Kotak Savings Reg-G

Fund Category: Ultra Short Duration

Fund Category Ultra Short Duration

Low to Moderate Debt G

4 Morning Star

3 Value Research

NAV( 23 Apr 2026)

₹ 44.96

0.63%

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Kotak Savings Reg-G

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Performance

6.81%3y Returns

-0.01% 1D Returns

Investment details

Min SIP amount

₹ 100
Min Lumpsum

₹ 100
Lock In

0
Expense ratio

0.82%
Exit load

NIL

L After 365 days

Fund details

View Fund Documents

Fund size

₹ 14,989 Cr
Plan

REGULAR
Launch date

2 Aug 2004
Fund type

OPEN
Fund benchmark

NIFTY Ultra Short Duration Debt Index A-I
ISIN

INF174K01FD6

Fund allocation

Asset allocation

Company holdings

Company	Allocation %
Rajasthan State SDL 7.17 28/09/2026	0.01%
Maharashtra State SDL 6.90 04/02/2030	1.98%
Tamilnadu State SDL 6.54 25/02/2029	2.98%
Yes Bank Ltd CD 05/03/2027	1.56%
Bank Of Baroda CD 03/06/2026	0.66%
Bank Of Baroda CD 05/11/2026	1.6%
Canara Bank CD 28/01/2027	2.2%
Small Industries Devp. Bank of India Ltd CD 04/02/2027	1.57%
Punjab National Bank CD 04/02/2027	1.41%
LIC Housing Finance Ltd Debenture 6.40 30/11/2026	0.02%
Muthoot Finance Ltd Debenture 8.78 20/05/2027	0.67%
Godrej Properties Ltd SR 1 Debenture 8.40 25/01/2028	0.17%
Manappuram Finance Ltd CP 313-D 21/09/2026	0.64%
Bharti Telecom Ltd SR XXVII Debenture 7.30 01/12/2027	1.31%
Bahadur Chand Investments Pvt. Ltd CP 362-D 18/11/2026	0.63%
Tata Teleservices Ltd CP 364-D 17/11/2026	0.95%
Nuvama Wealth Finance Ltd SR Q8W501A Debenture 8.95 19/05/2028	1.0%
Reserve Bank of India T-Bills 364-D 04/06/2026	0.66%
National Bank For Agriculture & Rural Development SR 24E Debenture 7.80 15/03/2027	3.84%
Tata Motors Finance Ltd SR A ZCB 28/08/2026	0.04%
National Bank For Agriculture & Rural Development SR 25C Bonds 7.44 24/02/2028	1.33%
Repo	0.24%
Net Payables	-0.14%
LIC Housing Finance Ltd Bonds/NCD 6.65 15/02/2027	0.33%
Radhakrishna Securitisation Trust Sec. Debt	1.37%
Liquid Gold Series 14 SERIES 14 SERIES A SO 20/07/2027	0.52%
Bharti Telecom Ltd SR XIX Debenture 8.65 05/11/2027	0.5%
Tata Capital Housing Finance Ltd SR E NCD 7.30 11/02/2028	0.66%
Poonawalla Fincorp Ltd SR A1 NCD 7.65 21/04/2027	1.33%
Embassy Office Parks REIT SR V TR B NCD 7.05 18/10/2026	0.66%
Jamnagar Utilities and Power Pvt. Ltd SR PPD 6 NCD 6.40 29/09/2026	0.99%
Muthoot Finance Ltd NCD 7.88 22/11/2028	0.49%
Tata Capital Housing Finance Ltd SR A Bonds/NCD 7.8445 18/09/2026	0.16%
Can Fin Homes Ltd FRB 8.45 27/05/2026	0.67%
Liquid Gold Series 9 SERIES 9 SERIES A SO	0.48%
National Bank For Agriculture & Rural Development SR 24A FRB 7.50	0.37%
Union Bank of India CD 19/01/2027	0.95%
HDFC Bank Ltd CD 22/01/2027	2.2%
Canara Bank CD 02/02/2027	1.26%
Small Industries Devp. Bank of India Ltd CD 20/05/2026	0.83%
HDFC Bank Ltd CD 19/05/2026	0.33%
HDFC Bank Ltd CD 24/02/2027	1.56%
National Bank For Agriculture & Rural Development CD 02/03/2027	0.94%
Indusind Bank Ltd CD 05/02/2027	0.63%
Bank of India CD 06/05/2026	0.07%
Power Finance Corporation Ltd SR 258A Debenture 6.92 16/02/2028	0.66%
Muthoot Finance Ltd CP 361-D 05/02/2027	0.47%
Muthoot Finance Ltd CP 360-D 22/01/2027	0.63%
