Kotak Savings Reg-IDCWM

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Low to Moderate Debt IDCW Monthly

3 Morning Star

2 Value Research

NAV( 29 May 2025)

₹ 10.76

0.61%

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Kotak Savings Reg-IDCWM

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Performance

6.81%3y Returns

0.02% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 100
Lock In

0
Expense ratio

0.81%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 14,924 Cr
Plan

REGULAR
Launch date

2 Aug 2004
Fund type

OPEN
Fund benchmark

NIFTY Ultra Short Duration Debt Index A-I
ISIN

INF174K01FH7

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
CDMDF Class A2	0.27%
Poonawalla Fincorp Ltd SR A1 NCD 7.65 21/04/2027	1.34%
Bajaj Housing Finance Ltd NCD 7.9237 16/03/2026	1.45%
LIC Housing Finance Ltd NCD 7.7201 12/02/2026	0.67%
Godrej Industries Ltd NCD 7.17 14/05/2025	0.17%
Bajaj Housing Finance Ltd NCD 16/02/2026	0.34%
Bahadur Chand Investments Pvt. Ltd CP 326-D 05/08/2025	0.66%
Tamilnadu State SDL 8.49 10/02/2026	1.37%
Tamilnadu State SDL 7.07 14/12/2026	0.51%
Gujarat State SDL 09/11/2026	0.31%
Tamilnadu State SDL 5.65 16/06/2025	1.0%
Gujarat State SDL 6.04 20/10/2026	0.67%
Tamilnadu State SDL 8.24 09/09/2025	0.17%
Maharashtra State SDL 8.29 26/08/2025	0.67%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027	1.34%
Hindustan Zinc Ltd Debenture 7.75 21/03/2026	0.34%
Bharti Telecom Ltd SR XVI Debenture 8.90 04/12/2025	1.51%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026	1.01%
Cholamandalam Investment & Finance Company Ltd SR 624 Debenture 30/06/2025	0.83%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026	2.03%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027	0.51%
Citi Corp Finance Ltd SR 817 RR Debenture 16/03/2027	1.01%
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026	1.55%
Bharti Telecom Ltd SR X Debenture 8.80 21/11/2025	1.01%
National Bank For Agriculture & Rural Development SR 23 G Debenture 7.57 19/03/2026	3.1%
REC Ltd SR 219 Debenture 7.60 28/02/2026	3.2%
HDB Financial Services Ltd SR A/1(FX)181 OPT 2 Debenture 7.70 11/08/2025	0.67%
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026	0.94%
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026	0.17%
National Bank For Agriculture & Rural Development SR Debenture 5.70 22-D 31/07/2025	0.03%
John Deere Financial India Pvt. Ltd Debenture 6.40 20/06/2025	0.33%
Net Payables	-1.68%
Bajaj Housing Finance Ltd Bonds/NCD 7.83 12/12/2025	0.34%
Reserve Bank of India T-Bills 182-D 15/05/2025	3.34%
Reserve Bank of India T-Bills 364-D 04/12/2025	0.68%
Reserve Bank of India T-Bills 364-D 26/12/2025	0.65%
Reserve Bank of India T-Bills 364-D 19/03/2026	1.59%
Reserve Bank of India T-Bills 182-D 08/05/2025	1.24%
Repo	4.15%
GOI Sec 17/12/2026	0.15%
GOI Sec 12/09/2025	0.16%
Cholamandalam Investment & Finance Company Ltd CP 192-D 31/10/2025	0.65%
Bahadur Chand Investments Pvt. Ltd CP 321-D 04/03/2026	0.47%
Barclays Investments & Loans Ltd CP 189-D 31/10/2025	0.48%
Credila Financial Services Ltd CP 364-D 02/02/2026	1.27%
Aditya Birla Finance Ltd CP 365-D 06/02/2026	0.64%
Torrent Electricals Ltd CP 176-D 27/08/2025	1.64%
Small Industries Devp. Bank of India Ltd CP 06/03/2026	0.63%
LIC Housing Finance Ltd CP 175-D 19/09/2025	0.33%
National Bank For Agriculture & Rural Development CP 91-D 15/07/2025	0.5%
Bharti Telecom Ltd CP 339-D 19/09/2025	0.16%
Bharti Telecom Ltd CP 360-D 17/10/2025	2.92%
Panatone Finvest Ltd CP 364-D 13/01/2026	1.28%
ICICI Securities Ltd CP 365-D 16/01/2026	0.64%
Muthoot Finance Ltd CP 363-D 15/01/2026	0.64%
Muthoot Finance Ltd CP 364-D 22/01/2026	0.32%
Can Fin Homes Ltd FRB 8.45 27/05/2026	0.51%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50	0.37%
Poonawalla Housing Finance Ltd SR III FRB 8.65 26/06/2025	0.67%
Shriram Finance Ltd SERIES A1 PTC Securitised Debt 18/10/2028	0.14%
Embassy Office Parks REIT SR X FRB 8.17 05/09/2025	0.61%
Small Industries Devp. Bank of India Ltd CD 10/06/2025	0.67%
National Bank For Agriculture & Rural Development CD 20/06/2025	0.17%
ICICI Bank Ltd CD 27/06/2025	1.33%
HDFC Bank Ltd CD 25/07/2025	0.16%
Indusind Bank Ltd CD 19/08/2025	0.66%
Canara Bank CD 02/09/2025	0.26%
Canara Bank CD 03/09/2025	0.07%
Axis Bank Ltd CD 04/09/2025	0.62%
HDFC Bank Ltd CD 19/09/2025	1.47%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.97%
Small Industries Devp. Bank of India Ltd CD 23/10/2025	0.32%
Bank Of Baroda CD 23/05/2025	0.67%
Indusind Bank Ltd CD 21/11/2025	1.61%
HDFC Bank Ltd CD 04/12/2025	1.51%
Small Industries Devp. Bank of India Ltd CD 05/12/2025	3.22%
Punjab National Bank CD 05/12/2025	1.61%
Indian Bank CD 04/12/2025	1.0%
Canara Bank CD 18/12/2025	0.32%
HDFC Bank Ltd CD 18/12/2025	0.64%
Union Bank of India CD 18/12/2025	1.61%
Axis Bank Ltd CD 07/01/2026	0.96%
Union Bank of India CD 16/01/2026	0.96%
Indusind Bank Ltd CD 20/01/2026	0.96%
Indian Bank CD 19/01/2026	3.2%
IDFC First Bank Ltd CD 28/01/2026	0.64%
IDFC First Bank Ltd CD 30/01/2026	0.64%
Union Bank of India CD 03/02/2026	0.64%
Small Industries Devp. Bank of India Ltd CD 06/02/2026	0.96%
National Bank For Agriculture & Rural Development CD 05/02/2026	0.96%
Canara Bank CD 04/02/2026	3.19%
Indusind Bank Ltd CD 03/02/2026	0.64%
Indusind Bank Ltd CD 24/02/2026	0.63%
Canara Bank CD 24/02/2026	0.64%
Small Industries Devp. Bank of India Ltd CD 27/02/2026	0.48%
National Bank For Agriculture & Rural Development CD 27/02/2026	0.95%
IDBI Bank Ltd CD 26/02/2026	0.48%
Union Bank of India CD 25/02/2026	0.48%
Axis Bank Ltd CD 05/03/2026	1.27%
Small Industries Devp. Bank of India Ltd CD 11/03/2026	2.53%
Bank Of Baroda CD 13/03/2026	0.63%
Canara Bank CD 12/03/2026	0.63%
National Bank For Agriculture & Rural Development CD 13/03/2026	0.95%
Canara Bank CD 05/03/2026	0.95%
Indian Bank CD 12/06/2025	0.33%
Punjab National Bank CD 18/03/2026	1.74%

