This product offering is currently unavailable. We will be back soon. Till then please explore our other products.
NAV( 10 Oct 2025)
Min SIP amount
Min Lumpsum
Lock In
Expense ratio
Exit load
Fund size
Plan
Launch date
Fund type
Fund benchmark
ISIN
Company | Allocation % |
---|---|
Cash Margin | 74.31% |
Bandhan Bank Ltd | 1.17% |
Adani Green Energy Ltd | 0.1% |
HDFC Asset Management Company Ltd | 0.01% |
Polycab India Ltd | 0.06% |
Computer Age Management Services Ltd | 0.01% |
Lodha Developers Ltd | 0.36% |
Kalyan Jewellers India Ltd | 0.18% |
Sona BLW Precision Forgings Ltd | 0.24% |
Eternal Ltd | 3.32% |
One 97 Communications Ltd | 0.74% |
Life Insurance Corporation of India | 0.01% |
Piramal Pharma Ltd | 0.0% |
Kaynes Technology India Ltd | 0.03% |
Mankind Pharma Ltd | 0.03% |
Jio Financial Services Ltd | 0.15% |
Indian Bank CD 06/05/2026 | 0.99% |
HDFC Bank Ltd CD 19/05/2026 | 0.99% |
Union Bank of India CD 25/06/2026 | 0.98% |
Net Payables | -0.84% |
Ambuja Cements Ltd | 0.05% |
Apollo Hospitals Enterprise Ltd | 0.02% |
Aurobindo Pharma Ltd | 0.14% |
Axis Bank Ltd | 4.51% |
Bajaj Finserv Ltd | 0.29% |
Bank Of Baroda | 1.57% |
Bank of India | 0.11% |
Bharat Electronics Ltd | 0.12% |
Bharat Heavy Electricals Ltd | 0.01% |
Bharat Petroleum Corporation Ltd | 0.01% |
Bharti Airtel Ltd | 0.02% |
APL Apollo Tubes Ltd | 0.12% |
Biocon Ltd | 0.12% |
Zydus Lifesciences Ltd | 0.0% |
Canara Bank | 0.68% |
Coal India Ltd | 0.23% |
Container Corporation Of India Ltd | 0.06% |
CG Power & Industrial Solutions Ltd | 0.0% |
Dabur India Ltd | 0.04% |
Divi's Laboratories Ltd | 0.0% |
DLF Ltd | 0.08% |
Exide Industries Ltd | 0.55% |
The Federal Bank Ltd | 0.74% |
GAIL (India) Ltd | 0.0% |
Glenmark Pharmaceuticals Ltd | 0.04% |
Godrej Properties Ltd | 0.01% |
Grasim Industries Ltd | 0.12% |
HDFC Bank Ltd | 6.5% |
HFCL Ltd | 0.41% |
Hindustan Aeronautics Ltd | 0.56% |
Hindustan Petroleum Corporation Ltd | 0.0% |
Hindustan Unilever Ltd | 0.02% |
Hindustan Zinc Ltd | 0.37% |
ICICI Bank Ltd | 6.3% |
IIFL Finance Ltd | 0.22% |
The Indian Hotels Company Ltd | 0.07% |
Indian Oil Corporation Ltd | 0.24% |
Indusind Bank Ltd | 0.49% |
Info Edge (India) Ltd | 1.04% |
Cyient Ltd | 0.07% |
ITC Ltd | 0.97% |
Jindal Steel Ltd | 0.0% |
JSW Steel Ltd | 1.63% |
Kei Industries Ltd | 0.03% |
Kotak Mahindra Bank Ltd | 0.73% |
LIC Housing Finance Ltd | 0.06% |
Lupin Ltd | 0.08% |
Mahindra & Mahindra Ltd | 0.02% |
Manappuram Finance Ltd | 0.24% |
Marico Ltd | 1.76% |
Max Financial Services Ltd | 0.13% |
Samvardhana Motherson International Ltd | 0.22% |
Mphasis Ltd | 0.01% |
Adani Ports and Special Economic Zone Ltd | 0.08% |
Coforge Ltd | 0.39% |
NCC Ltd | 0.15% |
National Aluminium Company Ltd | 0.32% |
NTPC Ltd | 0.74% |
Nestle India Ltd | 0.0% |
NMDC Ltd | 1.17% |
Oil And Natural Gas Corporation Ltd | 0.01% |
PI Industries Ltd | 0.0% |
Petronet LNG Ltd | 0.19% |
PNB Housing Finance Ltd | 3.0% |
Power Finance Corporation Ltd | 0.39% |
Power Grid Corporation of India Ltd | 0.16% |
Punjab National Bank | 1.27% |
Reliance Industries Ltd | 4.65% |
Patanjali Foods Ltd | 0.05% |
REC Ltd | 1.08% |
Vedanta Ltd | 0.09% |
Shree Cement Ltd | 0.04% |
Shriram Finance Ltd | 0.6% |
State Bank of India | 7.1% |
Steel Authority Of India Ltd | 1.2% |
Supreme Industries Ltd | 0.04% |
Suzlon Energy Ltd | 0.05% |
TVS Motor Company Ltd | 0.17% |
Tata Power Company Ltd | 1.21% |
Tata Consumer Products Ltd | 0.74% |
Titagarh Rail Systems Ltd | 0.08% |
Titan Company Ltd | 0.01% |
Torrent Power Ltd | 0.32% |
Trent Ltd | 0.06% |
Ultratech Cement Ltd | 0.05% |
Union Bank of India | 0.05% |
United Spirits Ltd | 0.12% |
