Kotak Savings Reg-IDCWM

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Low to Moderate Debt IDCW Monthly

3 Morning Star

3 Value Research

NAV( 8 Jan 2026)

₹ 10.75
0.37%

Kotak Savings Reg-IDCWM

Invest now

Performance

6.92%3y Returns

0.01% 1D Returns

Investment details

  • Min SIP amount

    ₹ 100
  • Min Lumpsum

    ₹ 100
  • Lock In

    0
  • Expense ratio

    0.82%
  • Exit load

    NIL
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 14,243 Cr
  • Plan

    REGULAR
  • Launch date

    2 Aug 2004
  • Fund type

    OPEN
  • Fund benchmark

    NIFTY Ultra Short Duration Debt Index A-I
  • ISIN

    INF174K01FH7

Fund allocation

Asset allocation

Company holdings
Company Allocation %
UCO Bank CD 15/05/2026 1.03%
Bank Of Baroda CD 23/02/2026 0.14%
Bank Of Baroda CD 09/02/2026 0.03%
HDFC Bank Ltd CD 19/05/2026 2.06%
Small Industries Devp. Bank of India Ltd CD 20/05/2026 1.71%
Bank Of Baroda CD 11/03/2026 1.74%
Export-Import Bank Of India CD 04/03/2026 0.17%
Canara Bank CD 05/03/2026 0.69%
Indian Bank CD 12/03/2026 0.35%
Canara Bank CD 12/03/2026 0.69%
Bank Of Baroda CD 25/11/2026 0.66%
Axis Bank Ltd CD 27/11/2026 0.99%
Bank of India CD 25/05/2026 0.68%
Madhya Pradesh State SDL 8.30 13/01/2026 0.04%
Gujarat State SDL 09/11/2026 0.32%
Panatone Finvest Ltd CP 364-D 13/01/2026 1.4%
Nuvama Wealth Finance Ltd SR Q8W501A Debenture 8.95 19/05/2028 1.05%
Export-Import Bank Of India CP 182-D 25/05/2026 1.37%
Reserve Bank of India T-Bills 182-D 28/05/2026 1.37%
Small Industries Devp. Bank of India Ltd SR IV Debenture 7.11 27/02/2026 0.04%
Reserve Bank of India T-Bills 182-D 19/03/2026 1.04%
L&T Finance Ltd SR-J Bonds 8.43 28/09/2026 0.07%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028 1.42%
LIC Housing Finance Ltd NCD 7.7201 12/02/2026 1.05%
Bajaj Housing Finance Ltd NCD 7.9237 16/03/2026 4.52%
Tamilnadu State SDL 7.07 14/12/2026 0.53%
Gujarat State SDL 6.04 20/10/2026 0.7%
Tamilnadu State SDL 8.49 10/02/2026 1.41%
Rajasthan State SDL 7.17 28/09/2026 0.02%
Bajaj Finance Ltd Debenture 18/02/2026 0.04%
Tata Capital Financial Services Ltd SR P STRPP I Debenture 8.30 13/03/2026 0.04%
Bajaj Finance Ltd SR 286 TR Debenture 27/02/2026 0.18%
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026 0.99%
Standard Chartered Capital Ltd CP 365-D 26/05/2026 0.17%
Canara Bank CD 27/02/2026 0.17%
Bank of India CD 05/03/2026 0.69%
Punjab National Bank CD 13/03/2026 1.39%
GOI Sec 17/12/2026 0.17%
GOI Sec 7.59 11/01/2026 0.7%
Reserve Bank of India T-Bills 182-D 27/02/2026 0.7%
Bajaj Housing Finance Ltd CP 283-D 05/06/2026 1.71%
Reserve Bank of India T-Bills 182-D 19/02/2026 1.39%
360 ONE Wealth Ltd Debenture 8.75 10/09/2027 0.7%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026 2.12%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.89%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027 0.54%
Reserve Bank of India T-Bills 364-D 21/05/2026 1.72%
Jubilant Bevco Ltd Debenture 31/05/2028 0.75%
Vedanta Ltd SR I Debenture 9.31 03/12/2027 0.35%
Reserve Bank of India T-Bills 364-D 04/06/2026 0.69%
Piramal Finance Ltd Debenture 9.15 17/06/2027 1.24%
Barclays Investments & Loans (India) Pvt Ltd CP 249-D 27/02/2026 0.69%
Small Industries Devp. Bank of India Ltd CP 231-D 03/03/2026 0.35%
Bank Of Baroda CD 05/11/2026 1.66%
Bank Of Baroda CD 03/06/2026 1.37%
Small Industries Devp. Bank of India Ltd CD 11/03/2026 2.78%
Axis Bank Ltd CD 05/03/2026 1.39%
Union Bank of India CD 25/02/2026 0.52%
IDBI Bank Ltd CD 26/02/2026 0.52%
Canara Bank CD 18/03/2026 0.03%
Small Industries Devp. Bank of India Ltd CD 27/02/2026 0.52%
Indusind Bank Ltd CD 24/02/2026 0.7%
Canara Bank CD 24/02/2026 0.7%
Liquid Gold Series 14 SERIES 14 SERIES A SO 20/07/2027 0.79%
Liquid Gold Series 9 SERIES 9 SERIES A SO 0.74%
CDMDF Class A2 0.32%