Aditya Birla Capital Ltd CP 365-D 26/02/2027	0.78%
Birla Group Holdings Pvt. Ltd CP 365-D 12/03/2027	0.62%
Muthoot Finance Ltd CP 365-D 02/03/2027	0.31%
REC Ltd SR 228-A NCD 7.80 30/05/2026	0.03%
360 ONE Wealth Ltd NCD 8.80 22/06/2028	1.0%
Godrej Seeds & Genetics Ltd SR 3 STRPP NCD 7.68 28/07/2028	0.33%
Godrej Seeds & Genetics Ltd SR 4 STRPP NCD 7.68 27/10/2028	0.33%
Godrej Seeds & Genetics Ltd SR 2 STRPP NCD 7.68 28/04/2028	0.33%
Godrej Seeds & Genetics Ltd SR 1 STRPP NCD 7.68 28/01/2028	0.3%
Tamilnadu State SDL 7.07 14/12/2026	0.5%
Union Bank of India CD 25/06/2026	1.64%
Axis Bank Ltd CD 15/05/2026	0.99%
Small Industries Devp. Bank of India Ltd CD 28/10/2026	0.96%
Punjab & Sind Bank CD 26/02/2027	1.25%
The Federal Bank Ltd CD 28/01/2027	0.79%
Indusind Bank Ltd CD 14/12/2026	1.9%
Torrent Pharmaceuticals Ltd SR 1 Debenture 7.45 19/01/2028	1.32%
Tata Housing Devp. Co. Ltd CP 364-D 15/01/2027	0.94%
IIFL Finance Ltd CP 364-D 21/01/2027	0.93%
Sikka Ports and Terminals Ltd SRPPD12 Debenture 6.75 22/04/2026	0.01%
Vedanta Ltd SR 1 Debenture 9.40 20/02/2027	1.34%
Small Industries Devp. Bank of India Ltd SR II Debenture 7.44 04/09/2026	0.93%
Tata Capital Housing Finance Ltd SR B NCD 7.123 21/07/2027	0.33%
Bank Of Baroda CD 05/02/2027	3.77%
Shriram Finance Ltd SERIES A1 PTC Securitised Debt 18/10/2028	0.01%
Axis Bank Ltd CD 27/11/2026	0.96%
Reserve Bank of India T-Bills 364-D 10/09/2026	0.65%
360 ONE Wealth Ltd Debenture 8.75 10/09/2027	0.66%
Reserve Bank of India T-Bills 182-D 28/05/2026	1.32%
Reserve Bank of India T-Bills 182-D 04/06/2026	0.66%
Small Industries Devp. Bank of India Ltd CP 182-D 03/06/2026	0.66%
Manappuram Finance Ltd CP 365-D 03/12/2026	0.63%
Credila Financial Services Ltd CP 364-D 01/03/2027	0.31%
Muthoot Finance Ltd CP 360-D 04/03/2027	0.62%
Cholamandalam Securities Ltd CP 365-D 12/03/2027	0.43%
Adani Power Ltd SR II Debenture 8.20 25/01/2029	1.26%
Standard Chartered Capital Ltd CP 365-D 26/05/2026	0.16%
Jubilant Bevco Ltd Debenture 31/05/2028	0.72%
Vedanta Ltd SR I Debenture 9.31 03/12/2027	0.34%
GOI Sec 04/10/2028	1.51%
Maharashtra State SDL 8.08 15/06/2026	0.02%
Andhra Pradesh State SDL 7.85 13/07/2026	0.03%
Gujarat State SDL 09/11/2026	0.3%
Gujarat State SDL 6.04 20/10/2026	0.67%
LIC Housing Finance Ltd Debenture 7.865 20/08/2026	1.0%
Muthoot Finance Ltd CP 360-D 04/02/2027	0.31%
IIFL Finance Ltd CP 364-D 10/02/2027	1.54%
Reserve Bank of India T-Bills 182-D 06/08/2026	1.64%
Reserve Bank of India T-Bills 364-D 11/02/2027	1.27%
Reserve Bank of India T-Bills 182-D 13/08/2026	0.65%
GOI Sec 17/12/2026	0.16%
CDMDF Class A2	0.31%
HDFC Bank Ltd CD 14/12/2026	0.95%
Axis Bank Ltd CD 14/01/2027	4.42%
National Bank For Agriculture & Rural Development CD 14/01/2027	1.58%
Small Industries Devp. Bank of India Ltd CD 28/01/2027	0.63%
India Universal Trust AL1 SERIES A1 PTC Sec. Debt 20/09/2026	0.15%
National Bank For Agriculture & Rural Development CD 17/02/2027	0.94%
Small Industries Devp. Bank of India Ltd CD 18/02/2027	1.57%
Mankind Pharma Ltd SR 2 Debenture 7.99 16/10/2026	2.01%
Mankind Pharma Ltd SR 3 Bonds/Deb 7.97 16/11/2027	0.84%
Torrent Pharmaceuticals Ltd CP 337-D 22/12/2026	0.92%
Piramal Finance Ltd Debenture 9.15 17/06/2027	1.17%

