UTI Retirement Reg

Fund Category: Retirement

Fund Category Retirement

High Other G

0 Morning Star

0 Value Research

NAV( 12 Sep 2025)

₹ 49.66
1.01%

UTI Retirement Reg

Invest now

Performance

11.58%3y Returns

0.12% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 500
  • Lock In

    1825
  • Expense ratio

    1.65%
  • Exit load

    1% Exit load of 1%, if redeemed within 1 year.
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 4,632 Cr
  • Plan

    REGULAR
  • Launch date

    26 Dec 1994
  • Fund type

    OPEN
  • Fund benchmark

    CRISIL Short Term Debt Hybrid 60+40 Index
  • ISIN

    INF789F1AA56

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Indian Railway Finance Corporation Ltd SR 168 B NCD 7.65 18/04/2033 0.56%
Aditya Birla Housing Finance Ltd SR I1 NCD 7.8461 10/03/2028 0.55%
Poonawalla Fincorp Ltd SR E1 NCD 7.52 25/02/2028 0.54%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029 1.1%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035 1.08%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029 0.55%
GOI Sec 6.33 05/05/2035 5.4%
UTI Floater Direct-G 0.32%
UTI Nifty 50 ETF 0.12%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.29%
Knowledge Realty Trust REITs 0.41%
Power Finance Corporation Ltd SR 245A Bonds 7.24 15/01/2035 1.08%
Power Finance Corporation Ltd SR 247B Bonds 7.40 15/01/2035 1.09%
Axis Finance Ltd SR 02 NCD 7.37 23/08/2028 0.54%
Power Finance Corporation Ltd SR BS233C Fixed Deposits 7.60 25/08/2033 1.66%
REC Ltd SR 211 Bonds/NCD 6.23 31/10/2031 0.54%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029 1.64%
Maharashtra State SDL 7.04 25/06/2040 0.52%
Maharashtra State SDL 6.98 25/06/2037 0.74%
Andhra Pradesh State SDL 6.82 04/06/2036 1.05%
Andhra Pradesh State SDL 6.96 06/08/2034 0.53%
Maharashtra State SDL 7.12 16/07/2047 1.04%
Maharashtra State SDL 7.13 16/07/2048 0.52%
Maharashtra State SDL 7.19 27/02/2040 0.02%
Tamilnadu State SDL 6.82 16/07/2035 1.05%
Madhya Pradesh State SDL 7.22 06/08/2043 0.53%
Haryana State SDL 7.08 26/03/2039 0.02%
Andhra Pradesh State SDL 7.08 26/03/2037 0.53%
Chhattisgarh State SDL 7.32 05/03/2037 0.54%
Tamilnadu State SDL 7.35 03/07/2034 0.72%
Maharashtra State SDL 7.46 21/02/2035 0.0%
Indiamart Intermesh Ltd 0.29%
Rossari Biotech Ltd 0.19%
Aditya Birla Capital Ltd 0.39%
Bharti Hexacom Ltd 0.36%
Export-Import Bank Of India SR AA 03 Bonds 7.12 27/06/2030 1.09%
REC Ltd SR 249B Bonds 6.70 31/12/2029 0.32%
Raymond Lifestyle Ltd 0.37%
GHCL Ltd 0.23%
Emami Ltd 0.49%
Indus Towers Ltd 0.75%
Nippon Life India Asset Management Ltd 0.38%
Net Current Assets 2.89%
Caplin Point Laboratories Ltd 0.51%
Biocon Ltd 0.15%
HCL Technologies Ltd 0.78%
Wipro Ltd 0.91%
Dr. Reddy's Laboratories Ltd 0.49%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 0.61%
DCM Shriram Ltd 0.27%
SP Apparels Ltd 0.16%
Axis Bank Ltd CD 0.11%
Crompton Greaves Consumer Electricals Ltd 0.37%
Glenmark Pharmaceuticals Ltd 0.56%
G R Infraprojects Ltd 0.41%
Nexus Select Trust REITs 0.16%
NIIT Learning Systems Ltd 0.49%
REC Ltd SR 220-B FRB 7.69 31/03/2033 1.11%
Interglobe Aviation Ltd 0.75%
GOI Sec 7.41 19/12/2036 3.31%
GOI Sec 6.28 14/07/2032 0.64%
GOI Sec 6.92 18/11/2039 3.65%
GOI Sec 7.18 24/07/2037 8.1%
GOI Sec 7.24 18/08/2055 0.54%
GOI Sec 7.32 13/11/2030 3.71%
GOI Sec 7.10 08/04/2034 2.33%