Credila Financial Services Ltd CP 364-D 02/02/2026 1.4%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027 1.41%
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026 0.18%
Reserve Bank of India T-Bills 364-D 19/03/2026 2.15%
Hindustan Zinc Ltd Debenture 7.75 21/03/2026 0.35%
Bahadur Chand Investments Pvt. Ltd CP 321-D 04/03/2026 0.52%
HDFC Bank Ltd CD 04/02/2026 0.35%
HDFC Bank Ltd CD 24/03/2026 0.35%
Canara Bank CD 04/02/2026 2.44%
HDFC Bank Ltd CD 06/02/2026 0.07%
Small Industries Devp. Bank of India Ltd CD 06/02/2026 1.05%
Indian Bank CD 04/02/2026 0.21%
Indian Bank CD 19/01/2026 0.52%
Union Bank of India CD 16/01/2026 0.35%
Small Industries Devp. Bank of India Ltd CD 28/10/2026 1.0%
Bank Of Baroda CD 20/05/2026 1.71%
Can Fin Homes Ltd FRB 8.45 27/05/2026 0.71%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50 0.42%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026 0.39%
Radhakrishna Securitisation Trust Sec. Debt 1.47%
Shriram Finance Ltd SERIES A1 PTC Securitised Debt 18/10/2028 0.04%
Net Payables -13.78%
Reserve Bank of India T-Bills 182-D 04/06/2026 0.69%
Small Industries Devp. Bank of India Ltd CP 182-D 03/06/2026 1.71%
Manappuram Finance Ltd CP 365-D 03/12/2026 0.66%
LIC Housing Finance Ltd Debenture 6.40 30/11/2026 0.02%
Muthoot Finance Ltd Debenture 8.78 20/05/2027 0.71%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027 4.08%
Nirma Ltd SR VII TR B Debenture 8.40 07/04/2026 0.53%
IIFL Capital Services Ltd CP 91-D 16/03/2026 0.52%
SBICAP Securities Ltd CP 91-D 06/03/2026 0.35%
Bajaj Housing Finance Ltd NCD 16/02/2026 0.35%
Godrej Seeds & Genetics Ltd SR 3 STRPP NCD 7.68 28/07/2028 0.35%
Godrej Seeds & Genetics Ltd SR 4 STRPP NCD 7.68 27/10/2028 0.35%
Godrej Seeds & Genetics Ltd SR 2 STRPP NCD 7.68 28/04/2028 0.35%
Godrej Seeds & Genetics Ltd SR 1 STRPP NCD 7.68 28/01/2028 0.31%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027 0.35%
Power Finance Corporation Ltd SR BS 230 NCD 7.37 22/05/2026 0.04%
Tata Capital Housing Finance Ltd SR A Bonds/NCD 7.8445 18/09/2026 0.17%
LIC Housing Finance Ltd Bonds/NCD 6.65 15/02/2027 0.35%
Godrej Properties Ltd SR 1 Debenture 8.40 25/01/2028 0.18%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026 1.06%
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026 0.04%
Reserve Bank of India T-Bills 182-D 08/05/2026 2.24%
IIFL Finance Ltd CP 91-D 10/02/2026 2.78%
REC Ltd SR 228-A NCD 7.80 30/05/2026 0.04%
Muthoot Finance Ltd NCD 7.88 22/11/2028 0.53%
Embassy Office Parks REIT SR V TR B NCD 7.05 18/10/2026 0.7%
Jamnagar Utilities and Power Pvt. Ltd SR PPD 6 NCD 6.40 29/09/2026 1.05%
Poonawalla Fincorp Ltd SR A1 NCD 7.65 21/04/2027 1.4%
Maharashtra State SDL 8.08 15/06/2026 0.02%
Andhra Pradesh State SDL 7.85 13/07/2026 0.04%
Tamilnadu State SDL 8.27 13/01/2026 0.07%
Manappuram Finance Ltd CP 313-D 21/09/2026 0.67%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027 1.39%
Reserve Bank of India T-Bills 182-D 21/05/2026 0.34%
Bahadur Chand Investments Pvt. Ltd CP 362-D 18/11/2026 0.66%
Small Industries Devp. Bank of India Ltd CP 06/03/2026 0.69%
Tata Teleservices Ltd CP 364-D 17/11/2026 0.99%
GOI Sec 04/10/2028 1.59%
ICICI Securities Ltd CP 365-D 16/01/2026 0.7%
Muthoot Finance Ltd CP 363-D 15/01/2026 0.7%
Muthoot Finance Ltd CP 364-D 22/01/2026 0.35%
Citi Corp Finance Ltd SR 817 RR Debenture 16/03/2027 1.05%
HDB Financial Services Ltd SR 189 Debenture 7.99 16/03/2026 0.11%
Samvardhana Motherson International Ltd Debenture 8.15 23/01/2026 0.35%
National Bank For Agriculture & Rural Development SR 23 G Debenture 7.57 19/03/2026 4.01%
REC Ltd SR 219 Debenture 7.60 28/02/2026 3.34%
Sectors
Company Allocation %
Others -8.72%
Construction 1.90%
Automobile 0.35%
Sovereign 2.46%
Consumer Staples 2.64%
Energy 0.18%
Metals & Mining 2.11%
Financial 92.10%
Healthcare 3.01%
Capital Goods 1.05%
Communication 2.92%