Sectors

Company	Allocation %
Others	7.94%
Construction	2.74%
Sovereign	1.67%
Consumer Staples	2.01%
Energy	1.27%
Metals & Mining	1.68%
Financial	73.85%
Healthcare	5.09%
Capital Goods	0.99%
Communication	2.76%

Risk Associated

Low to Moderate

Investors be aware that principal under this fund will be at Low to Moderate risk
This product is suitable for investors who are seeking capital appreciation over long term

About AMC

View All Mutual Funds

Kotak Mahindra Mutual Fund >

Contact Information

Address:

Email:
Website

https://www.kotakmf.com/
Phone:

Funds Offered

97
AUM

₹ 5,55,230 Cr
Website

https://www.kotakmf.com/

About

Kotak Mahindra Asset Management Company Limited (KMAMC), a wholly owned subsidiary of Kotak Mahindra bank Limited. KMAMC started operations in December 1998 and has approximately 21 Lac investors. They offer schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities. They have presence in 82 cities and has 86 branches. Their vision is to be a responsible player in the Indian mutual fund space, always striving to offer best in class products across investor lifecycle.�

Fund Manager

View All Mutual Funds

Deepak Agrawal

Funds Offered

12
AUM

₹ 1,45,142 Cr
Highest Return

7.67%

About

Deepak Agrawal Fund Manager - Role of a fund manager includes buying and selling of securities based on their research and analysis. Check out the mutual fund managers across all the categories for best guidance now

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SIP
One time

SIP amount

/ Monthly

Monthly SIP Date

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Frequently Asked Questions

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What is the current NAV of Kotak Savings Reg-G?

The current NAV of Kotak Savings Reg-G is ₹ 44.9574

How much does Kotak Savings Reg-G charge as expense ratio?

The expense ratio of Kotak Savings Reg-G is 0.82%

How to Redeem Kotak Savings Reg-G Regular Growth?

To redeem, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Portfolio" button on the bottom left of the home screen.
3. Click "View Funds" on the My Portfolio page.
4. Click on the three dots (⋮) next to the fund you want to redeem.
5. Click "Redeem" from the list to complete the process.

What are the steps to invest in Kotak Savings Reg-G?

To invest, follow the steps below:

1. Login to your Moneyfy Account by Tata Capital.
2. Click on the "Mutual Funds" button on the home screen.
3. Search for the fund name in the search bar at the top of the screen.
4. Click on the "Invest Now" button at the bottom.
5. Choose between SIP or Lumpsum option, enter the amount you wish to invest, and then click on "Proceed to pay".
6. Complete the payment and OTP process to confirm your investments.

Secure your future with hassle-free investing on Moneyfy!

Can I invest in Kotak Savings Reg-G through both SIP and lump sum?

You can invest in Both SIP & Lumpsum in Kotak Savings Reg-G based on your investment objective and risk profile.

What is the return of Kotak Savings Reg-G?

For Kotak Savings Reg-G, 3-year return is 6.81% per annum and 5-year return is 5.87% per annum. Check the return performance in detail on the page.

What is the lock-in period in Kotak Savings Reg-G?

The lock-in-period of Kotak Savings Reg-G is 0 years.

How to Start your Investing journey on Tata Moneyfy?

At Tata Moneyfy, we follow 3 easy steps to make mutual fund investments simple, convenient, and quick:

Create account

Complete KYC

Set up your account and update your KYC details

Start investing

Once we verify your KYC details, you’re ready to start investing!

Get Started

Scan the QR code to download the app

Kotak Savings Reg-G

₹ 44.96

0.63%

Kotak Savings Reg-G

Performance

6.81%3y Returns

Investment details

₹ 100

₹ 100

0

0.82%

NIL

L After 365 days

Fund details

₹ 14,989 Cr

REGULAR

2 Aug 2004

OPEN

NIFTY Ultra Short Duration Debt Index A-I

INF174K01FD6

Fund allocation

Risk Associated

Low to Moderate

About AMC

Kotak Mahindra Mutual Fund >

Contact Information

Address:

97

₹ 5,55,230 Cr

About

Fund Manager

Deepak Agrawal

12

₹ 1,45,142 Cr

7.67%

About

Start investing now

Select a Date

Frequently Asked Questions

What is the current NAV of Kotak Savings Reg-G?

How much does Kotak Savings Reg-G charge as expense ratio?

How to Redeem Kotak Savings Reg-G Regular Growth?

What are the steps to invest in Kotak Savings Reg-G?

Can I invest in Kotak Savings Reg-G through both SIP and lump sum?

What is the return of Kotak Savings Reg-G?

What is the lock-in period in Kotak Savings Reg-G?

How to Start your Investing journey on Tata Moneyfy?

Create account

Complete KYC

Start investing

Scan the QR code to download the app

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