Aditya Birla SL Savings Ret-DAP Discipline Advantage

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Moderate Debt -

5 Morning Star

0 Value Research

NAV( 12 May 2026)

₹ 330.55
0.45%

Aditya Birla SL Savings Ret-DAP Discipline Advantage

Invest now

Performance

7.26%3y Returns

0.03% 1D Returns

Investment details

  • Min SIP amount

    ₹ -
  • Min Lumpsum

    ₹ -
  • Lock In

    0
  • Expense ratio

    0.24%
  • Exit load

    2.50% For redemptions or switches (to schemes other than eligible equity schemes) within 2 years, exit load of 2.50% will apply.
    L After 365 days

Fund details

View Fund Documents
  • Fund size

    ₹ 19,985 Cr
  • Plan

    REGULAR
  • Launch date

    22 Jun 2009
  • Fund type

    OPEN
  • Fund benchmark

    NIFTY Ultra Short Duration Debt Index A-I
  • ISIN

    INF209K01JT8

Fund allocation

Asset allocation

Company holdings
Company Allocation %
Power Finance Corporation Ltd SR 251A Bonds 6.27 15/07/2027 1.48%
National Bank For Agriculture & Rural Development SR 25E Bonds 7.53 24/03/2028 1.12%
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028 1.94%
PNB Housing Finance Ltd SR LVIII OP A Bonds 8.60 28/06/2026 0.05%
360 ONE Wealth Ltd NCD 9.40 04/03/2027 0.75%
Godrej Properties Ltd SR A NCD 8.15 03/07/2026 0.75%
Aditya Birla Housing Finance Ltd SR K2 NCD 7.8989 08/06/2027 0.25%
Nagaland State SDL 6.89 23/11/2026 0.03%
Tamilnadu State SDL 7.37 14/09/2026 0.25%
GOI Sec 15/04/2028 0.11%
GOI Sec 15/10/2028 0.11%
GOI Sec 15/10/2026 0.12%
Bharti Telecom Ltd SR XXIX Debenture 7.75 29/02/2028 1.02%
Torrent Power Ltd SR 12 TR 12B Debenture 8.40 18/01/2027 0.13%
Hinduja Housing FInance Ltd Debenture 8.85 01/01/2027 0.63%
Reserve Bank of India T-Bills 364-D 24/09/2026 0.17%
REC Ltd SR 232 A Debenture 7.59 31/05/2027 0.13%
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027 0.01%
Tata Teleservices (Maharashtra) Ltd CP 364-D 17/11/2026 2.88%
Reserve Bank of India T-Bills 364-D 02/10/2026 1.22%
Reserve Bank of India T-Bills 182-D 21/05/2026 0.75%
Muthoot Finance Ltd CP 362-D 18/11/2026 0.12%
Mindspace Business Parks REIT SR Debenture 6.9601 08/12/2028 0.8%
Muthoot Finance Ltd CP 365-D 03/12/2026 0.36%
Indian Bank CD 30/10/2026 0.12%
Small Industries Devp. Bank of India Ltd CD 10/11/2026 2.41%
Yes Bank Ltd CD 25/03/2027 0.47%
Punjab National Bank CD 18/03/2027 3.29%
Yes Bank Ltd CD 24/03/2027 1.17%
Indusind Bank Ltd CD 18/12/2026 0.96%
HDFC Bank Ltd CD 15/02/2027 0.59%
National Bank For Agriculture & Rural Development CD 18/03/2027 3.72%
LIC Housing Finance Ltd NCD 6.90 17/09/2027 0.25%
REC Ltd SR 231A NCD 7.64 30/04/2027 0.25%
GOI Sec 6.45 02/06/2027 0.15%
Gujarat State SDL 6.04 20/10/2026 0.63%
Tata Motors Ltd SR E28-B TR I Debenture 8.50 30/12/2026 0.5%
REC Ltd SERIES 168 Debenture 8.56 29/11/2028 0.1%
Adani Airport Holdings Ltd Debenture 9.35 08/09/2028 0.65%