Risk Associated

Low to Moderate
  • Investors be aware that principal under this fund will be at Low to Moderate risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

  • Funds Offered

    12
  • AUM

    ₹ 1,48,720 Cr
  • Highest Return

    7.93%
About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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4 Value Research

0.4 %

4 Morning Star

4 Value Research

NAV

6163.69

1M Returns

0.4%

1Y Returns

6.92%

3Y Returns

7.09%

Min. Investment

Rs.500.0

Fund Size

Rs.14639.39 Cr

Fund Manager

R Arun
Moderate Debt G
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NAV

6163.69

Min Investment

₹500.0

Fund Size

₹14639.39 cr

Fund Manager

R Arun
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Franklin India Ultra Short Duration Reg-G

0 Morning Star

0 Value Research

0.39 %

0 Morning Star

0 Value Research

NAV

10.96

1M Returns

0.39%

1Y Returns

6.95%

3Y Returns

-%

Min. Investment

Rs.500.0

Fund Size

Rs.275.67 Cr

Fund Manager

Rahul Goswami
Low to Moderate Debt G
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NAV

10.96

Min Investment

₹500.0

Fund Size

₹275.67 cr

Fund Manager

Rahul Goswami
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Motilal Oswal Ultra Short Term Reg-G

1 Morning Star

1 Value Research

0.32 %

1 Morning Star

1 Value Research

NAV

16.9

1M Returns

0.32%

1Y Returns

5.37%

3Y Returns

5.72%

Min. Investment

Rs.500.0

Fund Size

Rs.513.01 Cr

Fund Manager

Rakesh Shetty
Low to Moderate Debt G
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NAV

16.9

Min Investment

₹500.0

Fund Size

₹513.01 cr

Fund Manager

Rakesh Shetty
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Nippon India Ultra Short Duration-G

4 Morning Star

3 Value Research

0.38 %

4 Morning Star

3 Value Research

NAV

4152.23

1M Returns

0.38%

1Y Returns

6.72%

3Y Returns

6.87%

Min. Investment

Rs.100.0

Fund Size

Rs.11059.57 Cr

Fund Manager

Vivek Sharma
Moderate Debt G
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NAV

4152.23

Min Investment

₹100.0

Fund Size

₹11059.57 cr

Fund Manager

Vivek Sharma
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HDFC Ultra Short Term Fund Reg-G

3 Morning Star

3 Value Research

0.34 %

3 Morning Star

3 Value Research

NAV

15.62

1M Returns

0.34%

1Y Returns

6.84%

3Y Returns

7.06%

Min. Investment

Rs.100.0

Fund Size

Rs.17235.34 Cr

Fund Manager

Anil Bamboli
Low to Moderate Debt G
More

NAV

15.62

Min Investment

₹100.0

Fund Size

₹17235.34 cr

Fund Manager

Anil Bamboli
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