Yes Bank Ltd | 0.26% |
JSW Energy Ltd | 0.87% |
Jubilant FoodWorks Ltd | 0.12% |
Sammaan Capital Ltd | 1.69% |
Oberoi Realty Ltd | 0.03% |
Prestige Estates Projects Ltd | 0.0% |
RBL Bank Ltd | 2.51% |
NBCC India Ltd | 0.19% |
AU Small Finance Bank Ltd | 0.37% |
Indus Towers Ltd | 0.66% |
Alkem Laboratories Ltd | 0.0% |
Inox Wind Ltd | 0.25% |
Syngene International Ltd | 0.11% |
IDFC First Bank Ltd | 0.07% |
Crompton Greaves Consumer Electricals Ltd | 1.04% |
Laurus Labs Ltd | 1.14% |
Varun Beverages Ltd | 0.09% |
Aurobindo Pharma Ltd Futures | -0.14% |
Kotak Mahindra Bank Ltd Futures | -0.74% |
Bank of India Futures | -0.11% |
HDFC Bank Ltd Futures | -6.54% |
Hindustan Unilever Ltd Futures | -0.02% |
Coal India Ltd Futures | -0.23% |
Bharat Heavy Electricals Ltd Futures | -0.01% |
Grasim Industries Ltd Futures | -0.13% |
The Indian Hotels Company Ltd Futures | -0.07% |
Nestle India Ltd Futures | 0.0% |
Bajaj Finserv Ltd Futures | -0.29% |
RBL Bank Ltd Futures | -2.53% |
Bharat Petroleum Corporation Ltd Futures | -0.01% |
CG Power & Industrial Solutions Ltd Futures | 0.0% |
National Aluminium Company Ltd Futures | -0.32% |
Oil And Natural Gas Corporation Ltd Futures | -0.01% |
Power Grid Corporation of India Ltd Futures | -0.16% |
Union Bank of India Futures | -0.05% |
Manappuram Finance Ltd Futures | -0.24% |
Biocon Ltd Futures | -0.12% |
Sammaan Capital Ltd Futures | -1.69% |
Container Corporation Of India Ltd Futures | -0.06% |
Lupin Ltd Futures | -0.08% |
Mahindra & Mahindra Ltd Futures | -0.02% |
Zydus Lifesciences Ltd Futures | 0.0% |
Canara Bank Futures | -0.69% |
Coforge Ltd Futures | -0.39% |
Adani Ports and Special Economic Zone Ltd Futures | -0.08% |
United Spirits Ltd Futures | -0.12% |
Patanjali Foods Ltd Futures | -0.05% |
Vedanta Ltd Futures | -0.09% |
Axis Bank Ltd Futures | -4.54% |
Jindal Steel Ltd Futures | 0.0% |
Bank Of Baroda Futures | -1.58% |
JSW Steel Ltd Futures | -1.64% |
Steel Authority Of India Ltd Futures | -1.21% |
TVS Motor Company Ltd Futures | -0.17% |
Suzlon Energy Ltd Futures | -0.05% |
Torrent Power Ltd Futures | -0.32% |
IDFC First Bank Ltd Futures | -0.07% |
The Federal Bank Ltd Futures | -0.74% |
NCC Ltd Futures | -0.15% |
NMDC Ltd Futures | -1.17% |
NBCC India Ltd Futures | -0.2% |
Apollo Hospitals Enterprise Ltd Futures | -0.02% |
Shriram Finance Ltd Futures | -0.6% |
Titan Company Ltd Futures | -0.01% |
REC Ltd Futures | -1.08% |
Punjab National Bank Futures | -1.28% |
IIFL Finance Ltd Futures | -0.22% |
ICICI Prudential Life Insurance Company Ltd Futures | -0.02% |
Indusind Bank Ltd Futures | -0.49% |
Marico Ltd Futures | -1.77% |
Max Financial Services Ltd Futures | -0.14% |
JSW Energy Ltd Futures | -0.87% |
Bandhan Bank Ltd Futures | -1.17% |
Info Edge (India) Ltd Futures | -1.04% |
Godrej Properties Ltd Futures | -0.01% |
Titagarh Rail Systems Ltd Futures | -0.08% |
Hindustan Aeronautics Ltd Futures | -0.57% |
HDFC Asset Management Company Ltd Futures | -0.01% |
AU Small Finance Bank Ltd Futures | -0.37% |
PI Industries Ltd Futures | 0.0% |
Alkem Laboratories Ltd Futures | 0.0% |
Trent Ltd Futures | -0.06% |
Polycab India Ltd Futures | -0.06% |
Syngene International Ltd Futures | -0.11% |
Crompton Greaves Consumer Electricals Ltd Futures | -1.05% |
Oberoi Realty Ltd Futures | -0.03% |
Laurus Labs Ltd Futures | -1.15% |
Aditya Birla Capital Ltd Futures | -0.56% |
Aditya Birla Capital Ltd | 0.56% |
ICICI Prudential Life Insurance Company Ltd | 0.02% |
Tube Investments Of India Ltd | 0.01% |
Small Industries Devp. Bank of India Ltd SR IX Debenture 7.59 10/02/2026 | 1.08% |
