UTI Retirement Reg

Fund Category: Retirement

Fund Category Retirement

High Other G

0 Morning Star

0 Value Research

NAV( 16 May 2025)

₹ 49.64

3.15%

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UTI Retirement Reg

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Performance

14.28%3y Returns

0.19% 1D Returns

Investment details

Min SIP amount

₹ 500
Min Lumpsum

₹ 500
Lock In

1825
Expense ratio

1.66%
Exit load

1% Exit load of 1%, if redeemed within 1 year.

L After 365 days

Fund details

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Fund size

₹ 4,668 Cr
Plan

REGULAR
Launch date

26 Dec 1994
Fund type

OPEN
Fund benchmark

CRISIL Short Term Debt Hybrid 60+40 Index
ISIN

INF123BSE149

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
GOI Sec 7.34 22/04/2064	1.72%
GOI Sec 6.79 07/10/2034	2.21%
GOI Sec 6.92 18/11/2039	3.91%
GOI Sec 7.10 08/04/2034	2.92%
GOI Sec 7.41 19/12/2036	3.39%
GOI Sec 7.18 24/07/2037	9.26%
GOI Sec 7.32 13/11/2030	3.73%
GOI Sec 7.23 15/04/2039	6.42%
UTI Nifty 50 ETF	0.11%
UTI Nifty 5 yr Benchmark G-Sec ETF-G	0.11%
UTI Nifty 10 yr Benchmark G-Sec ETF-G	0.1%
Union Bank of India SR XXV Additional Tier 2 Bo 7.42	0.54%
Power Finance Corporation Ltd SR 245A Bonds 7.24 15/01/2035	1.09%
Power Finance Corporation Ltd SR 247B Bonds 7.40 15/01/2035	1.1%
HDFC Bank Ltd SR AB002 Debenture 7.97 17/02/2033	2.79%
Jamnagar Utilities and Power Pvt. Ltd SR PPD7 Debenture 7.90 10/08/2028	1.09%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029	0.55%
Piramal Finance Ltd Debenture 6.75 26/09/2031	0.34%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033	0.55%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027	0.33%
Power Finance Corporation Ltd SR BS233C Fixed Deposits 7.60 25/08/2033	1.67%
Indian Railway Finance Corporation Ltd SR 188 NCD 7.17 27/04/2035	1.09%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029	1.1%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029	0.55%
Indian Railway Finance Corporation Ltd SR 168 B NCD 7.65 18/04/2033	0.56%
Bharti Airtel Ltd PPE	0.21%
Clearing Corporation of India CP	0.06%
REC Ltd SR 211 Bonds/NCD 6.23 31/10/2031	0.53%
Small Industries Devp. Bank of India Ltd SR VII Bonds/NCD 7.42 12/03/2029	2.18%
Maharashtra State SDL 7.19 27/02/2040	0.04%
Chhattisgarh State SDL 7.32 05/03/2037	1.12%
Haryana State SDL 7.08 26/03/2039	0.46%
Kerala State SDL 7.10 26/03/2043	1.11%
Haryana State SDL 7.09 26/03/2040	0.55%
Andhra Pradesh State SDL 7.08 26/03/2037	1.1%
Andhra Pradesh State SDL 7.34 26/06/2035	1.01%
Tamilnadu State SDL 7.35 03/07/2034	0.74%
Maharashtra State SDL 7.46 21/02/2035	0.0%
Kerala State SDL 7.39 13/03/2034	0.56%
ACC Ltd	0.26%
Ajanta Pharma Ltd	0.42%
Apollo Tyres Ltd	0.34%
Aurobindo Pharma Ltd	0.35%
Bajaj Auto Ltd	0.53%
Bharat Petroleum Corporation Ltd	0.34%
Bharti Airtel Ltd	0.73%
Caplin Point Laboratories Ltd	0.38%
Colgate-Palmolive (India) Ltd	0.29%
Coromandel International Ltd	0.22%
Dr. Reddy's Laboratories Ltd	0.46%
Emami Ltd	0.53%
The Federal Bank Ltd	0.41%
GHCL Ltd	0.2%
Glenmark Pharmaceuticals Ltd	0.34%
The Great Eastern Shipping Company Ltd	0.46%
HCL Technologies Ltd	0.8%
HDFC Bank Ltd	3.86%
ICICI Bank Ltd	3.22%
Indian Bank	0.5%
Indo Count Industries Ltd	0.36%
Indusind Bank Ltd	0.63%
Information Technologies (India) Ltd	0.0%
Infosys Ltd	1.65%
ITC Ltd	1.77%
JK Paper Ltd	0.48%
Kotak Mahindra Bank Ltd	0.93%
Larsen & Toubro Ltd	0.73%
Mahindra & Mahindra Ltd	0.75%
Mahindra Holidays & Resorts India Ltd	0.36%
Marksans Pharma Ltd	0.25%
Maruti Suzuki India Ltd	0.8%
Max Financial Services Ltd	0.41%
Motilal Oswal Financial Services Ltd	0.38%
Mphasis Ltd	0.34%
NMDC Ltd	0.43%
Oil And Natural Gas Corporation Ltd	0.94%
The Phoenix Mills Ltd	0.45%
Power Grid Corporation of India Ltd	0.93%
Raymond Ltd	0.15%
Reliance Industries Ltd	1.15%
Vedanta Ltd	1.06%
Shivalik Bimetal Controls Ltd	0.21%
Shriram Finance Ltd	0.58%
Sundaram Finance Ltd	0.39%
Tata Motors Ltd	0.1%
Tips Music Ltd	0.29%
UPL Ltd	0.21%
Wipro Ltd	0.67%
Oil India Ltd	0.36%
Indus Towers Ltd	1.16%
Net Current Assets	2.58%
Interglobe Aviation Ltd	0.83%
Crompton Greaves Consumer Electricals Ltd	0.37%
SP Apparels Ltd	0.16%
Axis Bank Ltd CD	0.11%
G R Infraprojects Ltd	0.36%
Aditya Birla Capital Ltd	0.49%
Nippon Life India Asset Management Ltd	0.41%
HDFC Life Insurance Co Ltd	0.64%
Bharti Hexacom Ltd	0.42%
Indiamart Intermesh Ltd	0.16%
Rossari Biotech Ltd	0.12%
REC Ltd SR 220-B FRB 7.69 31/03/2033	1.12%
NIIT Learning Systems Ltd	0.38%
Raymond Lifestyle Ltd	0.31%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.42%
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030	0.63%

