2034 2.22%
GOI Sec 6.92 18/11/2039 2.24%
Maharashtra State SDL 7.19 27/02/2040 0.04%
West Bengal State SDL 7.32 05/03/2038 1.13%
Chhattisgarh State SDL 7.32 05/03/2037 1.13%
West Bengal State SDL 7.10 26/03/2045 0.55%
Haryana State SDL 7.08 26/03/2039 0.46%
Kerala State SDL 7.10 26/03/2043 1.11%
Haryana State SDL 7.09 26/03/2040 0.55%
Andhra Pradesh State SDL 7.08 26/03/2037 1.1%
UTI Liquid Direct-G 0.55%
UTI Nifty 50 ETF 0.11%
REC Ltd SR 220-B FRB 7.69 31/03/2033 1.13%
NIIT Learning Systems Ltd 0.4%
Raymond Lifestyle Ltd 0.28%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.47%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 0.64%
Bharti Airtel Ltd PPE 0.19%
Power Finance Corporation Ltd SR BS233C Fixed Deposits 7.60 25/08/2033 1.69%
REC Ltd SR 211 Bonds/NCD 6.23 31/10/2031 0.54%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029 2.21%
Piramal Capital & Housing Finance Ltd Debenture 6.75 26/09/2031 0.35%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033 0.56%
HDFC Bank Ltd SR AB002 Debenture 7.97 17/02/2033 2.84%
Jamnagar Utilities and Power Pvt. Ltd SR PPD7 Debenture 7.90 10/08/2028 1.11%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029 0.56%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.33%
Sectors
Company Allocation %
Others 9.16%
Automobile 2.83%
Construction 1.62%
Consumer Staples 2.97%
Materials 0.33%
Financial 30.25%
Capital Goods 1.34%
Consumer Discretionary 0.68%
Chemicals 0.78%
Textiles 0.62%
Services 2.00%
Sovereign 32.01%
Energy 3.47%
Technology 3.48%
Unclassified 0.87%
Insurance 0.60%
Metals & Mining 2.01%
Healthcare 2.66%
Communication 2.34%

Risk Associated

High
  • Investors be aware that principal under this fund will be at High risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

UTI AMC is the seventh largest asset management company in India in terms of AUM. With more than 1.1 crore folios, their client base accounts for 12.8% of the approximately 86 million folios that are managed by the Indian mutual fund industry. It has completed 50 years as India?s leading Financial service institution and was a sole vehicle of capital market investment for Indian citizens till the early 90?s. With 150 branches, 47,000 highly trained IFAs, 320 Chief Agents and Business Development Associates and over 1 crore investor accounts, UTI AMC is one of the leading financial institutions with a pan Indian presence. They are committed to continuing their legacy of delivering best in class services with a focus on social responsibility and nation-building.

  • Funds Offered

    6
  • AUM

    ₹ 16,285 Cr
  • Highest Return

    21.2%
About

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