National Bank For Agriculture & Rural Development SR 23H Debenture 7.58 31/07/2026 | 2.09% |
Sundaram Finance Ltd SR X5 Debenture 8.04 26/10/2026 | 1.11% |
Kotak Mahindra Prime Ltd Debenture 8.09 09/11/2026 | 1.11% |
Life Insurance Corporation of India Futures | -0.01% |
Jio Financial Services Ltd Futures | -0.15% |
LIC Housing Finance Ltd Debenture 6.40 30/11/2026 | 2.15% |
Eternal Ltd Futures | -3.35% |
Tube Investments Of India Ltd Futures | -0.01% |
Prestige Estates Projects Ltd Futures | 0.0% |
Piramal Pharma Ltd Futures | 0.0% |
Varun Beverages Ltd Futures | -0.09% |
Kei Industries Ltd Futures | -0.03% |
PNB Housing Finance Ltd Futures | -3.02% |
Adani Green Energy Ltd Futures | -0.1% |
Cyient Ltd Futures | -0.07% |
One 97 Communications Ltd Futures | -0.75% |
HFCL Ltd Futures | -0.41% |
Lodha Developers Ltd Futures | -0.37% |
Supreme Industries Ltd Futures | -0.04% |
Sona BLW Precision Forgings Ltd Futures | -0.24% |
APL Apollo Tubes Ltd Futures | -0.12% |
Computer Age Management Services Ltd Futures | -0.01% |
Kalyan Jewellers India Ltd Futures | -0.18% |
Inox Wind Ltd Futures | -0.26% |
Mankind Pharma Ltd Futures | -0.03% |
Kaynes Technology India Ltd Futures | -0.03% |
HSBC Ultra Short Duration Direct-G | 3.49% |
HSBC Money Market Direct-G | 11.11% |
HSBC Liquid Direct-G | 1.2% |
Repo | 0.69% |
GAIL (India) Ltd Futures | 0.0% |
Hindustan Petroleum Corporation Ltd Futures | 0.0% |
ITC Ltd Futures | -0.98% |
LIC Housing Finance Ltd Futures | -0.06% |
Tata Power Company Ltd Futures | -1.22% |
Indus Towers Ltd Futures | -0.66% |
Bharat Electronics Ltd Futures | -0.12% |
Dabur India Ltd Futures | -0.04% |
Ambuja Cements Ltd Futures | -0.05% |
Reliance Industries Ltd Futures | -4.69% |
Shree Cement Ltd Futures | -0.04% |
Tata Consumer Products Ltd Futures | -0.75% |
DLF Ltd Futures | -0.08% |
Hindustan Zinc Ltd Futures | -0.37% |
ICICI Bank Ltd Futures | -6.35% |
Samvardhana Motherson International Ltd Futures | -0.22% |
NTPC Ltd Futures | -0.74% |
Power Finance Corporation Ltd Futures | -0.4% |
Mphasis Ltd Futures | -0.01% |
Exide Industries Ltd Futures | -0.55% |
Indian Oil Corporation Ltd Futures | -0.24% |
Glenmark Pharmaceuticals Ltd Futures | -0.04% |
Divi's Laboratories Ltd Futures | 0.0% |
Petronet LNG Ltd Futures | -0.19% |
Yes Bank Ltd Futures | -0.26% |
State Bank of India Futures | -7.13% |
Bharti Airtel Ltd Futures | -0.02% |
Ultratech Cement Ltd Futures | -0.05% |
Jubilant FoodWorks Ltd Futures | -0.12% |
Company | Allocation % |
---|---|
Others | 74.16% |
Construction | -0.02% |
Automobile | -0.00% |
Consumer Staples | -0.03% |
Materials | -0.01% |
Financial | 10.25% |
Capital Goods | -0.02% |
Consumer Discretionary | -0.01% |
Chemicals | 0.00% |
Services | -0.04% |
Energy | -0.05% |
Technology | 0.00% |
Unclassified | 15.80% |
Insurance | 0.00% |
Metals & Mining | -0.02% |
Healthcare | -0.01% |
Communication | 0.00% |
Funds Offered
AUM
Website
HSBC Mutual fund is part of HSBC global asset manager which has a strong heritage of successfully connecting clients to global investment opportunities. HSBC has presence in 26 countries with USD 500 billion under management. Their proven expertise in connecting the developed and developing world allows to unlock sustainable investment opportunities for investors in all regions. Through a long-term commitment to clients and a structured and disciplined investment approach, they deliver solutions to support their financial ambitions.
Funds Offered
AUM
Highest Return
Ritesh Jain Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now
The current NAV of HSBC Arbitrage Reg-IDCWQ is ₹ 10.8117
The expense ratio of HSBC Arbitrage Reg-IDCWQ is 0.93%