SK Finance Ltd Debenture 9.25 10/10/2027 1.25%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026 1.61%
Avanse Financial Services Ltd SR 41 Debenture 9.40 29/10/2027 1.5%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027 0.25%
Reserve Bank of India T-Bills 182-D 18/09/2026 4.9%
Muthoot Finance Ltd Debenture 8.65 31/01/2028 1.18%
Nuvama Wealth Finance Ltd SR NWFL200824/05 Debenture 9.75 16/04/2027 0.33%
Small Industries Devp. Bank of India Ltd CD 13/10/2026 0.73%
HDFC Bank Ltd CD 21/09/2026 2.68%
Axis Bank Ltd CD 16/12/2026 0.24%
GOI Sec 04/10/2028 0.51%
Rajasthan State SDL 6.48 02/03/2027 0.25%
Chhattisgarh State SDL 8.11 31/01/2028 0.03%
Rajasthan State SDL 8.13 27/03/2028 0.05%
Rajasthan State SDL 8.44 07/03/2028 0.05%
Piramal Finance Ltd CP 365-D 30/10/2026 0.02%
Tata Projects Ltd CP 300-D 08/09/2026 0.98%
Muthoot Finance Ltd CP 308-D 08/09/2026 0.12%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027 1.98%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027 0.23%
ICICI Home Finance Company Ltd Debenture 8.25 12/11/2027 1.35%
Reliance Life Sciences Pvt Ltd SR 2 Debenture 7.7954 08/05/2026 0.25%
GIC Housing Finance Ltd SR 8 OP Debenture 8.25 19/06/2026 0.75%
GIC Housing Finance Ltd SR 8 OP Debenture 8.28 21/08/2026 0.5%
Aditya Birla Finance Ltd SR G2 Debenture 6.45 01/10/2026 0.12%
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028 0.38%
RJ Corp Ltd Debenture 7.25 08/12/2028 0.26%
SMFG India Credit Company Ltd CP 359-D 25/09/2026 0.12%
Can Fin Homes Ltd SR 2 Debenture 8.09 04/01/2027 0.63%
JSW Steel Ltd Debenture 8.39 13/05/2027 0.97%
JSW Energy Ltd Debenture 8.75 20/03/2028 1.0%
Cholamandalam Investment & Finance Company Ltd SR 647 Debenture 8.40 18/09/2027 0.63%
Indusind Bank Ltd CD 22/01/2027 0.24%
Kotak Mahindra Bank Ltd CD 29/01/2027 0.12%
Development Bank of Singapore CD 14/08/2026 1.23%
Development Bank of Singapore CD 31/08/2026 1.22%
Yes Bank Ltd CD 05/03/2027 0.24%
Punjab National Bank CD 12/03/2027 0.47%
The Federal Bank Ltd CD 17/02/2027 0.24%
Indusind Bank Ltd CD 14/12/2026 3.59%
Net Payables -4.43%
Bihar State SDL 7.29 28/12/2026 0.05%
Haryana State SDL 7.35 14/09/2026 0.75%
Haryana State SDL 7.28 28/12/2026 0.03%
HDFC Bank Ltd CD 11/09/2026 3.54%
Axis Bank Ltd CD 10/08/2026 0.49%
ICICI Bank Ltd CD 12/02/2027 0.47%
Axis Bank Ltd CD 14/01/2027 0.07%
Bank Of Baroda CD 15/12/2026 0.36%
Bank Of Baroda CD 04/12/2026 0.96%
Piramal Finance Pvt. Ltd Bonds/NCD 8.75 29/10/2027 1.43%
Power Finance Corporation Ltd SR 253 Bonds/NCD 6.73 15/10/2027 0.74%
CDMDF Class A2 0.33%
Madhya Pradesh State SDL 7.76 01/03/2027 0.3%
LIC Housing Finance Ltd Debenture 6.17 03/09/2026 0.09%
Torrent Power Ltd SR 10A Debenture 8.30 02/06/2027 0.18%
Muthoot Finance Ltd Debenture 8.52 07/04/2028 0.98%
Muthoot Finance Ltd Debenture 8.52 26/05/2028 0.5%
Godrej Properties Ltd SR I Debenture 8.30 19/03/2027 0.93%
Torrent Pharmaceuticals Ltd SR 1 Debenture 7.45 19/01/2028 0.74%