UTI Nifty 10 yr Benchmark G-Sec ETF-G 0.1%
UTI Nifty 5 yr Benchmark G-Sec ETF-G 0.11%
Union Bank of India SR XXV Additional Tier 2 Bo 7.42 0.54%
Bharat Petroleum Corporation Ltd 0.37%
Bharti Airtel Ltd 0.65%
The Great Eastern Shipping Company Ltd 0.36%
ICICI Prudential Life Insurance Company Ltd 0.25%
Information Technologies (India) Ltd 0.0%
Infosys Ltd 2.02%
JK Paper Ltd 0.43%
Motilal Oswal Financial Services Ltd 0.4%
Power Grid Corporation of India Ltd 0.87%
Shriram Finance Ltd 0.51%
Shivalik Bimetal Controls Ltd 0.26%
Ajanta Pharma Ltd 0.45%
Indusind Bank Ltd 0.39%
The Phoenix Mills Ltd 0.3%
State Bank of India 0.62%
ITC Ltd 1.59%
Marksans Pharma Ltd 0.2%
Maruti Suzuki India Ltd 0.97%
Mahindra & Mahindra Ltd 0.83%
Mahindra Holidays & Resorts India Ltd 0.41%
Sundaram Finance Ltd 0.37%
Aurobindo Pharma Ltd 0.37%
Mindspace Business Parks REIT REITs 0.52%
Vedanta Ltd 1.07%
Tips Music Ltd 0.27%
The Federal Bank Ltd 0.4%
Larsen & Toubro Ltd 0.86%
Mphasis Ltd 0.39%
Oil And Natural Gas Corporation Ltd 0.46%
Indo Count Industries Ltd 0.28%
ICICI Bank Ltd 3.1%
Reliance Industries Ltd 1.45%
Bajaj Auto Ltd 0.41%
Kotak Mahindra Bank Ltd 0.68%
UPL Ltd 0.27%
Grasim Industries Ltd 0.51%
Indian Bank 0.51%
Max Financial Services Ltd 0.34%
Oil India Ltd 0.34%
Colgate-Palmolive (India) Ltd 0.26%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033 0.55%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029 0.55%
Bajaj Finance Ltd Debenture 7.38 28/06/2030 1.08%
Aditya Birla Finance Ltd SR L1 Debenture 7.9413 07/08/2028 1.1%
Clearing Corporation of India CP 0.04%
HDFC Bank Ltd SR AB002 Debenture 7.97 17/02/2033 2.8%
Bajaj Finance Ltd Debenture 7.11 10/07/2028 0.54%
Bharti Airtel Ltd PPE 0.19%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.33%
Piramal Finance Ltd Debenture 6.75 26/09/2031 0.35%
HDFC Bank Ltd 3.5%
Hero Motocorp Ltd 0.36%
Sectors
Company Allocation %
Others 9.53%
Construction 2.66%
Automobile 2.57%
Consumer Staples 2.77%
Materials 0.51%
Financial 34.77%
Diversified 0.27%
Capital Goods 0.26%
Consumer Discretionary 0.74%
Chemicals 0.69%
Textiles 0.44%
Services 2.21%
Sovereign 27.68%
Energy 3.85%
Unclassified 0.65%
Technology 4.10%
Insurance 0.25%
Metals & Mining 1.07%
Healthcare 3.06%
Communication 1.95%

Risk Associated

High
  • Investors be aware that principal under this fund will be at High risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

UTI AMC is the seventh largest asset management company in India in terms of AUM. With more than 1.1 crore folios, their client base accounts for 12.8% of the approximately 86 million folios that are managed by the Indian mutual fund industry. It has completed 50 years as India?s leading Financial service institution and was a sole vehicle of capital market investment for Indian citizens till the early 90?s. With 150 branches, 47,000 highly trained IFAs, 320 Chief Agents and Business Development Associates and over 1 crore investor accounts, UTI AMC is one of the leading financial institutions with a pan Indian presence. They are committed to continuing their legacy of delivering best in class services with a focus on social responsibility and nation-building.

  • Funds Offered

    6
  • AUM

    ₹ 17,628 Cr
  • Highest Return

    25.64%
About

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