SBI Retirement Benefit - Conservative Plan Reg-IDCW

Fund Category: Retirement

Fund Category Retirement

Moderately High Other IDCW

0 Morning Star

3 Value Research

NAV( 16 Mar 2026)

₹ 14.11
-2.02%

SBI Retirement Benefit - Conservative Plan Reg-IDCW

Invest now

Performance

7.51%3y Returns

0.01% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 5000
  • Lock In

    1825
  • Expense ratio

    1.38%
  • Exit load

    NIL
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 162 Cr
  • Plan

    REGULAR
  • Launch date

    20 Jan 2021
  • Fund type

    OPEN
  • Fund benchmark

    CRISIL Hybrid 85+15 Conservative Index
  • ISIN

    INF200KA1T21

Fund allocation

Asset allocation

Company holdings
Company Allocation %
GOI Sec 7.43 19/01/2076 6.2%
TVS Motor Company Ltd 0.41%
Reliance Industries Ltd 1.14%
Union Bank of India SR XXXII Additional Tier 1 Bo 8.70 2.48%
LTIMindtree Ltd 0.22%
Godrej Properties Ltd 0.2%
Repo 15.65%
Net Receivables 1.7%
Thermax Ltd 0.23%
Timken India Ltd 0.44%
NUVOCO Vistas Corp Ltd 0.03%
Larsen & Toubro Ltd 0.86%
HDB Financial Services Ltd 0.2%
Jubilant FoodWorks Ltd 0.26%
Oberoi Realty Ltd 0.21%
Endurance Technologies Ltd 0.25%
Torrent Power Ltd 0.3%
Sona BLW Precision Forgings Ltd 0.22%
Kotak Mahindra Bank Ltd 0.53%
GOI Sec 6.33 05/05/2035 4.53%
GOI Sec 7.09 25/11/2074 5.91%
Voltas Ltd 0.3%
ZF Commercial Vehicle Control Systems India Ltd 0.38%
The Indian Hotels Company Ltd 0.27%
FSN E-Commerce Ventures Ltd 0.24%
Maruti Suzuki India Ltd 0.77%
Godrej Properties Ltd SR A NCD 8.15 03/07/2026 3.09%
Ultratech Cement Ltd 0.66%
State Bank of India 0.94%
Urban Company Ltd 0.45%
Kajaria Ceramics Ltd 0.23%
Berger Paints India Ltd 0.23%
GOI Sec 6.90 15/04/2065 17.34%
Grindwell Norton Ltd 0.24%
Esab India Ltd 0.17%
Balrampur Chini Mills Ltd 0.23%
Carborundum Universal Ltd 0.1%
HDFC Bank Ltd 1.53%
Hindalco Industries Ltd 0.4%
Pidilite Industries Ltd 0.28%
Pitti Engineering Ltd 0.15%
Page Industries Ltd 0.18%
Divi's Laboratories Ltd 0.23%
DLF Ltd 0.21%
Axis Bank Ltd 0.6%
Bajaj Finance Ltd 0.44%
Bajaj Finserv Ltd 0.34%
Navin Fluorine International Ltd 0.23%
L&T Technology Services Ltd 0.29%
Dr. Lal Pathlabs Ltd 0.19%
ICICI Prudential Life Insurance Company Ltd 0.24%
Asian Paints Ltd 0.29%
ABB India Ltd 0.21%
Brigade Hotel Ventures Ltd 0.16%
Schaeffler India Ltd 0.35%
Honeywell Automation India Ltd 0.24%
ICICI Bank Ltd 1.17%
Abbott India Ltd 0.26%
AIA Engineering Ltd 0.15%
Infosys Ltd 0.65%
Torrent Power Ltd SR 11 TR 11B Debenture 8.50 07/06/2032 3.19%
TVS Motor Company Ltd Pref. Shares 6.00 01/09/2026 0.01%
Bharat Sanchar Nigam Ltd SR II TR A Debenture 7.72 22/12/2032 6.28%
REC Ltd SR 218 B Debenture 7.69 31/01/2033 3.15%
Sundaram Finance Ltd SR Y3 Debenture 8.23 05/07/2034 3.15%
Summit Digitel Infrastructure Pvt. Ltd Debenture 7.58 30/10/2031 4.66%
Tata Power Renewable Energy Ltd Debenture 7.85 19/09/2034 3.16%
Sectors
Company Allocation %
Others 17.35%
Automobile 2.04%
Construction 4.57%
Consumer Staples 0.68%
Materials 1.44%
Financial 14.53%
Capital Goods 4.95%
Consumer Discretionary 0.30%
Chemicals 0.51%
Textiles 0.18%
Services 0.93%
Sovereign 33.98%
Energy 4.63%
Technology 1.16%
Insurance 0.24%
Metals & Mining 0.89%
Healthcare 0.68%
Communication 10.94%

Risk Associated

Moderately High
  • Investors be aware that principal under this fund will be at Moderately High risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

9th FLOOR,Crescenzo,C-39&39,G Block Bandra Kurla Complex,Bandra (east)

About

With 30? years of rich experience in fund management, SBI Funds Management Pvt. Ltd. brings forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India - India's largest bank. It is a joint venture between SBI and AMUNDI (France), one of the world's leading fund management company.

  • Funds Offered

    17
  • AUM

    ₹ 1,66,840 Cr
  • Highest Return

    14.22%
About

Dinesh Ahuja Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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