National Bank For Agriculture & Rural Development SR-3 Debenture 8.20 16/03/2028 0.38%
REC Ltd SR I Debenture 8.09 21/03/2028 0.43%
REC Ltd SR I Debenture 8.01 24/03/2028 0.2%
Hero Housing Finance Ltd SR 11 OP I Debenture 8.32 29/04/2027 0.38%
Axis Bank Ltd CD 27/11/2026 1.68%
Export-Import Bank Of India CD 01/03/2027 1.18%
LIC Housing Finance Ltd NCD 7.69 11/12/2026 0.25%
Hinduja Leyland Finance Ltd NCD 14/11/2027 1.17%
Chhattisgarh State SDL 6.62 27/10/2028 0.02%
Maharashtra State SDL 6.97 18/02/2028 0.05%
Jubilant Beverages Ltd Debenture 31/05/2028 0.11%
Jubilant Bevco Ltd Debenture 31/05/2028 0.39%
Vedanta Ltd SR I Debenture 9.31 03/12/2027 0.68%
Vedanta Ltd SR II Debenture 9.45 05/06/2028 1.64%
Jm Financial Credit Solutions Ltd SR II TR BX Debenture 9.30 14/08/2026 0.25%
Fullerton India Home Finance Ltd SR 25 NCD 8.35 15/01/2027 0.5%
Godrej Industries Ltd NCD 8.29 26/02/2027 1.2%
Torrent Power Ltd SR NCD 7.45 8-D 11/03/2027 0.25%
Bihar State SDL 6.89 23/11/2026 0.08%
Godrej Industries Ltd SR I Debenture 8.36 28/08/2026 0.38%
JM Financial Products Ltd Debenture 8.92 16/11/2026 0.25%
Pipeline Infrastructure (India) Pvt. Ltd SR 1 Debenture 7.96 11/03/2027 0.08%
Mahindra Rural Housing Finance Ltd SR MRHFLEE2025 Debenture 7.42 23/02/2028 0.81%
Shriram Pistons & Rings Ltd SR I Debenture 7.30 23/08/2027 0.75%
Shriram Pistons & Rings Ltd SR II Debenture 7.35 23/02/2028 0.74%
Godrej Housing Finance Ltd CP 365-D 25/02/2027 0.94%
Godrej Housing Finance Ltd CP 365-D 24/02/2027 0.47%
REC Ltd SR 249A Debenture 6.37 31/03/2027 0.12%
Piramal Finance Ltd Debenture 9.15 17/06/2027 0.76%
Muthoot Finance Ltd Debenture 8.05 25/11/2027 1.74%
REC Ltd SR 250A Debenture 6.60 30/06/2027 0.25%
Rajasthan State SDL 8.44 27/06/2028 0.05%
Haryana State SDL 8.57 04/07/2028 0.23%
Rajasthan State SDL 8.53 29/08/2028 0.05%
Rajasthan State SDL 8.84 12/09/2028 0.26%
Andhra Pradesh State SDL 6.55 27/05/2028 0.02%
Gujarat State SDL 8.50 28/11/2028 0.13%
Tamilnadu State SDL 8.18 19/12/2028 0.26%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026 0.5%
GIC Housing Finance Ltd SR 11 Debenture 7.59 10/06/2027 0.37%
Sundaram Home Finance Ltd SR 341 Debenture 7.98 04/09/2026 0.5%
Arka Fincap Ltd SR XV Debenture 9.40 19/02/2027 0.5%
Shriram Finance Ltd SR XXV TR 14 Debenture 02/09/2027 3.04%
Mindspace Business Parks REIT SR Debenture 14/09/2027 0.74%
Reserve Bank of India T-Bills 364-D 03/09/2026 0.93%
Bharti Telecom Ltd CP 365-D 18/09/2026 0.73%
JTPM Metal Traders Ltd Debenture 30/04/2030 0.55%
Knowledge Realty Trust Debenture 7.20 26/09/2028 0.61%
Godrej Industries Ltd SR 1 Debenture 8.42 27/12/2027 0.2%
Sectors
Company Allocation %
Others -1.31%
Services 0.65%
Construction 5.65%
Automobile 1.99%
Sovereign 1.00%
Energy 0.56%
Consumer Staples 2.54%
Metals & Mining 3.84%
Financial 74.34%
Healthcare 2.85%
Capital Goods 1.00%
Communication 6.84%

