HSBC Banking and PSU Debt-IDCWM Payout

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Monthly

2 Morning Star

2 Value Research

NAV( 14 Jul 2025)

₹ 10.67

0.56%

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HSBC Banking and PSU Debt-IDCWM Payout

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Performance

7.08%3y Returns

0.02% 1D Returns

Investment details

Min SIP amount

₹ 1000
Min Lumpsum

₹ -
Lock In

0
Expense ratio

0.61%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 4,667 Cr
Plan

REGULAR
Launch date

19 Sep 2007
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF677K01AI8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
GOI Sec 6.79 07/10/2034	1.12%
GOI Sec 6.75 23/12/2029	4.75%
GOI Sec 6.33 05/05/2035	2.07%
GOI Sec 7.26 06/02/2033	1.16%
GOI Sec 7.04 03/06/2029	3.24%
Net Current Assets	1.01%
Small Industries Devp. Bank of India Ltd CD 05/05/2026	1.52%
Export-Import Bank Of India CD 11/06/2026	2.02%
Housing & Urban Development Corporation Ltd SR C Debenture 6.52 06/06/2028	2.14%
Embassy Office Parks REIT SR XIV Debenture 6.965 19/03/2027	0.39%
Power Grid Corporation of India Ltd Debenture 7.36 18/10/2026	1.48%
Others IRS	-0.02%
Power Grid Corporation of India Ltd SR LXIV STRP B Debenture 7.49 25/10/2029	0.69%
Power Finance Corporation Ltd SR 196 Debenture 7.41 25/02/2030	0.56%
Indian Oil Corporation Ltd SR XXI Debenture 6.14 18/02/2027	1.31%
Indian Railway Finance Corporation Ltd SR 168 A Debenture 7.40 18/04/2026	1.7%
National Housing Bank Debenture 7.77 02/04/2026	2.21%
Small Industries Devp. Bank of India Ltd SR V Debenture 7.83 24/11/2028	1.27%
Export-Import Bank Of India SR Z01 Debenture 7.45 12/04/2028	1.13%
National Bank For Agriculture & Rural Development SR F24 Debenture 7.68 30/04/2029	0.56%
REC Ltd SR 234-A Debenture 7.70 31/08/2026	1.17%
REC Ltd SR 234-B Debenture 7.58 31/05/2029	1.11%
Indian Oil Corporation Ltd SR XXVI Debenture 7.36 16/07/2029	1.76%
REC Ltd SR 236-A Debenture 7.45 31/08/2035	1.17%
Bajaj Finance Ltd Debenture 7.7951 10/12/2027	2.27%
LIC Housing Finance Ltd Debenture 7.74 22/10/2027	2.84%
Bajaj Finance Ltd Debenture 7.3763 26/06/2028	2.73%
Bajaj Finance Ltd Debenture 7.38 28/06/2030	1.09%
Embassy Office Parks REIT SR XIII B Debenture 7.22 16/05/2028	1.08%
Embassy Office Parks REIT SR XIII A Debenture 7.21 17/03/2028	0.22%
REC Ltd SR 248A Debenture 6.52 31/01/2028	1.08%
Power Grid Corporation of India Ltd Bonds 8.70 15/07/2028	0.24%
Repo	0.46%
Export-Import Bank Of India SR-S-04 Bonds 8.02 29/10/2025	0.23%
Export-Import Bank Of India Bonds 8.02 20/04/2026	0.33%
Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027	0.25%
Indian Railway Finance Corporation Ltd SR 140 NCD 7.48 13/08/2029	0.67%
Axis Bank Ltd SR 5 NCD 7.65 30/01/2027	2.24%
Kotak Mahindra Bank Ltd SERIES 1 Bonds 8.25 25/08/2026	0.11%
Indian Railway Finance Corporation Ltd SR 170A NCD 7.51 15/04/2026	1.71%
NTPC Ltd SR 80 NCD 7.35 17/04/2026	4.38%
National Housing Bank NCD 7.22 23/07/2026	0.54%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026	0.54%
CDMDF Class A2	0.28%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029	1.16%
Export-Import Bank Of India SR Z02 NCD 7.40 14/03/2029	1.68%
National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029	0.57%
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029	1.86%
Small Industries Devp. Bank of India Ltd SR V Bonds 7.51 12/06/2028	1.14%
National Housing Bank Bonds 7.14 17/11/2034	1.13%
National Bank For Agriculture & Rural Development SR Bonds 7.40 25-D 29/04/2030	2.99%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	3.34%
Indian Oil Corporation Ltd SR XXVII NCD 7.25 06/01/2030	1.7%
National Housing Bank Bonds 7.29 04/07/2031	2.81%
LIC Housing Finance Ltd Bonds 7.66 11/12/2029	2.26%
Export-Import Bank Of India SR AA02 Bonds 7.35 27/07/2028	3.38%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	1.24%
Power Finance Corporation Ltd SR 246A Bonds 7.42 15/04/2028	2.8%
Power Finance Corporation Ltd SR 247A Bonds 7.44 15/01/2030	1.68%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	1.67%
Small Industries Devp. Bank of India Ltd SR IX Bonds 7.39 21/03/2030	3.12%
REC Ltd SR 245A Bonds 7.44 29/02/2028	3.9%
Power Finance Corporation Ltd SR 248B Bonds 7.45	1.67%
Bajaj Housing Finance Ltd NCD 7.14 26/02/2027	1.09%

Sectors

Company	Allocation %
Others	1.73%
Construction	1.69%
Sovereign	12.34%
Energy	11.56%
Financial	72.68%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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HSBC Mutual Fund >

Contact Information

Address:

Email:
Website

http://www.assetmanagement.hsbc.co.in
Phone:

Funds Offered

54
AUM

₹ 1,32,298 Cr
Website

http://www.assetmanagement.hsbc.co.in

About

HSBC Mutual fund is part of HSBC global asset manager which has a strong heritage of successfully connecting clients to global investment opportunities. HSBC has presence in 26 countries with USD 500 billion under management. Their proven expertise in connecting the developed and developing world allows to unlock sustainable investment opportunities for investors in all regions. Through a long-term commitment to clients and a structured and disciplined investment approach, they deliver solutions to support their financial ambitions.

Fund Manager

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Funds Offered
AUM

₹ Cr
Highest Return

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Frequently Asked Questions

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What is the current NAV of HSBC Banking and PSU Debt-IDCWM Payout?

The current NAV of HSBC Banking and PSU Debt-IDCWM Payout is ₹ 10.6657

How much does HSBC Banking and PSU Debt-IDCWM Payout charge as expense ratio?

The expense ratio of HSBC Banking and PSU Debt-IDCWM Payout is 0.61%

How to Redeem HSBC Banking and PSU Debt-IDCWM Payout Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in HSBC Banking and PSU Debt-IDCWM Payout?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in HSBC Banking and PSU Debt-IDCWM Payout through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in HSBC Banking and PSU Debt-IDCWM Payout based on your investment objective and risk profile.

What is the return of HSBC Banking and PSU Debt-IDCWM Payout?

For HSBC Banking and PSU Debt-IDCWM Payout, 3-year return is 7.08% per annum and 5-year return is 5.29% per annum. Check the return performance in detail on the page.