Union Retirement Reg-IDCW

Fund Category: Retirement

Fund Category Retirement

Very High Other IDCW

0 Morning Star

3 Value Research

NAV( 16 Feb 2026)

₹ 16.18
1.51%

Union Retirement Reg-IDCW

Invest now

Performance

17.77%3y Returns

0.62% 1D Returns

Investment details

  • Min SIP amount

    ₹ 500
  • Min Lumpsum

    ₹ 1000
  • Lock In

    1825
  • Expense ratio

    2.4%
  • Exit load

    NIL
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 190 Cr
  • Plan

    REGULAR
  • Launch date

    1 Sep 2022
  • Fund type

    OPEN
  • Fund benchmark

    BSE 500 Total Return Index
  • ISIN

    INF582M01IN9

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Eternal Ltd 0.65%
Acutaas Chemicals Ltd 2.01%
Tata Motors Ltd 0.72%
Torrent Pharmaceuticals Ltd 1.16%
ITC Hotels Ltd 0.04%
Bajaj Finance Ltd 0.76%
Jio Financial Services Ltd 1.22%
Ujjivan Small Finance Bank Ltd 1.2%
GE Vernova T&D India Ltd 1.44%
Amber Enterprises India Ltd 0.78%
KSB Ltd 0.47%
Karur Vysya Bank Ltd 1.73%
Kei Industries Ltd 0.53%
Shriram Finance Ltd 0.86%
Solar Industries India Ltd 1.88%
Titan Company Ltd 1.46%
Home First Finance Company India Ltd 0.68%
HDFC Asset Management Company Ltd 1.07%
Repo 1.63%
KFin Technologies Ltd 1.23%
Sun Pharmaceutical Industries Ltd 0.84%
Computer Age Management Services Ltd 0.55%
Blue Star Ltd 0.92%
Azad Engineering Ltd 1.01%
Jyoti CNC Automation Ltd 1.04%
Eureka Forbes Ltd 1.15%
Data Patterns (India) Ltd 0.49%
LG Electronics India Ltd Equity 0.54%
Navin Fluorine International Ltd 1.44%
Ajanta Pharma Ltd 0.97%
Dixon Technologies (India) Ltd 0.66%
Bharat Electronics Ltd 2.24%
DOMS Industries Ltd 0.9%
JSW Energy Ltd 0.73%
Max Healthcare Institute Ltd 1.19%
S.J.S Enterprises Ltd 1.58%
Tata Steel Ltd 0.91%
Tata Consumer Products Ltd 2.21%
TVS Motor Company Ltd 0.99%
Kirloskar Oil Engines Ltd 0.85%
Endurance Technologies Ltd 0.51%
Oil India Ltd 0.94%
Tech Mahindra Ltd 0.64%
Bharti Airtel Ltd 1.76%
Net Payables -0.34%
Multi Commodity Exchange Of India Ltd 2.66%
360 One Wam Ltd 1.19%
Hindustan Petroleum Corporation Ltd 0.54%
Cholamandalam Investment & Finance Company Ltd 0.86%
Godrej Consumer Products Ltd 0.94%
CG Power & Industrial Solutions Ltd 0.46%
Cummins India Ltd 0.93%
TVS Motor Company Ltd Pref. Shares 6.00 01/09/2026 0.01%
Mphasis Ltd 1.86%
Elantas Beck India Ltd 0.4%
Info Edge (India) Ltd 0.85%
Max Financial Services Ltd 1.49%
UNO Minda Ltd 0.5%
Reliance Industries Ltd 2.68%
Gabriel India Ltd 1.06%
JK Cement Ltd 1.25%
Infosys Ltd 2.72%
Mahindra & Mahindra Ltd 1.53%
Hero Motocorp Ltd 0.44%
Hexaware Technologies Ltd 1.1%
HCL Technologies Ltd 1.07%
ICICI Bank Ltd 6.02%
Maruti Suzuki India Ltd 1.31%
Larsen & Toubro Ltd 2.07%
Lupin Ltd 0.57%
HDFC Bank Ltd 6.27%
JSW Steel Ltd 1.05%
The Phoenix Mills Ltd 1.41%
Trent Ltd 0.8%
Ultratech Cement Ltd 1.19%
Reserve Bank of India T-Bills 364-D 16/04/2026 0.08%
Hindalco Industries Ltd 0.86%
ZF Commercial Vehicle Control Systems India Ltd 1.58%
NTPC Ltd 0.94%
Muthoot Finance Ltd 2.01%
State Bank of India 3.06%
Sectors
Company Allocation %
Others 1.29%
Automobile 10.23%
Construction 3.48%
Consumer Staples 4.05%
Materials 2.44%
Financial 29.73%
Capital Goods 10.85%
Consumer Discretionary 3.70%
Chemicals 3.72%
Services 5.55%
Energy 5.10%
Technology 7.39%
Metals & Mining 3.97%
Healthcare 6.74%
Communication 1.76%

Risk Associated

Very High
  • Investors be aware that principal under this fund will be at Very High risk.
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

About

Union Mutual Fund is sponsored by Union Bank of India and Dai-ichi Life Holdings, Inc. Union Bank of India is one of the leading public sector banks in India. The Bank has a network of about 4287 domestic branches. Union Bank of India is the first large public sector bank in the country to have implemented 100% networking of branches. Dai-ichi Life is a financial services holding company engaged in carrying out both insurance and asset management businesses through various subsidiaries and affiliated companies. Over the past 10 years, Dai-ichi Life has expanded its business globally.

  • Funds Offered

    10
  • AUM

    ₹ 21,605 Cr
  • Highest Return

    13.72%
About

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