Kotak Banking and PSU Debt Reg-IDCWM Payout

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Monthly

3 Morning Star

3 Value Research

NAV( 8 Jul 2025)

₹ 12.37

-0.07%

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Kotak Banking and PSU Debt Reg-IDCWM Payout

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Performance

7.7%3y Returns

0.06% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ -
Lock In

0
Expense ratio

0.75%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 6,183 Cr
Plan

REGULAR
Launch date

11 Dec 1998
Fund type

OPEN
Fund benchmark

CRISIL Banking and PSU Debt A-II Index
ISIN

INF174K01FQ8

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Power Finance Corporation Ltd SR 237A NCD 7.60 13/04/2029	5.48%
Mahanagar Telephone Nigam Ltd SR VIII TR C NCD 7.80 07/11/2033	0.08%
Power Finance Corporation Ltd SERIES 203 B NCD 7.75 11/06/2030	1.68%
Food Corporation of India SR VII A NCD 7.60 09/01/2030	0.83%
Power Finance Corporation Ltd SERIES 184 B NCD 9.10 23/03/2029	0.04%
REC Ltd SERIES 175 NCD 8.97 28/03/2029	0.09%
REC Ltd SR 156 NCD 7.70 10/12/2027	0.41%
Nuclear Power Corpn. Of India Ltd NCD 7.70	1.25%
REC Ltd SR 220-A NCD 7.77 31/03/2028	2.16%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	0.83%
Small Industries Devp. Bank of India Ltd SR IX Bonds 7.39 21/03/2030	1.24%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	1.81%
Food Corporation of India Bonds 8.80 22/03/2028	1.26%
Power Grid Corporation of India Ltd SR LXXIV Bonds 7.70 12/10/2033	3.0%
National Housing Bank Bonds 7.14 17/11/2034	1.3%
Small Industries Devp. Bank of India Ltd SR V Bonds 7.51 12/06/2028	0.74%
National Housing Bank Bonds 6.80 02/04/2032	3.62%
Punjab National Bank SR XXI Additional Tier 2 Bo 7.25	1.79%
State Bank of India SR I Additional Tier 2 Bo 6.80	2.31%
CDMDF Class A2	0.27%
Small Industries Devp. Bank of India Ltd SR III Bonds 7.34 26/02/2029	2.05%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028	1.48%
Indian Oil Corporation Ltd SR XXVI Debenture 7.36 16/07/2029	3.15%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027	1.24%
National Bank For Agriculture & Rural Development SR 24H Debenture 7.62 10/05/2029	1.66%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027	0.61%
REC Ltd SR XII Debenture 6.45 07/01/2031	0.96%
Mahanagar Telephone Nigam Ltd SR V/ Debenture 11/10/2030	0.78%
Small Industries Devp. Bank of India Ltd SR V Debenture 7.83 24/11/2028	2.25%
GOI Sec 7.10 08/04/2034	0.85%
GOI Sec 4.45 30/10/2034	2.15%
GOI Sec 7.18 14/08/2033	6.67%
GOI Sec 07/12/2031	2.48%
Axis Bank Ltd CD 16/12/2025	0.79%
Union Bank of India CD 25/06/2026	1.52%
Union Bank of India SR-XX Additional Tier 1 Bo 9.50	1.59%
HDFC Bank Ltd SR AA010 Debenture 7.80 06/09/2032	1.17%
HDFC Bank Ltd SR AB001 Debenture 7.69 27/01/2033	0.83%
HDFC Bank Ltd SR U003 9 Debenture 01/11/2028	0.85%
HDFC Bank Ltd SR V004 Debenture 8.55 27/03/2029	2.54%
HDFC Bank Ltd SR AB002 Debenture 7.97 17/02/2033	0.76%
HDFC Bank Ltd SR US006 Debenture 7.75 13/06/2033	1.34%
HDFC Bank Ltd SR US003 Debenture 7.70 16/05/2028	0.82%
HDFC Bank Ltd SR US002 Debenture 7.80 03/05/2033	1.26%
REC Ltd SR 223B Debenture 7.46 30/06/2028	0.41%
REC Ltd SR 249A Debenture 6.37 31/03/2027	1.61%
National Bank For Financing Infrastructure And Development SR NABFID.67 Debenture 06/03/2026	1.6%
REC Ltd SR I Debenture 8.01 24/03/2028	1.01%
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033	2.06%
Small Industries Devp. Bank of India Ltd SR II Bonds/NCD 7.47 05/09/2029	1.24%
Power Finance Corporation Ltd SR 223 Debenture 7.64 22/02/2033	0.02%
Power Grid Corporation of India Ltd SR LXX Debenture 7.40 17/02/2033	1.28%
Power Finance Corporation Ltd SR BS221B Debenture 7.59 17/01/2028	1.65%
Maharashtra State SDL 7.63 31/01/2035	0.66%
Gujarat State SDL 6.46 04/11/2030	0.01%
Gujarat State SDL 7.42 07/02/2031	0.5%
Net Current Assets	3.36%
DME Development Ltd SR I STRRPS VII Debenture 16/03/2034	0.51%
DME Development Ltd SR I STRRPS VIII Debenture 16/03/2035	0.51%
DME Development Ltd SR I STRRPS III Debenture 18/03/2030	0.51%
DME Development Ltd SR I STRRPS IV Debenture 17/03/2031	0.51%
DME Development Ltd SR I STRRPS V Debenture 16/03/2032	0.51%
DME Development Ltd SR I STRRPS VI Debenture 16/03/2033	0.51%
DME Development Ltd SR I STRRPS II Debenture 16/03/2029	0.51%
DME Development Ltd SR I STRRPS I Debenture 16/03/2028	0.51%
DME Development Ltd SR I STRRPS IX Debenture 17/03/2036	0.52%
DME Development Ltd SR I STRRPS X Debenture 16/03/2037	0.52%
Small Industries Devp. Bank of India Ltd SR I NCD 7.68 10/09/2027	0.83%
Indian Railway Finance Corporation Ltd SR 178 NCD 7.46 18/06/2029	0.83%
Export-Import Bank Of India SR Z02 NCD 7.40 14/03/2029	1.65%
REC Ltd SR 220-B FRB 7.69 31/03/2033	2.52%
Repo	2.4%
GOI GOI FRB 22/09/2033	1.25%