Sectors

Company	Allocation %
Others	8.27%
Automobile	2.52%
Construction	1.54%
Consumer Staples	3.07%
Materials	0.26%
Financial	30.19%
Capital Goods	1.30%
Consumer Discretionary	0.68%
Chemicals	0.75%
Textiles	0.67%
Services	2.02%
Sovereign	33.56%
Energy	4.18%
Unclassified	0.32%
Technology	3.46%
Insurance	0.64%
Metals & Mining	1.49%
Healthcare	2.53%
Communication	2.52%

Risk Associated

High

Investors be aware that principal under this fund will be at High risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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UTI Mutual Fund >

Contact Information

Address:

Email:
Website

http://www.utimf.com
Phone:

Funds Offered

78
AUM

₹ 3,58,908 Cr
Website

http://www.utimf.com

About

UTI AMC is the seventh largest asset management company in India in terms of AUM. With more than 1.1 crore folios, their client base accounts for 12.8% of the approximately 86 million folios that are managed by the Indian mutual fund industry. It has completed 50 years as India?s leading Financial service institution and was a sole vehicle of capital market investment for Indian citizens till the early 90?s. With 150 branches, 47,000 highly trained IFAs, 320 Chief Agents and Business Development Associates and over 1 crore investor accounts, UTI AMC is one of the leading financial institutions with a pan Indian presence. They are committed to continuing their legacy of delivering best in class services with a focus on social responsibility and nation-building.

Fund Manager

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V Srivatsa

Funds Offered

6
AUM

₹ 16,851 Cr
Highest Return

25.25%

About

V Srivatsa Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of UTI Retirement Reg?

The current NAV of UTI Retirement Reg is ₹ 49.6384

How much does UTI Retirement Reg charge as expense ratio?

The expense ratio of UTI Retirement Reg is 1.66%

How to Redeem UTI Retirement Reg Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in UTI Retirement Reg?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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