To redeem, follow the steps below:
1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.
To invest, follow the steps below:
1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click
on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.
Secure your future with hassle-free investing on Moneyfy!
You can invest in Both SIP & Lumpsum in HSBC Arbitrage Reg-IDCWQ based on your investment objective and risk profile.
For HSBC Arbitrage Reg-IDCWQ, 3-year return is 6.79% per annum and 5-year return is 5.5% per annum. Check the return performance in detail on the page.
The lock-in-period of HSBC Arbitrage Reg-IDCWQ is 0 years.
At Tata Moneyfy, we follow 3 easy steps to make mutual fund investments simple, convenient, and quick:
Register your mobile number and email ID with Moneyfy
Set up your account and update your KYC details
Once we verify your KYC details, you’re ready to start investing!
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
2 Value Research
0 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
3 Morning Star
2 Value Research
3 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
2 Morning Star
3 Value Research
2 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
3 Morning Star
4 Value Research
3 Morning Star
4 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
2 Value Research
0 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
2 Value Research
0 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
4 Value Research
0 Morning Star
4 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
2 Value Research
0 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
4 Morning Star
3 Value Research
4 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
3 Morning Star
0 Value Research
3 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
1 Value Research
0 Morning Star
1 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
4 Morning Star
5 Value Research
4 Morning Star
5 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
2 Value Research
0 Morning Star
2 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
4 Value Research
0 Morning Star
4 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
5 Morning Star
4 Value Research
5 Morning Star
4 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
3 Morning Star
5 Value Research
3 Morning Star
5 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
0 Value Research
0 Morning Star
0 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
0 Morning Star
3 Value Research
0 Morning Star
3 Value Research
NAV
1M Returns
1Y Returns
3Y Returns
Min. Investment
Fund Size
Fund Manager
NAV
Min Investment
Fund Size
Fund Manager
Click the “Allow” button to receive notifications
We're constantly crafting offers and deals for you. Get delivered straight to your device through website notifications.
All you have to do is click on “Allow”.
Now keep a track on your favourite fund
Go to the watchlist page to remove a fund from the list.
No funds are added to watchlist
Add your favourate funds to watchlist to keep them handy
Funds Added to Compare 00/03 00/02
No funds are added to portfolio
Add your favourate funds to portfolio to keep them handy
Funds Added to Compare 00/03 00/02
Trust the links that start from https://www.tatacapitalmoneyfy.com
Do not make payments
in any individual’s bank accounts.
Reach our Customer Care moneyfycare@tatacapital.com for assistance
For any assistance, contact our customer support
An SMS has been sent to XXXXXXXX85
To download the app, follow the link in the message
Oops! Something went wrong. Please try again.
Scan QR to download the App