Sectors

Company	Allocation %
Others	6.69%
Construction	5.63%
Sovereign	13.40%
Consumer Staples	2.09%
Energy	8.68%
Financial	62.65%
Communication	0.86%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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Kotak Mahindra Mutual Fund >

Contact Information

Address:

Email:
Website

https://www.kotakmf.com/
Phone:

Funds Offered

85
AUM

₹ 5,32,334 Cr
Website

https://www.kotakmf.com/

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

Fund Manager

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Deepak Agrawal

Funds Offered

12
AUM

₹ 1,52,593 Cr
Highest Return

7.86%

About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Kotak Banking and PSU Debt Reg-IDCWM Payout?

The current NAV of Kotak Banking and PSU Debt Reg-IDCWM Payout is ₹ 12.3689

How much does Kotak Banking and PSU Debt Reg-IDCWM Payout charge as expense ratio?

The expense ratio of Kotak Banking and PSU Debt Reg-IDCWM Payout is 0.75%

How to Redeem Kotak Banking and PSU Debt Reg-IDCWM Payout Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Kotak Banking and PSU Debt Reg-IDCWM Payout?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

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Can I invest in Kotak Banking and PSU Debt Reg-IDCWM Payout through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Kotak Banking and PSU Debt Reg-IDCWM Payout based on your investment objective and risk profile.

What is the return of Kotak Banking and PSU Debt Reg-IDCWM Payout?

For Kotak Banking and PSU Debt Reg-IDCWM Payout, 3-year return is 7.7% per annum and 5-year return is 6.16% per annum. Check the return performance in detail on the page.