Kotak Savings Reg-IDCWM

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Low to Moderate Debt IDCW Monthly

3 Morning Star

3 Value Research

NAV( 16 Feb 2026)

₹ 10.72
0.58%

Kotak Savings Reg-IDCWM

Invest now

Performance

6.92%3y Returns

0.04% 1D Returns

Investment details

  • Min SIP amount

    ₹ 100
  • Min Lumpsum

    ₹ 100
  • Lock In

    0
  • Expense ratio

    0.82%
  • Exit load

    NIL
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 16,788 Cr
  • Plan

    REGULAR
  • Launch date

    2 Aug 2004
  • Fund type

    OPEN
  • Fund benchmark

    NIFTY Ultra Short Duration Debt Index A-I
  • ISIN

    INF174K01FH7

Fund allocation

Asset allocation

Company holdings
Company Allocation %
L&T Finance Ltd SR-J Bonds 8.43 28/09/2026 0.06%
GOI Sec 17/12/2026 0.14%
Canara Bank CD 27/02/2026 0.15%
Bank Of Baroda CD 20/05/2026 1.46%
Liquid Gold Series 14 SERIES 14 SERIES A SO 20/07/2027 0.6%
Small Industries Devp. Bank of India Ltd CD 11/03/2026 1.18%
Canara Bank CD 06/03/2026 0.15%
Net Current Assets 1.49%
Indian Bank CD 04/02/2026 0.03%
Citi Corp Finance Ltd SR 817 RR Debenture 16/03/2027 0.89%
Credila Financial Services Ltd CP 364-D 02/02/2026 1.19%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027 1.2%
Bajaj Finance Ltd SR 286 TR Debenture 27/02/2026 0.15%
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026 0.15%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027 0.45%
Repo 4.95%
Liquid Gold Series 9 SERIES 9 SERIES A SO 0.55%
Small Industries Devp. Bank of India Ltd CD 20/05/2026 1.46%
HDFC Bank Ltd CD 19/05/2026 1.75%
Canara Bank CD 28/01/2027 1.95%
HDFC Bank Ltd CD 06/02/2026 0.06%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.27%
Can Fin Homes Ltd FRB 8.45 27/05/2026 0.6%
Export-Import Bank Of India CD 04/03/2026 0.15%
Axis Bank Ltd CD 27/11/2026 0.84%
Bank of India CD 25/05/2026 0.58%
Birla Group Holdings Pvt. Ltd CP 364-D 06/02/2026 0.3%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027 1.17%
LIC Housing Finance Ltd Debenture 6.40 30/11/2026 0.02%
Muthoot Finance Ltd Debenture 8.78 20/05/2027 0.6%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027 3.45%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028 1.2%
REC Ltd SR 228-A NCD 7.80 30/05/2026 0.03%
Poonawalla Fincorp Ltd SR A1 NCD 7.65 21/04/2027 1.19%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026 0.03%
LIC Housing Finance Ltd Bonds/NCD 6.65 15/02/2027 0.3%
Tata Capital Housing Finance Ltd SR A Bonds/NCD 7.8445 18/09/2026 0.14%
Small Industries Devp. Bank of India Ltd CD 28/10/2026 0.85%
Bank Of Baroda CD 03/06/2026 1.16%
Bank Of Baroda CD 05/11/2026 1.41%
Canara Bank CD 18/03/2026 0.03%
Axis Bank Ltd CD 14/01/2027 3.91%
National Bank For Agriculture & Rural Development CD 14/01/2027 1.39%
Bank of India CD 05/03/2026 0.59%
Bank Of Baroda CD 09/02/2026 0.03%
Bank Of Baroda CD 23/02/2026 0.12%
Small Industries Devp. Bank of India Ltd CP 06/03/2026 0.59%
Reserve Bank of India T-Bills 182-D 21/05/2026 0.29%
Bahadur Chand Investments Pvt. Ltd CP 362-D 18/11/2026 0.56%
Tata Teleservices Ltd CP 364-D 17/11/2026 0.84%
Nuvama Wealth Finance Ltd SR Q8W501A Debenture 8.95 19/05/2028 0.89%
Nirma Ltd SR VII TR B Debenture 8.40 07/04/2026 0.45%
HDB Financial Services Ltd SR 189 Debenture 7.99 16/03/2026 0.09%
National Bank For Agriculture & Rural Development SR 23 G Debenture 7.57 19/03/2026 3.4%
REC Ltd SR 219 Debenture 7.60 28/02/2026 2.38%
Reserve Bank of India T-Bills 364-D 21/05/2026 1.46%
Embassy Office Parks REIT SR V TR B NCD 7.05 18/10/2026 0.59%
Jamnagar Utilities and Power Pvt. Ltd SR PPD 6 NCD 6.40 29/09/2026 0.89%
Muthoot Finance Ltd NCD 7.88 22/11/2028 0.45%
Godrej Seeds & Genetics Ltd SR 4 STRPP NCD 7.68 27/10/2028 0.29%
Godrej Seeds & Genetics Ltd SR 3 STRPP NCD 7.68 28/07/2028 0.29%
Godrej Seeds & Genetics Ltd SR 1 STRPP NCD 7.68 28/01/2028 0.27%
Godrej Seeds & Genetics Ltd SR 2 STRPP NCD 7.68 28/04/2028 0.29%
Maharashtra State SDL 8.08 15/06/2026 0.02%
Andhra Pradesh State SDL 7.85 13/07/2026 0.03%
Tamilnadu State SDL 8.49 10/02/2026 0.75%
Rajasthan State SDL 7.17 28/09/2026 0.01%
Shriram Finance Ltd SERIES A1 PTC Securitised Debt 18/10/2028 0.02%
Small Industries Devp. Bank of India Ltd CD 27/02/2026 0.44%
IDBI Bank Ltd CD 26/02/2026 0.44%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50 0.36%
Radhakrishna Securitisation Trust Sec. Debt 1.24%
Reserve Bank of India T-Bills 182-D 28/05/2026 1.17%
Reserve Bank of India T-Bills 182-D 27/02/2026 0.59%
Bajaj Housing Finance Ltd CP 283-D 05/06/2026 1.45%
Reserve Bank of India T-Bills 182-D 19/02/2026 1.19%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026 1.79%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.75%
Jubilant Bevco Ltd Debenture 31/05/2028 0.64%
Vedanta Ltd SR I Debenture 9.31 03/12/2027 0.3%
Reserve Bank of India T-Bills 364-D 04/06/2026 0.58%
Piramal Finance Ltd Debenture 9.15 17/06/2027 1.05%
Barclays Investments & Loans (India) Pvt Ltd CP 249-D 27/02/2026 0.59%
Small Industries Devp. Bank of India Ltd CP 231-D 03/03/2026 0.89%
Godrej Properties Ltd SR 1 Debenture 8.40 25/01/2028 0.15%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026 0.89%
Reserve Bank of India T-Bills 182-D 19/03/2026 0.89%
Bajaj Housing Finance Ltd NCD 16/02/2026 1.19%
Bajaj Housing Finance Ltd NCD 7.9237 16/03/2026 3.83%
360 ONE Wealth Ltd NCD 8.80 22/06/2028 0.89%
Reserve Bank of India T-Bills 182-D 08/05/2026 0.15%
IIFL Finance Ltd CP 91-D 10/02/2026 2.38%
Reserve Bank of India T-Bills 364-D 19/03/2026 1.83%
Hindustan Zinc Ltd Debenture 7.75 21/03/2026 0.3%
360 ONE Wealth Ltd Debenture 8.75 10/09/2027 0.59%
Reserve Bank of India T-Bills 182-D 04/06/2026 0.58%
Small Industries Devp. Bank of India Ltd CP 182-D 03/06/2026 1.45%
Manappuram Finance Ltd CP 365-D 03/12/2026 0.56%
IIFL Capital Services Ltd CP 91-D 16/03/2026 0.44%
SBICAP Securities Ltd CP 91-D 06/03/2026 0.3%
Standard Chartered Capital Ltd CP 365-D 26/05/2026 0.15%
Muthoot Finance Ltd CP 360-D 22/01/2027 0.55%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027 0.3%
Tamilnadu State SDL 7.07 14/12/2026 0.45%
Manappuram Finance Ltd CP 313-D 21/09/2026 0.57%
Torrent Pharmaceuticals Ltd CP 337-D 22/12/2026 0.81%
Adani Power Ltd SR II Debenture 8.20 25/01/2029 1.13%
Bajaj Finance Ltd Debenture 18/02/2026 0.04%
Tata Capital Financial Services Ltd SR P STRPP I Debenture 8.30 13/03/2026 0.03%
GOI Sec 04/10/2028 1.35%
CDMDF Class A2 0.27%
Union Bank of India CD 19/01/2027 0.84%
HDFC Bank Ltd CD 22/01/2027 1.95%
Small Industries Devp. Bank of India Ltd CD 28/01/2027 0.56%
UCO Bank CD 15/05/2026 0.88%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026 0.03%
Gujarat State SDL 6.04 20/10/2026 0.6%
Gujarat State SDL 09/11/2026 0.27%
Torrent Pharmaceuticals Ltd SR 1 Debenture 7.45 19/01/2028 1.19%
Tata Housing Devp. Co. Ltd CP 364-D 15/01/2027 0.83%
IIFL Finance Ltd CP 364-D 21/01/2027 0.82%
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026 0.83%
Bahadur Chand Investments Pvt. Ltd CP 321-D 04/03/2026 0.44%
Sectors
Company Allocation %
Others 10.05%
Construction 2.44%
Sovereign 1.49%
Energy 1.28%
Consumer Staples 2.23%
Metals & Mining 1.80%
Financial 72.82%
Healthcare 4.54%
Capital Goods 0.89%
Communication 2.46%

