LIC MF Banking & PSU-IDCWM

Fund Category: Banking and PSU

Fund Category Banking and PSU

Moderate Debt IDCW Monthly

2 Morning Star

3 Value Research

NAV( 29 May 2025)

₹ 13.09

1.2%

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LIC MF Banking & PSU-IDCWM

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Performance

7.38%3y Returns

0.05% 1D Returns

Investment details

Min SIP amount

₹ 200
Min Lumpsum

₹ 5000
Lock In

0
Expense ratio

0.78%
Exit load

NIL

L After 365 days

Fund details

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Fund size

₹ 1,829 Cr
Plan

REGULAR
Launch date

28 May 2007
Fund type

OPEN
Fund benchmark

Nifty Banking & PSU Debt Index A-II
ISIN

INF767K01543

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Housing & Urban Development Corporation Ltd SR E NCD 7.29 12/02/2035	1.42%
Indian Oil Corporation Ltd SR XXVII NCD 7.25 06/01/2030	0.81%
Maharashtra State SDL 7.12 05/02/2036	0.86%
Housing & Urban Development Corporation Ltd SR A Debenture 6.90 23/04/2032	2.74%
NHPC Ltd SR-V2 STRPP C Bonds 7.52 06/06/2025	0.58%
Power Grid Corporation of India Ltd SR-LVIII Bonds 7.89 09/03/2027	1.41%
Power Finance Corporation Ltd SR 248B Bonds 7.45	0.84%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028	0.84%
Small Industries Devp. Bank of India Ltd SR VIII Bonds 7.49 11/06/2029	1.41%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028	2.8%
Power Finance Corporation Ltd SR 246B Bonds 7.38 15/01/2032	0.57%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028	2.8%
National Housing Bank Bonds 7.29 04/07/2031	2.85%
Punjab National Bank SR XXVII Bonds 7.43 23/12/2039	0.28%
Export-Import Bank Of India SR AA01 Bonds 7.14 13/12/2029	1.42%
Indian Railway Finance Corporation Ltd SR 175 NCD 7.57 18/04/2029	1.46%
Indian Railway Finance Corporation Ltd SR 172B Bonds/NCD 7.45 13/10/2028	2.8%
Gujarat State SDL 7.66 10/01/2032	1.47%
Gujarat State SDL 7.71 08/03/2034	2.36%
REC Ltd SR 223B Debenture 7.46 30/06/2028	2.95%
REC Ltd SR GOI-IX Debenture 7.14 02/03/2030	1.69%
Small Industries Devp. Bank of India Ltd SR V Debenture 7.83 24/11/2028	4.36%
Power Finance Corporation Ltd SR 202 C NCD 7.79 22/07/2030	1.52%
Power Finance Corporation Ltd SR 200 NCD 7.40 08/05/2030	1.5%
NHPC Ltd SR Y STRPP-D NCD 7.50 07/10/2028	2.62%
NLC India Ltd SR I NCD 8.09 29/05/2029	3.67%
Housing & Urban Development Corporation Ltd SR F NCD 7.37 12/03/2035	1.42%
Maharashtra State SDL 7.70 08/03/2033	0.44%
Maharashtra State SDL 7.72 25/05/2034	0.9%
Canara Bank CD 03/09/2025	1.34%
Axis Bank Ltd CD 09/09/2025	2.67%
HDFC Bank Ltd CD 04/12/2025	0.79%
Export-Import Bank Of India Bonds/Deb 7.02 25/11/2031	2.84%
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029	2.52%
Maharashtra State SDL 7.47 13/09/2034	0.87%
Export-Import Bank Of India SR Z01 Debenture 7.45 12/04/2028	3.1%
Power Finance Corporation Ltd SR 242A Debenture 7.27 15/10/2031	2.9%
GOI Sec 7.10 08/04/2034	3.89%
CDMDF Class A2	0.26%
REC Ltd SR 234-B Debenture 7.58 31/05/2029	1.5%
Jamnagar Utilities and Power Pvt. Ltd SR PPD8 Debenture 7.43 24/10/2034	2.87%
REC Ltd Debenture 7.34	1.39%
NTPC Ltd SR 75 Debenture 6.69 13/09/2031	0.57%
Bank Of Baroda SR I Debenture 7.39 17/08/2029	2.92%
GOI Sec 7.18 14/08/2033	1.4%
Axis Bank Ltd CD 04/02/2026	0.78%
National Highways Authority of India Ltd SERIES VI Debenture 8.27 28/03/2029	1.45%
Indian Oil Corporation Ltd SR XIV Debenture 7.41 22/10/2029	1.45%
National Bank For Agriculture & Rural Development SR PC1POB1 Debenture 7.43 31/01/2030	1.43%
Nuclear Power Corpn. Of India Ltd SR XXXIV Debenture 7.34 23/01/2030	1.42%
Power Grid Corporation of India Ltd Debenture 8.40 27/05/2028	2.15%
Repo	2.77%
Net Payables	-1.68%
Canara Bank CD 18/12/2025	2.62%
Indian Bank CD 08/01/2026	2.09%
GOI CGL 6.79 02/12/2034	1.45%
Power Grid Corporation of India Ltd SR LXXIX Bonds/Deb 7.08 25/10/2034	1.43%

Sectors

Company	Allocation %
Others	4.42%
Services	1.45%
Construction	3.83%
Sovereign	6.74%
Energy	16.11%
Financial	64.56%
Capital Goods	2.87%

Risk Associated

Moderate

Investors be aware that principal under this fund will be at Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

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LIC Mutual Fund >

Contact Information

Address:

Email:
Website

http://www.licmf.com
Phone:

Funds Offered

34
AUM

₹ 37,606 Cr
Website

http://www.licmf.com

About

LIC Mutual Fund was established by LIC of India which is India's premier and most trusted brand. With a systematic investment discipline coupled with a high standard of financial ethics and corporate governance, LIC Mutual Fund is emerging as a preferred Investment Manager amongst the investor fraternity. LIC Mutual Fund endeavours to create value for its investors by adopting innovative and robust investment strategies, catering to all segments of investors. LIC Mutual Fund believes in providing delight to its customers and partners by way of superior investment experience and unparalleled service.

Fund Manager

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Marzban Irani

Funds Offered

6
AUM

₹ 2,348 Cr
Highest Return

10.51%

About

Marzban Irani Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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Frequently Asked Questions

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What is the current NAV of LIC MF Banking & PSU-IDCWM?

The current NAV of LIC MF Banking & PSU-IDCWM is ₹ 13.0927

How much does LIC MF Banking & PSU-IDCWM charge as expense ratio?

The expense ratio of LIC MF Banking & PSU-IDCWM is 0.78%

How to Redeem LIC MF Banking & PSU-IDCWM Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in LIC MF Banking & PSU-IDCWM?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in LIC MF Banking & PSU-IDCWM through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in LIC MF Banking & PSU-IDCWM based on your investment objective and risk profile.

What is the return of LIC MF Banking & PSU-IDCWM?

For LIC MF Banking & PSU-IDCWM, 3-year return is 7.38% per annum and 5-year return is 5.86% per annum. Check the return performance in detail on the page.