Sectors

Company	Allocation %
Others	7.43%
Construction	1.59%
Sovereign	0.31%
Consumer Staples	0.17%
Energy	0.17%
Metals & Mining	1.68%
Financial	78.87%
Healthcare	2.03%
Capital Goods	1.64%
Communication	6.11%

Risk Associated

Low to Moderate

Investors be aware that principal under this fund will be at Low to Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

View All Mutual Funds

Kotak Mahindra Mutual Fund >

Contact Information

Address:

Email:
Website

https://www.kotakmf.com/
Phone:

Funds Offered

83
AUM

₹ 5,14,756 Cr
Website

https://www.kotakmf.com/

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

Fund Manager

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Deepak Agrawal

Funds Offered

12
AUM

₹ 1,52,462 Cr
Highest Return

8.14%

About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of Kotak Savings Reg-IDCWM?

The current NAV of Kotak Savings Reg-IDCWM is ₹ 10.7559

How much does Kotak Savings Reg-IDCWM charge as expense ratio?

The expense ratio of Kotak Savings Reg-IDCWM is 0.81%

How to Redeem Kotak Savings Reg-IDCWM Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Kotak Savings Reg-IDCWM?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in Kotak Savings Reg-IDCWM through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Kotak Savings Reg-IDCWM based on your investment objective and risk profile.

What is the return of Kotak Savings Reg-IDCWM?

For Kotak Savings Reg-IDCWM, 3-year return is 6.81% per annum and 5-year return is 5.55% per annum. Check the return performance in detail on the page.