Risk Associated

Low to Moderate
  • Investors be aware that principal under this fund will be at Low to Moderate risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

  • Funds Offered

    12
  • AUM

    ₹ 1,55,939 Cr
  • Highest Return

    8.27%
About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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1Y Returns

6.86%

3Y Returns

-%

Min. Investment

Rs.500.0

Fund Size

Rs.284.28 Cr

Fund Manager

Rahul Goswami
Low to Moderate Debt G
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NAV

11.03

Min Investment

₹500.0

Fund Size

₹284.28 cr

Fund Manager

Rahul Goswami
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Motilal Oswal Ultra Short Term Reg-G

1 Morning Star

1 Value Research

0.47 %

1 Morning Star

1 Value Research

NAV

16.98

1M Returns

0.47%

1Y Returns

5.26%

3Y Returns

5.74%

Min. Investment

Rs.500.0

Fund Size

Rs.500.02 Cr

Fund Manager

Rakesh Shetty
Low to Moderate Debt G
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NAV

16.98

Min Investment

₹500.0

Fund Size

₹500.02 cr

Fund Manager

Rakesh Shetty
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Nippon India Ultra Short Duration-G

4 Morning Star

2 Value Research

0.61 %

4 Morning Star

2 Value Research

NAV

4179.09

1M Returns

0.61%

1Y Returns

6.65%

3Y Returns

6.88%

Min. Investment

Rs.100.0

Fund Size

Rs.10488.47 Cr

Fund Manager

Vivek Sharma
Moderate Debt G
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NAV

4179.09

Min Investment

₹100.0

Fund Size

₹10488.47 cr

Fund Manager

Vivek Sharma
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