Risk Associated

Moderate
  • Investors be aware that principal under this fund will be at Moderate risk
  • This product is suitable for investors who are seeking capital appreciation over long term

Contact Information

Address:

  • Email:

  • Website

    http://mutualfund.adityabirlacapital.com

  • Funds Offered

    109
  • AUM

    ₹ 3,90,601 Cr
  • Website

    http://mutualfund.adityabirlacapital.com

About

Aditya Birla Sun Life Mutual Fund (ABSLMF) is a joint venture between the Aditya Birla Group and the Sun Life Financial Inc. of Canada. The joint venture brings together the Aditya Birla Group's experience in the Indian market and Sun Life's global experience. Having total domestic assets under management of above to Rs.2.9 lakhs crore, ABSLMF is one of the leading Fund Houses in India based on domestic average AUM as published by the Association of Mutual Funds of India. ABSLMF has an impressive mix of reach, a wide range of product offerings across equity, debt, balanced as well as structured asset classes, sound investment performance and over 7 million investor folios.

  • Funds Offered

    7
  • AUM

    ₹ 81,040 Cr
  • Highest Return

    11.78%
About

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0.45 %

5 Morning Star

4 Value Research

NAV

577.75

1M Returns

0.45%

1Y Returns

6.48%

3Y Returns

7.26%

Min. Investment

Rs.1000.0

Fund Size

Rs.19985.39 Cr

Fund Manager

Sunaina da Cunha
Moderate Debt G
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NAV

577.75

Min Investment

₹1000.0

Fund Size

₹19985.39 cr

Fund Manager

Sunaina da Cunha
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Aditya Birla SL Savings Ret-G

5 Morning Star

0 Value Research

0.45 %

5 Morning Star

0 Value Research

NAV

559.08

1M Returns

0.45%

1Y Returns

6.48%

3Y Returns

7.26%

Min. Investment

Rs.10000.0

Fund Size

Rs.19985.39 Cr

Fund Manager

Sunaina da Cunha
Moderate Debt G
More

NAV

559.08

Min Investment

₹10000.0

Fund Size

₹19985.39 cr

Fund Manager

Sunaina da Cunha
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SBI Ultra Short Duration Reg-G

4 Morning Star

5 Value Research

0.33 %

4 Morning Star

5 Value Research

NAV

6283.85

1M Returns

0.33%

1Y Returns

6.17%

3Y Returns

6.93%

Min. Investment

Rs.500.0

Fund Size

Rs.12552.96 Cr

Fund Manager

R Arun
Moderate Debt G
More

NAV

6283.85

Min Investment

₹500.0

Fund Size

₹12552.96 cr

Fund Manager

R Arun
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Franklin India Ultra Short Duration Reg-G

0 Morning Star

3 Value Research

0.37 %

0 Morning Star

3 Value Research

NAV

11.17

1M Returns

0.37%

1Y Returns

6.19%

3Y Returns

-%

Min. Investment

Rs.500.0

Fund Size

Rs.313.66 Cr

Fund Manager

Rahul Goswami
Low to Moderate Debt G
More

NAV

11.17

Min Investment

₹500.0

Fund Size

₹313.66 cr

Fund Manager

Rahul Goswami
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Motilal Oswal Ultra Short Term Reg-G

1 Morning Star

1 Value Research

0.35 %

1 Morning Star

1 Value Research

NAV

17.2

1M Returns

0.35%

1Y Returns

5.14%

3Y Returns

5.68%

Min. Investment

Rs.500.0

Fund Size

Rs.427.73 Cr

Fund Manager

Rakesh Shetty
Low to Moderate Debt G
More

NAV

17.2

Min Investment

₹500.0

Fund Size

₹427.73 cr

Fund Manager

Rakesh Shetty
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Nippon India Ultra Short Duration-G

4 Morning Star

1 Value Research

0.42 %

4 Morning Star

1 Value Research

NAV

4236.55

1M Returns

0.42%

1Y Returns

6.16%

3Y Returns

6.77%

Min. Investment

Rs.100.0

Fund Size

Rs.11082.73 Cr

Fund Manager

Vivek Sharma
Moderate Debt G
More

NAV

4236.55

Min Investment

₹100.0

Fund Size

₹11082.73 cr

Fund Manager

Vivek Sharma
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